5370 Whispering Pine Circle, FL5370 Whispering Pine Circle, FL5370 Whispering Pine Circle, FL
Stellar MLS
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$749,900

5370 Whispering Pine Circle

St Cloud, FL 34771

Listing updated: September 22, 2026 at 4:09 PM ET

Active
Stellar MLSListing courtesy of Beycome Of Florida Llc · Steven Koleno · MLS #O6436258 · Active · 804-656-5007
4
Beds
2
Baths
2,259
Sq Ft
0.55
Acres
1984
Built
WaterfrontWater accessPrivate poolFireplace$332/sqft
Single Family Residence

Property type

1984

Year built

23,958 sqft

Lot size

$332

Price / sq ft

$83/mo

HOA dues

29

Days on market

2

Garage spaces

AE

Flood zone

About this home

CANAL-FRONT POOL HOME • PRIVATE DOCK & BOAT LIFT • MOVE-IN READY STUNNING WATER VIEWS • EXCEPTIONAL PRIVACY • 0.55 ACRES This beautifully updated 4-bedroom, 2-bath home in Majestic Oaks provides waterfront living, a heated saltwater pool, 2021 private boat dock, boat lift and exceptional privacy in the front and back. Just minutes from Lake Nona and Medical City, with access to the Chain of Lakes. The open floor plan features all newer energy efficient double pane windows and interior solid wood doors, renovated kitchen and bathrooms, updated LVP flooring, upgraded electrical, remodeled laundry and upgraded pool equipment. Beautiful views are enjoyed from virtually every room. The kitchen includes ceiling-height soft-close cabinetry, quartz countertops, a large peninsula, double oven, built-in microwave drawer, black stainless appliances, handmade tile backsplash and granite sink with touch faucet. The spacious owner’s suite includes covered lanai access, an ensuite with dual vanities, walk-in shower and walk-in closet. Three additional bedrooms provide flexibility for guests, a home office or hobbies. Outside, enjoy a large travertine-paver pool area, heated saltwater pool, covered dock and boat lift accommodating a boat up to approximately 21 feet. The property also features an expansive, oversized driveway with ample room for an RV and multiple vehicles. Built in 2021, the custom dock adds space for relaxing, entertaining and boating from your own backyard. Canal-front home with extensive updates, exceptional privacy, beautiful views from virtually every room and over half an acre—move-in ready and minutes from Lake Nona and Medical City, with access to the Chain of Lakes.

Estimated monthly payment

Principal & interest$3,792
Property taxes$53
Home insurance (est.)$344
HOA dues$83

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history29 days on market

  1. Status: Active
    Aug 24, 2026
  2. Listed$765,000
    Aug 24, 2026
  3. Price reduced$749,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
29
Subdivision
Majestic Oaks
County
Osceola
Year built
1984
Living area
2,259 sq ft
Price/sq ft
$332
Building area
3,133 sq ft (Owner)
Lot size
23,958 sq ft
Lot category
1/2 to less than 1
Flood zone
AE
Garage
2 spaces
Pool
Private pool
Annual taxes
$631 (2024)
Parcel #
05-25-31-4025-0001-0570
Zoning
OPUD
MLS #
O6436258

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Luxury Vinyl
Appliances
Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Touchless Faucet
Interior features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Sauna, Solid Surface Counters, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
North
Fireplace
Yes

Heating & Cooling

Heating
Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$248 / Quarterly
Monthly HOA
$83/mo
Total monthly fees
$83/mo
Total annual fees
$992
HOA name
Sentry Management
CDD
No
Listing terms
Cash, Conventional, FHA, Other, VA Loan
Ownership
Fee Simple
Available for lease
No

Exterior & Construction

Exterior features
Courtyard, Dog Run, Lighting, Private Mailbox, Rain Gutters, Sauna
Construction materials
Block, Concrete, Stone, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Public

Community

Pets allowed
Breed Restrictions

Schools

ElementaryNarcoossee ElementaryGreatSchools ↗
MiddleNarcoossee MiddleGreatSchools ↗
High SchoolATohopekaliga High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 2First
Bedroom 3First
Bedroom 4First
Family RoomFirst
Living RoomFirst
FoyerFirst
Dining RoomFirst
KitchenFirst
LaundryFirst
Primary BathroomFirst
Bathroom 2First

Listing Details

Listing date
2026-08-24
On market date
2026-08-24
Original list price
$765,000
Occupant type
Owner
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Orlando Regional
Status changed
2026-08-24
Tax legal description
MAJESTIC OAKS SUB PB 2 PG 210 & 211 LOT 57

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Drive north on Narcoossee Road/CR 15. Left to Whisper Wind Drive. Right to Majestic Oak Drive. Left to Whispering Pine Circle. Property is on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 22, 2026 at 4:09 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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