
$1,389,000
312 Segovia Drive
Punta Gorda, FL 33950
Listing updated: September 21, 2026 at 12:46 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
A rare opportunity to own a never-lived-in, custom-built waterfront home offering 105 feet of seawall, an extra-wide canal and sailboat access to Charlotte Harbor and the Gulf! Built in 2024 by FERO Construction and situated on a quiet cul-de-sac, this exceptional 3-bedroom, 3.5-bath residence was designed for luxury waterfront living. Built at an elevation of over 12 feet above flood level, the home also features a private office, heated pool, soaring ceilings, an open-concept design and an impressive indoor/outdoor living space. All three bedrooms are ensuite, providing exceptional privacy and comfort for owners and guests. The designer kitchen is the centerpiece of the home, featuring custom cabinetry, quartz countertops, a large walk-in pantry and abundant storage and workspace. Expansive zero-corner pocket sliders completely open the living area to the pool and lanai, creating the ultimate Florida indoor/outdoor lifestyle while showcasing the wide canal views. The spacious primary suite offers a large walk-in closet and separate his-and-hers vanities with individual sinks and counter areas. Quality construction and upgrades continue throughout with a metal roof, impact windows and doors, storm shutters, epoxy-finished garage floor, paver driveway and professional landscaping. Step outside to your private waterfront retreat featuring a screened pool, expansive paver lanai and panoramic picture-window screen overlooking the extra-wide canal. The lanai is already plumbed for a future outdoor kitchen, and water and electric are available at the waterfront for a future dock and boat lift. With 105 feet of seawall maintained by the City of Punta Gorda, you have an incredible waterfront setting ready to accommodate your boating lifestyle. Add your dock and lift, bring the boat, and enjoy fishing, cruising Charlotte Harbor and access to the Gulf. Best of all, you can enjoy the privacy of a waterfront cul-de-sac while remaining close to everything Punta Gorda. Convenient access to US-41 and I-75 puts downtown Punta Gorda's restaurants, waterfront parks, marinas, shopping and entertainment just minutes away.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveSep 21, 2026
- Listed$1,389,000Sep 21, 2026
- Price increased$1,389,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Punta Gorda Isles Sec 15
- County
- Charlotte
- Year built
- 2024
- Living area
- 2,388 sq ft
- Price/sq ft
- $582
- Building area
- 3,214 sq ft (Builder)
- Lot size
- 10,309 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12015C0243G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $14,022 (2025)
- Parcel #
- 412329176002
- Zoning
- GS-3.5
- MLS #
- C7530280
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Tile
- Appliances
- Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- South
- New construction
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Electric Vehicle Charging Station(s), Garage Door Opener
HOA & Financial
- HOA fee
- $50 / Annually
- Monthly HOA
- $4/mo
- Total monthly fees
- $4/mo
- Total annual fees
- $50
- HOA name
- Bill Courtney
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Hurricane Shutters
- Construction materials
- Concrete, Stucco
- Roof
- Metal
- Foundation
- Stem Wall
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 17x15 |
| Bedroom 2 | First | 13x13 |
| Bedroom 3 | First | 12x12 |
| Kitchen | First | 14x11 |
| Living Room | First | 18x15 |
Listing Details
- Listing date
- 2026-09-06
- On market date
- 2026-09-21
- Original list price
- $1,389,000
- Occupant type
- Vacant
- MLS area
- 33950 - Punta Gorda
- Listing AOR
- Orlando Regional
- Status changed
- 2026-09-21
- Tax legal description
- PGI 015 0279 0009 PUNTA GORDA ISLES SEC15 BLK279 LT 9 649/2127 668/1879 757/1852 766/1210 828/1563 1987/1465 2080/522 2163/2110 4943/611
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US 41 to Monaco Dr, Turn Right on Segovia
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 21, 2026 at 12:46 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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