$339,000
7905 Charing Cross Way
Palmetto, FL 34221
Listing updated: September 23, 2026 at 1:21 PM ET
Listing courtesy of Keller Williams Gulf Beaches · Amy Mickschl · MLS #TB8545526 · Active · 727-367-3756Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Short Sale. MOVE-IN READY with a NEWER ROOF, NEWER A/C, NEWER kitchen appliances AND a valuable transferable home warranty! Welcome to 7905 Charing Cross Way, a 3-bedroom, 2-bath home offering over 1,600 heated square feet on a desirable corner lot in the Waterford community. Inside, a neutral color palette, tile and carpet flooring, and a comfortable, functional open floor plan make this home easy to move right into. The kitchen features new appliances installed in November 2025, while the indoor laundry room adds everyday convenience. The spacious primary suite features two walk-in closets and a private en-suite bath. An attached two-car garage and oversized driveway provide plenty of parking and additional storage. Tucked away with peaceful conservation and pond views, the home's corner-lot setting offers an added sense of privacy surrounded by nature. Step outside to the screened lanai and enjoy the tranquil backdrop—a perfect spot for morning coffee or unwinding at the end of the day. Several major improvements have already been completed, including a NEWER ROOF installed September 2024 with a 10-year warranty and a NEWER A/C installed January 2024 with a 10-year parts warranty. A partial vinyl fence was installed in January 2025 and includes a 2-year labor warranty and limited lifetime parts warranty. Even more peace of mind comes with a transferable Home Warranty valid through July 14, 2027. Enjoy the community pool located just one street away near the main entrance. HOA dues are only $100 per month, with NO master HOA, NO CDD fees and NO FLOOD INSURANCE required.* Conveniently located near shopping, recreation and exciting new development, Gateway shopping center is approximately one mile away with Publix, restaurants and everyday services, while two golf courses are within approximately two miles. Terra Ceia Preserve State Park is approximately 3.5 miles away, offering miles of natural Florida scenery, trails and kayak access. Adding to the area's growing amenities, a new BayCare healthcare and hospital project is currently underway and scheduled to open in late 2028. Elementary, middle and multiple charter school options are also located within approximately 2 miles. Offered at $339,000. This property is being sold as a short sale and is subject to lender approval. *Buyer/Buyer's Agent to verify flood zone and flood insurance requirements with their lender and insurance provider.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history18 days on market
- Status: ActiveSep 5, 2026
- Listed$339,000Sep 5, 2026
- Price increased$339,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 18
- Subdivision
- Waterford Ph I-A, Ii & Ii-A
- County
- Manatee
- Year built
- 2005
- Living area
- 1,647 sq ft
- Price/sq ft
- $206
- Building area
- 2,225 sq ft (Public Records)
- Lot size
- 7,105 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X,AE
- Garage
- 2 spaces
- Annual taxes
- $3,922 (2025)
- Parcel #
- 647136209
- Zoning
- PDR
- MLS #
- TB8545526
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $100 / Monthly
- Monthly HOA
- $100/mo
- Total monthly fees
- $100/mo
- Total annual fees
- $1,200
- HOA name
- Judy Morrison
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Buyer and/or buyer's agent to verify all leasing restrictions with the HOA.
- Approval process
- Buyer and/or buyer's agent to verify approval process with the HOA.
Exterior & Construction
- Exterior features
- Private Mailbox
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First |
Listing Details
- Listing date
- 2026-09-04
- On market date
- 2026-09-05
- Original list price
- $339,000
- Occupant type
- Owner
- Special conditions
- Short Sale
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-09-05
- Tax legal description
- LOT 165 WATERFORD PHASES IA II AND IIA PI#6471.3620/9
Flood risk
See FEMA for this zone’s designation and insurance requirements.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75 to Mocasssin Wallow E, Right on Buffalo Rd. Follow to Landsome Way and Left on Charing Cross Way. From I-275 take exit 2 for US 41 South turn left on 69th St E to Buffalo Rd./Frontage Rd. and go left. Take a right at Lansdowne Way and then left to Charing Cross Way.
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Based on information submitted to the MLS GRID as of September 23, 2026 at 1:21 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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