
$1,600,000
5323 Early Terrace
Port Charlotte, FL 33981
Listing updated: August 29, 2026 at 6:51 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Just STUNNING! Discover an exceptional estate home that blends luxury and true Florida waterfront living. Perfectly positioned on three waterfront lots—totaling over three-quarters of an acre—this custom 4,265 sq. ft. residence offers sweeping views of the wide canal leading straight out to the Myakka River. Built with meticulous attention to detail, this 3-bedroom plus office, 3.5-bath pool home showcases refined architectural features including crown molding, step and coffered ceilings with custom lighting, built-in illuminated display cases, and and one elegant fireplace. French doors throughout the home open to an expansive 24' x 94' lanai, engineered for unobstructed water views creating a truly unique indoor–outdoor living experience. The chef’s kitchen impresses with high-end custom cabinetry, granite countertops, a large center island, breakfast bar, convection wall oven and microwave, stainless steel GE Monogram appliances, and picturesque views of the pool and canal. A built-in desk adds convenience for daily tasks. The serene master suite features a spacious sitting area, custom closet organizers, and a luxurious bath with separate vanities, a soaking tub, and a walk-in shower. Additional highlights include an intercom system, a state-of-the-art security and exterior video monitoring system, and an oversized 1,049 sq. ft. three-car garage complete with built-in cabinetry and pull-down attic access—ideal for car enthusiasts or hobbyists. The home also features a new roof installed in 2023, adding long-term value and reassurance. Outdoor living is elevated with a heated 15' x 33' saltwater pool with waterfall and an exterior shower. The pool cage was recently replaced and upgraded with oversized 6" gutters. The lanai is pre-plumbed and pre-wired for a future outdoor kitchen, making it perfect for entertaining in true Florida style. Boating and water-sport enthusiasts will appreciate the 62-foot dock with a 9,000-lb. boat lift, electric and water hookups at the dock, plus two additional jet-ski lifts located on the third lot. A 50-amp RV hookup provides added convenience for guests or recreational vehicles. Whether you enjoy boating, fishing, kayaking, or simply relaxing by the water, this home offers a lifestyle that is both luxurious and effortlessly coastal. Begin your next chapter in the prestigious riverfront community of Gulf Cove—where every day feels like a retreat.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveAug 28, 2026
- Listed$1,600,000Aug 28, 2026
- Price increased$1,600,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Port Charlotte Sec 054
- County
- Charlotte
- Year built
- 2002
- Living area
- 4,265 sq ft
- Price/sq ft
- $375
- Building area
- 6,718 sq ft (Public Records)
- Lot size
- 33,614 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- AE (12015C0204G)
- Garage
- 3 spaces
- Pool
- Private pool
- Annual taxes
- $1,408 (2025)
- Parcel #
- 402133330007
- Zoning
- RSF3.5
- MLS #
- TB8543343
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Ceramic Tile, Tile
- Appliances
- Built-In Oven, Convection Oven, Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Cathedral Ceiling(s), Crown Molding, Open Floorplan, Solid Surface Counters, Split Bedroom, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- South
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
- Parking features
- Driveway, Garage Faces Side, Oversized
HOA & Financial
- HOA fee
- $75 / Annually
- Monthly HOA
- $6/mo
- Total monthly fees
- $6/mo
- Total annual fees
- $75
- HOA name
- Gulf Cove Homeowner's Association
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Any lease restrictions would be that of the local municipalities. Buyer(s) and buyer's agent are advised to verify.
Exterior & Construction
- Exterior features
- Hurricane Shutters, Outdoor Shower, Rain Gutters
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Pillar/Post/Pier, Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Kitchen | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-08-28
- On market date
- 2026-08-28
- Original list price
- $1,600,000
- Occupant type
- Owner
- MLS area
- 33981 - Port Charlotte
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-08-28
- Tax legal description
- PCH 054 1700 0192 PORT CHARLOTTE SEC54 BLK1700 LTS 192 THRU 194 INCL 553/1379 575/1624 THRU 1626 613/411 1785/1049 3658/417 4309/1993 4389/1938
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From intersection on SR 776 (S. McCall Rd) and CR 771 (Gasparilla Rd), north on SR 776. Left on Gillot Blvd. Right on Holton Ter. Left on David Blvd. Right on Early Ter.
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