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$1,850,000

55 Ocean Oaks Lane

Palm Coast, FL 32137

Listing updated: August 27, 2026 at 2:57 PM ET

Active

Listing courtesy of Re/Max Select Professionals · Pam Capela · MLS #FC320892 · Active · 386-283-4966

Beds

Baths

3,302

Sq Ft

0.36

Acres

2017

Built

◆Waterfront◆Private pool◆Fireplace◆$560/sqft

Single Family Residence

Property type

2017

Year built

15,495 sqft

Lot size

$560

Price / sq ft

$186/mo

HOA dues

Day on market

Garage spaces

Flood zone

About this home

COASTAL LUXURY MEETS EFFORTLESS FLORIDA LIVING! Welcome to 55 Ocean Oaks Lane, a beautifully designed custom home tucked within the gated Northshore community of Hammock Beach. Built by renowned custom builder Frank Rutenberg, this residence offers 3,326 square feet of thoughtfully designed living space where indoor and outdoor living come together seamlessly. Step inside to soaring ceilings, wide-plank wood flooring, custom millwork and an open, light-filled floor plan centered around the heart of the home. The kitchen features Cabico cabinetry, quartz countertops, a large island and hidden walk-in pantry, opening effortlessly to the great room and outdoor living area. Expansive disappearing sliders and a dramatic corner window wall invite you outside to the screened lanai, where a heated pool, spa, fire pit and fully equipped summer kitchen overlook peaceful water views. The spacious primary suite provides a private retreat, while the split-bedroom layout offers flexibility for family and guests. A dedicated library/office, linear gas fireplace, designer finishes and an oversized two-car garage with additional golf cart space add both function and character. Just a short walk from the Atlantic Ocean with deeded beach access, this home captures everything there is to love about the Hammock Beach lifestyle. Optional membership to The Club at Hammock Beach offers access to world-class golf, pools, tennis, fitness, dining, spa amenities and an exceptional calendar of social activities. From mornings at the beach to afternoons by the pool and evenings gathered around the fire pit, 55 Ocean Oaks Lane was designed for the way Florida living should feel.

Estimated monthly payment

Principal & interest$9,355

Property taxes$1,302

Home insurance (est.)$848

HOA dues$186

Down payment

20%

$370,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

Status: Active
Aug 26, 2026
Listed$1,850,000
Aug 26, 2026
Price increased$1,850,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 1
Subdivision: Ocean Hammock
County: Flagler
Year built: 2017
Living area: 3,302 sq ft
Price/sq ft: $560
Building area: 4,631 sq ft (Public Records)
Lot size: 15,495 sq ft
Lot category: 1/4 to less than 1/2
Flood zone: X
Garage: 2 spaces
Pool: Private pool
Annual taxes: $15,624 (2025)
Parcel #: 0411313602000000580
Zoning: PUD
MLS #: FC320892

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Interior Details

Bedrooms: 4
Full bathrooms: 3
Flooring: Tile, Wood
Appliances: Convection Oven, Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator, Wine Refrigerator
Interior features: Ceiling Fans(s), Coffered Ceiling(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Wet Bar
Laundry: Inside
Stories / Levels: One
Direction faces: Southeast
Fireplace: Yes

Heating & Cooling

Heating: Central, Electric, Heat Pump
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes
Parking features: Garage Faces Side, Oversized

HOA & Financial

HOA fee: $558 / Quarterly
Monthly HOA: $186/mo
Total monthly fees: $186/mo
Total annual fees: $2,232
HOA name: Vesta Property Management/Stephanie Hull
CDD: Yes
Homestead exemption: Yes
Min lease term: 3 Months
Listing terms: Cash, Conventional
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: Yes
Additional lease restrictions: See HOA Documents for details

Exterior & Construction

Exterior features: Lighting, Outdoor Kitchen, Outdoor Shower
Construction materials: Block, Stucco
Roof: Tile
Foundation: Slab
Pool: Private pool
Waterfront: Yes
Water view: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Primary Bedroom	First	35x15.1
Bedroom 2	First	19.8x13.7
Bedroom 3	First	12.1x11.1
Bedroom 4	First	12.11x11.11
Kitchen	First	19.3x16
Dining Room	First	18.3x11.11
Den	First	22.1x12.3
Living Room	First	21x18.9
Laundry	First	8.2x10.1
Balcony/Porch/Lanai	First	52.6x36.5
Primary Bathroom	First	17.9x12.3
Bathroom 2	First	8.1x5.5
Bathroom 3	First	9x5.4

Listing Details

Listing date: 2026-08-26
On market date: 2026-08-26
Original list price: $1,850,000
Occupant type: Owner
MLS area: 32137 - Palm Coast
Listing AOR: Flagler
Status changed: 2026-08-26
Tax legal description: Northshore Plat 2 Lot 58 or 880 pg 35 or 2062/1445

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Palm Coast Pkwy E over the Intracoastal. Continue onto Hammock Dunes Pkwy to 16th Rd/Northshore gate. Enter gate and continue on Ocean Oaks Ln to #55

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 27, 2026 at 2:57 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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