1837 State Road 20, FL
Stellar MLS
1 / 1

$199,900

1837 State Road 20

Hawthorne, FL 32640

Listing updated: August 25, 2026 at 3:39 PM ET

Active
Stellar MLSListing courtesy of Watson Realty Corp · Jennifer Boymer · MLS #GC542872 · Active · 352-377-8899
3
Beds
2
Baths
1,560
Sq Ft
1.7
Acres
2010
Built
WaterfrontWater access1.7 acres$128/sqft360° tour
Manufactured Home

Property type

2010

Year built

74,052 sqft

Lot size

$128

Price / sq ft

No HOA

HOA dues

0

Days on market

A*

Flood zone

About this home

Welcome to your own slice of Florida lakefront living on beautiful Cowpen Lake in Hawthorne! This 3-bedroom, 2-bath home offers approximately 1,560 square feet of living space and sits on 1.7 wooded acres with over 100 feet of lake frontage. A private, wooded front yard provides a peaceful setting, while the back of the property opens up to clear, beautiful views of the lake. Enjoy the tranquility of nature, abundant wildlife, and the opportunity to make the waterfront your own. The home features a metal roof that is only 3 years old and an AC that has just been installed. Outdoor enthusiasts and gardeners will appreciate the 50-pot garden system, which is supplied with lake water through a solar-powered pump. The property also includes a 20’ x 30’ concrete slab with a metal building ready for construction, offering excellent potential for a workshop, storage, garage, or additional workspace. Two power poles are already located on the property. For those who love the outdoors, the Hawthorne Trail is conveniently located right at the front of the property, providing easy access to miles of scenic trail riding, biking, hiking, and exploring. Whether you’re looking for a peaceful full-time residence, a weekend lake getaway, or a property with room to add your own touches, this Cowpen Lake property offers privacy, natural beauty, and plenty of potential.

Estimated monthly payment

Principal & interest$1,011
Property taxes$160
Home insurance (est.)$92

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Aug 25, 2026
  2. Listed$199,900
    Aug 25, 2026
  3. Price increased$199,900

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Active
Days on market
0
Cumulative DOM
136
Subdivision
Cowpen Lake
County
Putnam
Year built
2010
Living area
1,560 sq ft
Price/sq ft
$128
Lot size
74,052 sq ft
Lot category
1 to less than 2
Flood zone
A* (12107C0235C)
Annual taxes
$1,917 (2025)
Parcel #
21-10-23-0000-0131-0000
Zoning
RESID
MLS #
GC542872

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Laminate, Luxury Vinyl
Appliances
Electric Water Heater, Range, Refrigerator, Water Softener
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Ductless
Cooling
Central Air, Wall/Window Unit(s)

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
1-7 Days
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Fire Pit, Garden, Private Entrance, Private Mailbox, Private Yard
Construction materials
Vinyl Siding
Roof
Metal
Foundation
Crawlspace
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt, Paved

Utilities

Sewer
Septic Tank
Water source
Private, Well
Utilities
Electricity Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bedroom 2First
Bedroom 3First
Living RoomFirst
KitchenFirst

Listing Details

Listing date
2026-08-19
On market date
2026-08-25
Original list price
$199,900
Occupant type
Owner
MLS area
32640 - Hawthorne
Listing AOR
Gainesville-Alachua
Status changed
2026-08-25
Tax legal description
PT OF LOT 7 OR188 P436

Flood risk

High riskFEMA Zone A*Panel 12107C0235C

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Gainesville: Head East on SR 20 for about 16 miles. Driveway will be on the right with sign out front.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 25, 2026 at 3:39 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA