640 Highlands Lake Drive, FL
Stellar MLS
1 / 1

$299,000

640 Highlands Lake Drive

Lake Placid, FL 33852

Listing updated: September 4, 2026 at 6:52 AM ET

Active
Stellar MLSListing courtesy of Southern Life Realty · Samantha McGuire · MLS #A4704803 · Active · 727-642-1758
3
Beds
3
Baths
1,770
Sq Ft
0.26
Acres
2007
Built
$169/sqft360° tour
Single Family Residence

Property type

2007

Year built

11,250 sqft

Lot size

$169

Price / sq ft

No HOA

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Fishing, boating, and nature enthusiasts get ready for your next home! Welcome to 640 Highlands Lake Drive, a charming 3-bedroom, 2 full bath home offering peaceful Florida living in beautiful Lake Placid. Lovingly maintained by its original owner, this home presents a wonderful opportunity for those seeking comfort, privacy, and a connection to nature. Step into the large Primary Suite with beautiful en-suite bathroom. Love to entertain? The split floor plan gives perfect space for 2 guest bedrooms with privacy on other side of the house. Have a hobby that could use space? You will love the custom storage in guest bedroom #2, that will allow for workspace, shelving, AND space for a guest bed! Large kitchen that opens up into open concept dining room and living room provides an open space to entertain. Bring the boat and toys - with a large driveway and 2 car garage, you have plenty of space to use as needed. Enjoy the serene setting with a beautiful natural view from the fully fenced backyard - perfect for relaxing, entertaining, gardening, or enjoying the Florida sunshine. Located near the lake, this home offers easy access to the outdoor lifestyle Lake Placid is known for. With conveniently located public boat ramps one street away, this is the perfect location for lake life activities. Whether you are looking for a full-time residence, or a seasonal retreat, this well-loved home is ready for its next chapter. Come experience the tranquility and charm of Highlands Lake Drive!

Estimated monthly payment

Principal & interest$1,512
Property taxes$97
Home insurance (est.)$137

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Sep 3, 2026
  2. Listed$299,000
    Sep 3, 2026
  3. Price increased$299,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Highlands Park Estate
County
Highlands
Year built
2007
Living area
1,770 sq ft
Price/sq ft
$169
Lot size
11,250 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12055C0379C)
Garage
2 spaces
Annual taxes
$1,162 (2025)
Parcel #
C-20-36-30-100-0050-0180
Zoning
R1
MLS #
A4704803

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
Interior features
Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Dog Run, Private Mailbox, Private Yard
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Block, Slab
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Private, Well
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Primary BedroomFirst12x16
Primary BathroomFirst11x7
Bedroom 2First11x10
Bedroom 3First13x11
Bathroom 2First8x5
Dining RoomFirst13x13
KitchenFirst14x11
Living RoomFirst29x23
Family RoomFirst11x11
Balcony/Porch/LanaiFirst9x18

Listing Details

Listing date
2026-09-03
On market date
2026-09-03
Original list price
$299,000
Occupant type
Owner
MLS area
33852 - Lake Placid
Listing AOR
Suncoast Tampa
Status changed
2026-09-03
Tax legal description
HIGHLANDS PARK EST SEC K PB 6-PG 9 LOT 18 BLK 5

Flood risk

Minimal riskFEMA Zone XPanel 12055C0379C

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading East on 70 turn left onto Old State Route 8. Turn right onto US-27 S, then take an immediate left onto County Road 29. From county road 29, turn left onto Holmes Ave, then take a right onto County Road 621. From there take a left onto Washington blvd. From Washington Blvd turn right onto Nichele Blvd. Take Nichele Blvd and turn left onto Highlands Lake Dr. Continue onto Highlands Lake Drive and the house will be on your left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 4, 2026 at 6:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA