13158 Thoroughbred Loop, FL
Stellar MLS
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$269,500

13158 Thoroughbred Loop

Largo, FL 33773

Listing updated: September 6, 2026 at 9:44 PM ET

Active
Stellar MLSListing courtesy of Home Sweet Home Real Estate · Kathy Ruff · MLS #TB8543222 · Active · 727-343-7600
2
Beds
2
Baths
1,271
Sq Ft
0.03
Acres
2004
Built
Private pool$212/sqft
Townhouse

Property type

2004

Year built

1,150 sqft

Lot size

$212

Price / sq ft

$175/mo

HOA dues

2

Days on market

1

Garage space

X

Flood zone

About this home

WOW .....  Charming move in ready 2 Bedroom 1.5 Bath PLUS a Loft and 1 Car GARAGE Townhome in highly desirable community of Cumberland Trace! Maintained with love, the home offers an open and inviting floorplan perfect for all types of entertaining. Or just chilling out watching your favorite movie. From the moment you open the front door, you know you are home. Woodlike plank flooring thru-out. Oversized windows provide just the right natural light. Generously sized dining area offers sliders that open to a cozy and private patio perfect for enjoying your morning coffee. The spacious kitchen offers stainless appliances, granite counters, breakfast bar, abundance of cabinet space. Convenient 1/2 bath perfect for your guests. Easy access to your attached garage, perfect for carrying your shopping bags in. You will be pleasantly surprised when you travel upstairs. You will find a spacious primary suite large enough for all of your furniture and with volume ceilings. It includes an oversize walk-in closet with shelving and plenty of storage. The primary ensuite bathroom boasts double sinks, a separate garden soaking tub plus a walk-in glass shower! The bathroom can be accessed from the primary bedroom or the hallway. The bedroom layout is the desirable SPLIT PLAN that offers maximum privacy. The second bedroom is spacious, has large windows providing natural light, volume ceilings and a large wall to wall closet. And, don't forget the loft....! The loft area is bright and cheery and could be used as a great office, craft room, play room, or work out room. You decide...! Conveniently located upstairs is the laundry closet making doing the laundry chore with ease. This townhome is steps away from the community pool. Just bring your towel. The best feature is the LOW HOA FEES -$175...! The LOW HOA Fee covers the roof, pool, grounds maintenance, and building exterior. This community is in a NON-FLOOD zone.  Cumberland Trace is conveniently located and provides easy access to numerous dining options, shopping, banking, Largo Mall, Clearwater, St Petersburg, the Gulf Beaches, I-275, and the Airport. Cumberland Trace is also a PET FRIENDLY COMMUNITY so bring your four-legged friends. Schedule your personal showing today or a Facetime Realtime Showing.

Estimated monthly payment

Principal & interest$1,363
Property taxes$318
Home insurance (est.)$124
HOA dues$175

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

  1. Status: Active
    Sep 4, 2026
  2. Listed$269,500
    Sep 4, 2026
  3. Price increased$269,500

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
2
Subdivision
Cumberland Trace
County
Pinellas
Year built
2004
Living area
1,271 sq ft
Price/sq ft
$212
Lot size
1,150 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
1 spaces
Pool
Private pool
Annual taxes
$3,811 (2025)
Parcel #
12-30-15-20070-016-0050
MLS #
TB8543222

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Interior Details

Bedrooms
2
Full bathrooms
1
Half bathrooms
1
Flooring
Carpet, Laminate
Appliances
Dishwasher, Electric Water Heater, Exhaust Fan, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Split Bedroom, Walk-In Closet(s)
Laundry
Laundry Closet
Stories / Levels
Two
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Guest

HOA & Financial

HOA fee
$175 / Monthly
Monthly HOA
$175/mo
Total monthly fees
$175/mo
Total annual fees
$2,100
HOA name
Ronny Dunner, Ameritech
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to confirm all restrictions directly with the association.
Approval process
Application and background check to be done for approval. Contact Ameri-Tec at 727-726-800 Ronny at Ext 405 for approval process. Buyers do not need approval, tenants need approval

Exterior & Construction

Construction materials
Vinyl Siding, Frame
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Cable Connected, Public

Community

Pets allowed
Cats OK, Dogs OK, Size Limit

Schools

ElementaryWalsingham Elementary-PNGreatSchools ↗
MiddleFitzgerald Middle-PNGreatSchools ↗
High SchoolPinellas Park High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Bedroom 2Second11x10
Primary BedroomSecond11x15
Living RoomFirst27x12
KitchenFirst12x11

Listing Details

Listing date
2026-09-04
On market date
2026-09-04
Original list price
$269,500
Occupant type
Owner
MLS area
33773 - Largo
Listing AOR
Suncoast Tampa
Status changed
2026-09-04
Tax legal description
CUMBERLAND TRACE BLK 16, LOT 5

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take Ulmerton to Cumberland Trace is on south side of road just past Belcher Road. Take 1st right once inside and unit will be the on the right, across from the pool.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 6, 2026 at 9:44 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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