304 Yacht Harbor Drive, FL
Stellar MLS
1 / 1

$1,850,000

304 Yacht Harbor Drive

Palm Coast, FL 32137

Listing updated: September 18, 2026 at 3:02 PM ET

Active
Stellar MLSListing courtesy of Re/Max Select Professionals · Pam Capela · MLS #FC321172 · Active · 386-283-4966
3
Beds
5
Baths
4,150
Sq Ft
0.11
Acres
2023
Built
WaterfrontWater accessPrivate poolFireplace$446/sqft
Single Family Residence

Property type

2023

Year built

4,800 sqft

Lot size

$446

Price / sq ft

$307/mo

HOA dues

5

Days on market

2

Garage spaces

X

Flood zone

About this home

Personality, craftsmanship and the Intracoastal come together at 304 Yacht Harbor Drive. Custom built in 2023 by Dell Construction, this three-level custom residence offers 4,150 square feet of living space directly on the Intracoastal Waterway in Yacht Harbor Village and this home lives large. Designed around the water and the relaxed elegance of coastal living, each level offers its own experience, with expansive balconies and remarkable Intracoastal views on every floor. The result is a home that gives you room to gather when you want to, and room to retreat when you don't. The dedicated second-floor gathering space was made for the way people really live...movie nights, game nights, cocktails with friends or simply settling in to watch the boats go by. Entertain downstairs, gather upstairs, escape to your own space or take everyone outside by the pool. The best part? You get to choose. Throughout the home, smooth-finish walls, custom solid-wood interior doors, distinctive lighting and tile selections, custom remote-controlled window shades and beautifully finished closets reflect an exceptional level of detail. Premium appliances, an additional second-floor ice maker, central vacuum, water-leak detection, security cameras, integrated Sonos and surround sound add comfort and technology without sacrificing character. Each floor features its own electric fireplace, while the outdoor living spaces include a gas fireplace and gas connection on the second-level deck. Outside, the heated saltwater pool and spa are remotely operated and complemented by two waterfalls, premium pool equipment, an outdoor shower and approximately $75,000 in custom storm-screen protection. Even the garage received the custom treatment, with cabinetry and storage, a lifetime-warrantied floor system and a dedicated custom wash station, perfect for pets, sandy feet and everything that comes with life on the water. Four-zone HVAC and ceiling fans throughout complete a residence that feels exceptionally finished from top to bottom. And waterfront living here extends beyond your own backyard. Yacht Harbor Village is a true marina community, giving boaters the convenience of keeping their boat within the neighborhood marina and protected from the everyday wake of the Intracoastal. Marina slips may be available; buyers should contact the marina directly for current availability, pricing and requirements. The HOA adds another layer of ease with lawn and seawall maintenance included, leaving more time for the lifestyle that brought you here. For those who want to add the resort experience, club membership is optional and available separately through the nearby Hammock Dunes / Hammock Beach Club, subject to current membership offerings, availability and fees. Morning coffee overlooking the Intracoastal. An afternoon on the boat. Game night upstairs. Friends around the pool. Or a quiet sunset from your balcony. There isn't one way to live here. That's the point. 304 Yacht Harbor Drive was designed to be enjoyed.

Estimated monthly payment

Principal & interest$9,355
Property taxes$1,496
Home insurance (est.)$848
HOA dues$307

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history5 days on market

  1. Status: Active
    Sep 14, 2026
  2. Listed$1,850,000
    Sep 13, 2026
  3. Price increased$1,850,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
5
Subdivision
Harbor Village Marina
County
Flagler
Year built
2023
Living area
4,150 sq ft
Price/sq ft
$446
Building area
5,624 sq ft (Public Records)
Lot size
4,800 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12035C0129E)
Garage
2 spaces
Pool
Private pool
Annual taxes
$17,954 (2025)
Parcel #
04-11-31-3019-00000-1370
Zoning
PUD
MLS #
FC321172

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Interior Details

Bedrooms
3
Full bathrooms
3
Half bathrooms
2
Flooring
Tile
Appliances
Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Washer, Wine Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Central Vaccum, Coffered Ceiling(s), Open Floorplan, Smart Home, Split Bedroom, Stone Counters, Walk-In Closet(s), Wet Bar, Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
Three Or More
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Electric, Heat Pump, Zoned
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$920 / Quarterly
Monthly HOA
$307/mo
Total monthly fees
$307/mo
Total annual fees
$3,680
HOA name
Southern States Management/Diana Grub
CDD
Yes
Min lease term
1 Month
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Yes, no short term rentals, must wait to own your house for 12 months, boat docks cannot be rented, only owner is allowed access. Unit may only be rented 3 times within a calendar year. No sub-leasing.
Approval process
Owner must submit lease application + provide background and screening report for review and approval.

Exterior & Construction

Exterior features
Hurricane Shutters, Lighting
Construction materials
Block, Stucco
Roof
Concrete, Tile
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Electricity Connected, Phone Available, Propane, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected

Community

Pets allowed
Number Limit

Room Details

RoomLevelDimensions
KitchenFirst18.6x11.8
Dining RoomFirst23.8x14.6
Family RoomFirst26.6x12.8
Balcony/Porch/LanaiFirst28.1x28.7
LaundrySecond7.3x19.1
Bedroom 1Second13.9x16.5
Bathroom 1Second6.4x10.4
Bedroom 2Second13.8x13
Bathroom 2Second9.6x5.7
Family RoomSecond28.1x20.11
Balcony/Porch/LanaiSecond
Primary BedroomThird15.11x25.11
Primary BathroomThird12.2x14.1
Balcony/Porch/LanaiThird13.11x9

Listing Details

Listing date
2026-09-13
On market date
2026-09-13
Original list price
$1,850,000
Occupant type
Owner
MLS area
32137 - Palm Coast
Listing AOR
Flagler
Status changed
2026-09-14
Tax legal description
HARBOR VILLAGE MARINA LOT 137 OR 2232/1041 OR 2457/1318

Flood risk

Minimal riskFEMA Zone XPanel 12035C0129E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

I-95 to Exit 289, east on Palm Coast Pkwy. Continue over toll bridge to Yacht Harbor Village. Through guard gate, right onto Yacht Harbor Dr. Continue to #304

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 18, 2026 at 3:02 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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