


$749,900
5370 Whispering Pine Circle
St Cloud, FL 34771
Listing updated: September 22, 2026 at 4:09 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
CANAL-FRONT POOL HOME • PRIVATE DOCK & BOAT LIFT • MOVE-IN READY STUNNING WATER VIEWS • EXCEPTIONAL PRIVACY • 0.55 ACRES This beautifully updated 4-bedroom, 2-bath home in Majestic Oaks provides waterfront living, a heated saltwater pool, 2021 private boat dock, boat lift and exceptional privacy in the front and back. Just minutes from Lake Nona and Medical City, with access to the Chain of Lakes. The open floor plan features all newer energy efficient double pane windows and interior solid wood doors, renovated kitchen and bathrooms, updated LVP flooring, upgraded electrical, remodeled laundry and upgraded pool equipment. Beautiful views are enjoyed from virtually every room. The kitchen includes ceiling-height soft-close cabinetry, quartz countertops, a large peninsula, double oven, built-in microwave drawer, black stainless appliances, handmade tile backsplash and granite sink with touch faucet. The spacious owner’s suite includes covered lanai access, an ensuite with dual vanities, walk-in shower and walk-in closet. Three additional bedrooms provide flexibility for guests, a home office or hobbies. Outside, enjoy a large travertine-paver pool area, heated saltwater pool, covered dock and boat lift accommodating a boat up to approximately 21 feet. The property also features an expansive, oversized driveway with ample room for an RV and multiple vehicles. Built in 2021, the custom dock adds space for relaxing, entertaining and boating from your own backyard. Canal-front home with extensive updates, exceptional privacy, beautiful views from virtually every room and over half an acre—move-in ready and minutes from Lake Nona and Medical City, with access to the Chain of Lakes.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history29 days on market
- Status: ActiveAug 24, 2026
- Listed$765,000Aug 24, 2026
- Price reduced$749,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 29
- Subdivision
- Majestic Oaks
- County
- Osceola
- Year built
- 1984
- Living area
- 2,259 sq ft
- Price/sq ft
- $332
- Building area
- 3,133 sq ft (Owner)
- Lot size
- 23,958 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- AE
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $631 (2024)
- Parcel #
- 05-25-31-4025-0001-0570
- Zoning
- OPUD
- MLS #
- O6436258
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Convection Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Touchless Faucet
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Sauna, Solid Surface Counters, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- North
- Fireplace
- Yes
Heating & Cooling
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $248 / Quarterly
- Monthly HOA
- $83/mo
- Total monthly fees
- $83/mo
- Total annual fees
- $992
- HOA name
- Sentry Management
- CDD
- No
- Listing terms
- Cash, Conventional, FHA, Other, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Courtyard, Dog Run, Lighting, Private Mailbox, Rain Gutters, Sauna
- Construction materials
- Block, Concrete, Stone, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Breed Restrictions
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Bedroom 4 | First | |
| Family Room | First | |
| Living Room | First | |
| Foyer | First | |
| Dining Room | First | |
| Kitchen | First | |
| Laundry | First | |
| Primary Bathroom | First | |
| Bathroom 2 | First |
Listing Details
- Listing date
- 2026-08-24
- On market date
- 2026-08-24
- Original list price
- $765,000
- Occupant type
- Owner
- MLS area
- 34771 - St Cloud (Magnolia Square)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-08-24
- Tax legal description
- MAJESTIC OAKS SUB PB 2 PG 210 & 211 LOT 57
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Drive north on Narcoossee Road/CR 15. Left to Whisper Wind Drive. Right to Majestic Oak Drive. Left to Whispering Pine Circle. Property is on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 22, 2026 at 4:09 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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