$350,000
8185 Philatelic Drive
Spring Hill, FL 34606
Listing updated: August 31, 2026 at 10:56 AM ET
Listing courtesy of Home Prime Realty Llc · Joneisy Diaz Ramirez · MLS #TB8543239 · Active · 813-497-4441Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Owner financing NO CREDIT NEEDED .NO HOA .NO FLOOD ZONE Purchase Price: $350,000 Down Payment: $60,000 Owner Financing: $290,000 Interest Rate: 8 Amortization: 30 Years Principal & Interest: $2,127.92/month Amount available for Taxes + Insurance: $372.08/month Target Total Payment: $2,500/month Balloon Payment: NONE Move-In Ready Pool & Jacuzzi Home Near the Weeki Wachee River. AIRBNB MONEY MAKER ! Exceptional Florida living awaits in this thoughtfully updated residence, offered move-in ready and meticulously maintained. Recent improvements include fresh interior paint, all-new lighting throughout, new ceiling fans, new interior doors, all-new outlets and switches, and a complete suite of new appliances. Washer and dryer are included. The water heater is new (2026), the roof was replaced in 2022, new attic insulation was installed in 2025, and the washing machine was replaced in 2025. The split-bedroom floor plan affords exceptional privacy in the owner's suite, which features an en-suite bath, walk-in shower, and dual closets. The centrally located kitchen overlooks the expansive patio and pool, flanked by a family room and breakfast nook on one side and formal dining and living rooms on the other. A second full bath is conveniently positioned between bedrooms two and three. Tile flooring appoints the kitchen, baths, and entry, with low-maintenance vinyl plank throughout the remainder of the home. Outdoors, a screened enclosure encompasses both the pool and jacuzzi, creating a private retreat for year-round enjoyment. The fully fenced yard is ideal for pets, and a dedicated RV connection accommodates recreational vehicles. The two-car garage includes a front screen, allowing projects to be completed in comfort. Additional highlights include paver driveway and patio, underground utilities throughout the neighborhood, public water and sewer with a separate well for irrigation, and no flood issues from recent hurricanes. Several furnishings and items convey with the property, allowing for a seamless transition. Ideally situated minutes from the Weeki Wachee River, shopping, dining, and US 19. Schedule your private showing today.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history3 days on market
- Status: ActiveAug 28, 2026
- Listed$350,000Aug 28, 2026
- Price increased$350,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 3
- Subdivision
- Forest Oaks
- County
- Hernando
- Year built
- 1987
- Living area
- 1,632 sq ft
- Price/sq ft
- $214
- Building area
- 2,073 sq ft (Public Records)
- Lot size
- 10,025 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12053C0302D)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $1,299 (2025)
- Parcel #
- R14-223-17-1769-0000-3540
- Zoning
- RES
- MLS #
- TB8543239
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Luxury Vinyl
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer
- Interior features
- High Ceilings, Living Room/Dining Room Combo, Solid Wood Cabinets, Split Bedroom, Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Owner Financing, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- All pet and leasing restrictions should be verified by the buyer with the city and county.
Exterior & Construction
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public, Sprinkler Well, Underground Utilities
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 10x14 |
| Family Room | First | 10x12 |
| Kitchen | First | 8x9 |
| Dining Room | First | 9x10 |
| Dinette | First | 9x9 |
| Primary Bedroom | First | 9x13 |
| Bedroom 2 | First | 9x10 |
| Bedroom 3 | First | 9x10 |
Listing Details
- Listing date
- 2026-08-27
- On market date
- 2026-08-28
- Original list price
- $350,000
- Occupant type
- Owner
- MLS area
- 34606 - Spring Hill/Brooksville/Weeki Wachee
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-08-28
- Tax legal description
- FOREST OAKS UNIT 4 LOT 354 ORB 1406 PGS 1057-58
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Tampa, take the Veterans Expressway/Suncoast Parkway (FL-589 N) toward Spring Hill. Take the Spring Hill Dr exit and head west toward US-19. Turn right onto US-19 N, then turn right onto Forest Oaks Blvd. Turn right onto Harrow Rd, then turn left onto Philatelic Dr. Continue to 8185 Philatelic Dr. The property will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 31, 2026 at 10:56 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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