785 Lime Street, FL
Stellar MLS
1 / 1

$1,295,000

785 Lime Street

Palm Harbor, FL 34683

Listing updated: September 19, 2026 at 3:46 PM ET

Active
Stellar MLSListing courtesy of Charles Rutenberg Realty Inc · Robert Hite PA · MLS #TB8545790 · Active · 727-538-9200
5
Beds
4
Baths
3,476
Sq Ft
0.21
Acres
2026
Built
Private poolNew construction$373/sqft360° tour
Single Family Residence

Property type

2026

Year built

9,143 sqft

Lot size

$373

Price / sq ft

No HOA

HOA dues

1

Day on market

2

Garage spaces

X500

Flood zone

About this home

Under Construction. Tucked away on a quaint, quiet dead-end road in the town of Ozona, this rare new construction masterpiece offers an unparalleled coastal lifestyle. Spanning 3,476 sq ft, this 4-bedroom, 4-bathroom home, with ground floor office / 5th bedroom, perfectly blends luxury with casual golf-cart living. Move-in ready by the end of September, with the pool completing this October. The main floor is an entertainer's dream, featuring a massive great room and a giant chef's kitchen that flows seamlessly to a beautiful veranda, pristine pool (under construction), and a sprawling backyard. Convenience is key with a large flex office (easily converted to a 5th bedroom), a massive laundry room, and a dedicated splash room for effortless pool-to-house transitions. Upstairs, a versatile entertainment landing pad awaits your guests. The spacious primary suite is a private retreat boasting expansive his-and-hers walk-in closets and a spa-like bath with a standing tub, separate shower, and dual sinks. The additional bedrooms are also generously sized. Bedrooms two and three share a clever Jack-and-Jill bath, and the fourth bedroom has a bathroom that is also connected to the entertainment area that welcomes you at the top of the stairs. Park your golf cart in the 2-car garage and embrace the ultimate local lifestyle. Walk to the Pinellas Trail and Downtown Palm Harbor, or take the golf cart to enjoy the shops and restaurants in Ozona and Downtown Palm Harbor. Enjoy top-rated schools (short walk to Ozona Elementary School), all just minutes from the pristine sands of Honeymoon Island. Beyond the incredible location, this home offers the true benefits of new construction: modern building codes, energy-efficient systems, builder warranties, and none of the deferred maintenance that comes with an older home. With no HOA there are no minimum rental periods, 785 Lime is also ideal as a rental property. Truly a rare opportunity! Note: the images of the pool are virtual as it is not yet complete.

Estimated monthly payment

Principal & interest$6,548
Property taxes$280
Home insurance (est.)$594

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Sep 18, 2026
  2. Listed$1,295,000
    Sep 18, 2026
  3. Price increased$1,295,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Dempseys W S Sub
County
Pinellas
Year built
2026
Living area
3,476 sq ft
Price/sq ft
$373
Building area
4,542 sq ft (Builder)
Lot size
9,143 sq ft
Lot category
0 to less than 1/4
Flood zone
X500
Garage
2 spaces
Pool
Private pool
Annual taxes
$3,364 (2025)
Parcel #
11-28-15-20880-000-0110
Zoning
R-3
MLS #
TB8545790

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Interior Details

Bedrooms
5
Full bathrooms
4
Flooring
Laminate, Tile
Appliances
Electric Water Heater, Exhaust Fan, Range, Range Hood, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Laundry Room, Washer Hookup
Stories / Levels
Two
Direction faces
North
New construction
Yes

Heating & Cooling

Heating
Central, Exhaust Fan, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$0
Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
No Lease Restrictions

Exterior & Construction

Exterior features
Lighting, Permeable Paving, Private Yard
Construction materials
Block, Stone, Stucco
Roof
Shingle
Foundation
Slab, Stem Wall
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes

Schools

ElementaryOzona Elementary-PNGreatSchools ↗
MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst28x20
KitchenFirst17x13
Primary BedroomSecond20x18
Primary BathroomSecond14x10
Dining RoomFirst15x13
Bathroom 1First10x6
DenFirst15x12
Bedroom 3Second14x13
Bathroom 3Second9x6
Bedroom 2Second15x15
Bedroom 4Second15x12
Bathroom 4Second12x6

Listing Details

Listing date
2026-09-08
On market date
2026-09-18
Original list price
$1,295,000
Occupant type
Vacant
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-09-18
Tax legal description
DEMPSEY'S, W. S. SUB LOT 11 TOGETHER WITH W 50FT OF E 270FT OF W 818FT OF S 100FT OF N 660FT OF NW 1/4 OF NE 1/4 OF SEC 11-28-15

Flood risk

Moderate riskFEMA Zone X500

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US 19 & Tampa Road: Go West on Tampa Road, across Alt 19, North on Dempsey Rd, West on Lime St to address.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 19, 2026 at 3:46 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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