$550,000
351 Michigan Estates Circle
St Cloud, FL 34769
Listing updated: August 29, 2026 at 6:51 AM ET
Listing courtesy of Coldwell Banker Realty · Milton James · MLS #O6437376 · Active · 407-647-1211Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Welcome to 351 Michigan Estates Circle, an impressive 6-bedroom, 4-bath pool home offering 3,831 square feet of spacious living in the desirable Michigan Estates community of St. Cloud. Built by Meritage Homes, this expansive two-story residence provides the space, flexibility, and functionality today's buyers are looking for. The heart of the home is the spacious kitchen featuring wood cabinetry, generous counter space, a breakfast bar, and an eat-in dining area overlooking the family room. Soaring ceilings and abundant natural light create an open and inviting atmosphere, while separate formal living and dining areas provide additional space for entertaining and special occasions. The first-floor primary suite offers privacy and convenience with a spacious en-suite bath featuring dual vanities, a separate shower, soaking tub, and walk-in closet. An additional office/den on the first floor provides excellent flexibility for working from home, a guest room, or additional living space. Upstairs, you'll find a large loft/media area along with generously sized secondary bedrooms, creating plenty of room for family, guests, hobbies, or a home theater. Step outside to your own backyard retreat featuring a covered lanai, swimming pool, and fenced yard—perfect for enjoying Florida's year-round outdoor lifestyle. Additional highlights include solar panels, an attached 2-car garage, mature landscaping, and ample interior storage. Conveniently located near shopping, dining, schools, the Florida Turnpike, Downtown St. Cloud, St. Cloud Lakefront Park, Lake Nona Medical City, Orlando International Airport, and Central Florida's world-famous attractions. With nearly 4,000 square feet of living space, six bedrooms, a private pool, and a versatile floor plan, this home offers an exceptional opportunity in the heart of St. Cloud.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveAug 28, 2026
- Listed$550,000Aug 28, 2026
- Price increased$550,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Michigan Estates
- County
- Osceola
- Year built
- 2008
- Living area
- 3,831 sq ft
- Price/sq ft
- $144
- Building area
- 4,660 sq ft (Public Records)
- Lot size
- 7,492 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0257G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $2,569 (2026)
- Parcel #
- 12-26-30-0222-0001-0750
- Zoning
- SR1B
- MLS #
- O6437376
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Interior Details
- Bedrooms
- 6
- Full bathrooms
- 4
- Flooring
- Carpet, Ceramic Tile, Laminate
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $125 / Quarterly
- Monthly HOA
- $42/mo
- Total monthly fees
- $42/mo
- Total annual fees
- $500
- HOA name
- Association Management Group of Central Florida
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- VERIFY WITH HOA.
Exterior & Construction
- Construction materials
- Block, Brick, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Cable Connected, Electricity Available, Electricity Connected, Phone Available, Public, Sewer Available, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Underground Utilities, Water Available, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 17x19 |
| Bedroom 1 | First | 11x14 |
| Kitchen | First | 14x12 |
| Family Room | First | 24x17 |
| Living Room | First | 12x13 |
| Dining Room | First | 13x11 |
| Den | First | 11x20 |
| Balcony/Porch/Lanai | First | 31x14 |
| Loft | Second | 31x16 |
| Bedroom 3 | Second | 13x14 |
| Bedroom 4 | Second | 11x13 |
| Bedroom 5 | Second | 13x12 |
| Additional Bedroom | Second | 12x16 |
Listing Details
- Listing date
- 2026-08-28
- On market date
- 2026-08-28
- Original list price
- $550,000
- Occupant type
- Owner
- MLS area
- 34769 - St Cloud (City of St Cloud)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-08-28
- Tax legal description
- MICHIGAN ESTATES PB 19 PG 85-88 LOT 75
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-192/E Irlo Bronson Memorial Highway, travel south on Michigan Avenue. Turn onto Fertic Road, then enter the Michigan Estates community onto Michigan Estates Circle. Follow Michigan Estates Circle to 351 Michigan Estates Circle. Property will be located within the community. Please use GPS for the most accurate route from your starting location.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 29, 2026 at 6:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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