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$235,000

1220 Ruby Street

Lakeland, FL 33815

Listing updated: August 26, 2026 at 5:35 PM ET

Active

Listing courtesy of Keller Williams Realty · Kristin Kellin · MLS #L4964600 · Active · 863-577-1234

Beds

Baths

1,533

Sq Ft

0.25

Acres

1930

Built

◆Fireplace◆$153/sqft

Single Family Residence

Property type

1930

Year built

10,672 sqft

Lot size

$153

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

Charming 3-bedroom, 2-bath bungalow located in one of Lakeland’s historic districts, offering classic character and flexibility for either owner occupancy or investment. The home features hardwood flooring throughout much of the interior, built-in architectural details, updated lighting, granite countertops, and wood cabinetry. Outdoor features include a screened front porch, side patio, and fenced backyard. Roof replaced by the previous owner in 2016. Currently vacant and conveniently located just minutes from Downtown Lakeland, Bonnet Springs Park, shopping, dining, and easy access to I-4.

Estimated monthly payment

Principal & interest$1,188

Property taxes$206

Home insurance (est.)$108

Down payment

20%

$47,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Aug 26, 2026
Listed$235,000
Aug 26, 2026
Price increased$235,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 0
Subdivision: Kellogg & Armstrong Add 01
County: Polk
Year built: 1930
Living area: 1,533 sq ft
Price/sq ft: $153
Building area: 1,940 sq ft (Public Records)
Lot size: 10,672 sq ft
Lot category: 1/4 to less than 1/2
Flood zone: X (12105C0311G)
Annual taxes: $2,477 (2025)
Parcel #: 23-28-23-102000-002050
Zoning: RB-2
MLS #: L4964600

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Vinyl, Wood
Appliances: Microwave, Range, Refrigerator
Interior features: Built-in Features, Solid Wood Cabinets, Stone Counters
Laundry: Inside
Stories / Levels: One
Direction faces: North
Fireplace: Yes

Heating & Cooling

Heating: Central
Cooling: Central Air

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: No
Lease restrictions: No

Exterior & Construction

Exterior features: None
Construction materials: Stucco, Frame
Roof: Shingle
Foundation: Crawlspace
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Schools

ElementaryScott Lake ElemGreatSchools ↗

MiddleCSouthwest Middle SchoolGreatSchools ↗

High SchoolKathleen HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Balcony/Porch/Lanai	First
Dining Room	First
Living Room	First
Kitchen	First
Primary Bedroom	First
Bedroom 2	First
Bedroom 3	First

Listing Details

Listing date: 2026-08-26
On market date: 2026-08-26
Original list price: $235,000
Occupant type: Vacant
MLS area: 33815 - Lakeland
Listing AOR: Lakeland
Status changed: 2026-08-26
Tax legal description: KELLOGG & ARMSTRONGS 1ST ADD PB 7 PG 12 BLK B LOT 5 & E 25 FT OF LOT 6

Flood risk

Minimal riskFEMA Zone XPanel 12105C0311G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

W on Main St to Central Ave, S on Central and Right to Ruby

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 26, 2026 at 5:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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