3217 Mcmath Drive, FL
Stellar MLS
1 / 1

$324,900

3217 Mcmath Drive

Palm Harbor, FL 34684

Listing updated: September 15, 2026 at 3:05 PM ET

Active
Stellar MLSListing courtesy of Realuxe · Mandria Aceto · MLS #TB8541591 · Active · 813-716-5584
2
Beds
2
Baths
1,332
Sq Ft
0.09
Acres
1982
Built
55+ community$244/sqft360° tour
Villa

Property type

1982

Year built

4,125 sqft

Lot size

$244

Price / sq ft

$164/mo

HOA dues

15

Days on market

2

Garage spaces

X

Flood zone

About this home

Tucked into the tree-lined streets of Highland Lakes, one of Palm Harbor's most beloved 55+ golf communities, this beautifully updated 2-bedroom, 2-bathroom villa is ready for its next owner to simply move in and enjoy. From the moment you step through the glass-inset front door into the vaulted foyer, it's clear this home has been thoughtfully cared for and tastefully refreshed from top to bottom. The open-concept living and dining area is bathed in natural light and finished with wood like tile flooring that flows throughout the entire home. A separate formal dining area, illuminated by a designer chandelier, adds a touch of elegance for holiday gatherings and dinner parties. The kitchen is a true showstopper, featuring crisp white shaker cabinetry, appliances, sleek countertops, all wrapped in a layout that keeps the cook connected to the rest of the home. In the kitchen, a versatile dining nook offers the perfect spot for casual meals. Retreat to the spacious primary suite, complete with a generous closet and a spa-inspired en-suite bathroom boasting a walk-in shower, dual granite vanities, and elegant tile work. The comfortable second bedroom sits near a fully updated guest bathroom, making this layout ideal for visitors, a home office, or a hobby room. Outside, the home's classic Florida charm continues with crisp white stucco, cedar-toned board-and-batten gable accents, and cheerful green shutters, all framed by mature landscaping, a flowering crape myrtle, and swaying palms. Highland Lakes is one of Pinellas County's premier 55+ communities, offering residents access to a private golf course, community pools, tennis courts, a clubhouse with an active social calendar, and a boat ramp with access to Lake Tarpon — all for remarkably low HOA dues. Enjoy the Florida lifestyle just minutes from Innisbrook Golf Resort, John Chesnut Sr. Park, the Gulf beaches, and easy access to Tampa International Airport. This is Florida living at its most carefree — schedule your private showing today.

Estimated monthly payment

Principal & interest$1,643
Property taxes$138
Home insurance (est.)$149
HOA dues$164

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history15 days on market

  1. Status: Active
    Sep 1, 2026
  2. Listed$324,900
    Aug 24, 2026
  3. Price increased$324,900

Facts & features

Property type
Residential
Sub type
Villa
Status
Active
Days on market
15
Subdivision
Highland Lakes
County
Pinellas
Year built
1982
Living area
1,332 sq ft
Price/sq ft
$244
Lot size
4,125 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$1,654 (2025)
Parcel #
05-28-16-38906-000-0980
Zoning
RPD-7.5
MLS #
TB8541591

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Tile
Appliances
Cooktop, Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Open Floorplan, Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$164 / Monthly
Monthly HOA
$164/mo
Total monthly fees
$336/mo
Total annual fees
$4,032
HOA name
Scarlet Roach
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Unknown
Approval process
Contact HOA directly if you have specific questions or view website

Exterior & Construction

Exterior features
Private Mailbox, Sidewalk
Construction materials
Frame
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Family RoomFirst
KitchenFirst
Primary BedroomFirst
Bedroom 2First
LaundryFirst

Listing Details

Listing date
2026-08-24
On market date
2026-08-24
Original list price
$324,900
Occupant type
Owner
MLS area
34684 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-09-01
Tax legal description
HIGHLAND LAKES UNIT THIRTEEN PHASE 2 LOT 98

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Tampa Road to Lake Saint George to McMath Drive

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 15, 2026 at 3:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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