
$1,850,000
304 Yacht Harbor Drive
Palm Coast, FL 32137
Listing updated: September 18, 2026 at 3:02 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Personality, craftsmanship and the Intracoastal come together at 304 Yacht Harbor Drive. Custom built in 2023 by Dell Construction, this three-level custom residence offers 4,150 square feet of living space directly on the Intracoastal Waterway in Yacht Harbor Village and this home lives large. Designed around the water and the relaxed elegance of coastal living, each level offers its own experience, with expansive balconies and remarkable Intracoastal views on every floor. The result is a home that gives you room to gather when you want to, and room to retreat when you don't. The dedicated second-floor gathering space was made for the way people really live...movie nights, game nights, cocktails with friends or simply settling in to watch the boats go by. Entertain downstairs, gather upstairs, escape to your own space or take everyone outside by the pool. The best part? You get to choose. Throughout the home, smooth-finish walls, custom solid-wood interior doors, distinctive lighting and tile selections, custom remote-controlled window shades and beautifully finished closets reflect an exceptional level of detail. Premium appliances, an additional second-floor ice maker, central vacuum, water-leak detection, security cameras, integrated Sonos and surround sound add comfort and technology without sacrificing character. Each floor features its own electric fireplace, while the outdoor living spaces include a gas fireplace and gas connection on the second-level deck. Outside, the heated saltwater pool and spa are remotely operated and complemented by two waterfalls, premium pool equipment, an outdoor shower and approximately $75,000 in custom storm-screen protection. Even the garage received the custom treatment, with cabinetry and storage, a lifetime-warrantied floor system and a dedicated custom wash station, perfect for pets, sandy feet and everything that comes with life on the water. Four-zone HVAC and ceiling fans throughout complete a residence that feels exceptionally finished from top to bottom. And waterfront living here extends beyond your own backyard. Yacht Harbor Village is a true marina community, giving boaters the convenience of keeping their boat within the neighborhood marina and protected from the everyday wake of the Intracoastal. Marina slips may be available; buyers should contact the marina directly for current availability, pricing and requirements. The HOA adds another layer of ease with lawn and seawall maintenance included, leaving more time for the lifestyle that brought you here. For those who want to add the resort experience, club membership is optional and available separately through the nearby Hammock Dunes / Hammock Beach Club, subject to current membership offerings, availability and fees. Morning coffee overlooking the Intracoastal. An afternoon on the boat. Game night upstairs. Friends around the pool. Or a quiet sunset from your balcony. There isn't one way to live here. That's the point. 304 Yacht Harbor Drive was designed to be enjoyed.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history5 days on market
- Status: ActiveSep 14, 2026
- Listed$1,850,000Sep 13, 2026
- Price increased$1,850,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 5
- Subdivision
- Harbor Village Marina
- County
- Flagler
- Year built
- 2023
- Living area
- 4,150 sq ft
- Price/sq ft
- $446
- Building area
- 5,624 sq ft (Public Records)
- Lot size
- 4,800 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12035C0129E)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $17,954 (2025)
- Parcel #
- 04-11-31-3019-00000-1370
- Zoning
- PUD
- MLS #
- FC321172
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Half bathrooms
- 2
- Flooring
- Tile
- Appliances
- Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Washer, Wine Refrigerator
- Interior features
- Built-in Features, Ceiling Fans(s), Central Vaccum, Coffered Ceiling(s), Open Floorplan, Smart Home, Split Bedroom, Stone Counters, Walk-In Closet(s), Wet Bar, Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Three Or More
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Electric, Heat Pump, Zoned
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $920 / Quarterly
- Monthly HOA
- $307/mo
- Total monthly fees
- $307/mo
- Total annual fees
- $3,680
- HOA name
- Southern States Management/Diana Grub
- CDD
- Yes
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Yes, no short term rentals, must wait to own your house for 12 months, boat docks cannot be rented, only owner is allowed access. Unit may only be rented 3 times within a calendar year. No sub-leasing.
- Approval process
- Owner must submit lease application + provide background and screening report for review and approval.
Exterior & Construction
- Exterior features
- Hurricane Shutters, Lighting
- Construction materials
- Block, Stucco
- Roof
- Concrete, Tile
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Electricity Connected, Phone Available, Propane, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected
Community
- Pets allowed
- Number Limit
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 18.6x11.8 |
| Dining Room | First | 23.8x14.6 |
| Family Room | First | 26.6x12.8 |
| Balcony/Porch/Lanai | First | 28.1x28.7 |
| Laundry | Second | 7.3x19.1 |
| Bedroom 1 | Second | 13.9x16.5 |
| Bathroom 1 | Second | 6.4x10.4 |
| Bedroom 2 | Second | 13.8x13 |
| Bathroom 2 | Second | 9.6x5.7 |
| Family Room | Second | 28.1x20.11 |
| Balcony/Porch/Lanai | Second | |
| Primary Bedroom | Third | 15.11x25.11 |
| Primary Bathroom | Third | 12.2x14.1 |
| Balcony/Porch/Lanai | Third | 13.11x9 |
Listing Details
- Listing date
- 2026-09-13
- On market date
- 2026-09-13
- Original list price
- $1,850,000
- Occupant type
- Owner
- MLS area
- 32137 - Palm Coast
- Listing AOR
- Flagler
- Status changed
- 2026-09-14
- Tax legal description
- HARBOR VILLAGE MARINA LOT 137 OR 2232/1041 OR 2457/1318
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
I-95 to Exit 289, east on Palm Coast Pkwy. Continue over toll bridge to Yacht Harbor Village. Through guard gate, right onto Yacht Harbor Dr. Continue to #304
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 18, 2026 at 3:02 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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