
$369,900
3253 Mcmath Drive
Palm Harbor, FL 34684
Listing updated: September 24, 2026 at 12:38 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Beautiful Villa in a Prime Highland Lakes Location! Don’t miss this well-maintained and thoughtfully updated 2-bedroom, 2-bath villa in one of Highland Lakes’ most desirable locations. This inviting home showcases elevated ceilings, a highly sought-after floor plan, and a spacious layout designed for comfortable Florida living. The two generously sized bedrooms feature excellent flexibility for guests, a home office, or a private retreat. The oversized garage provides abundant space for your vehicle, storage, golf cart, bicycles, tools, and everything that comes with the Florida lifestyle. The updated kitchen includes beautiful wood cabinetry, granite countertops, and an excellent appliance package. The spacious living room features plenty of room to relax or entertain, and both bathrooms have been tastefully updated with a clean, contemporary style. The additional Florida room is a great feature—perfect for entertaining, hobbies, reading, crafting, home office, or simply enjoying the natural light and peaceful surroundings. Additional features include updated impact-rated insulated windows, updated textured ceilings (no popcorn), a 2018-dimensional shingle roof, whole house water filtration system, updated electrical panel with a separate generator transfer station panel. A wonderful solar tube skylight that adds natural light into the main living area and more!!!Property is in a no flood zone and a non-evacuation zone for peace of mind. Highland Lakes is a premier 55+ community showcasing an exceptional Florida lifestyle with unlimited free golf green fees on three 9-hole executive courses, a beautiful clubhouse, two swimming pools, tennis, pickleball, bocce ball, numerous clubs and activities, and countless opportunities to meet and socialize with neighbors. Residents also enjoy access to 2,600-acre Lake Tarpon through the community’s private boat ramp and nearby dock. Volunteer boat captains are available to take residents out on the lake, making it easy to enjoy boating and the natural beauty of one of the area’s most desirable recreational destinations. The Lake Tarpon Lodge features additional amenities, including a second pool and spa, along with convenient onsite nearby RV and boat storage. Conveniently located near Tampa, two major Airports, Gulf beaches, parks, shopping, dining, and entertainment, this villa showcases spacious living, meaningful updates, and an exceptional Florida lifestyle. If you’ve been waiting for the right villa in Highland Lakes, this one is worth seeing.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history35 days on market
- Status: ActiveAug 20, 2026
- Listed$374,900Aug 20, 2026
- Price reduced$369,900
Facts & features
- Property type
- Residential
- Sub type
- Villa
- Status
- Active
- Days on market
- 35
- Subdivision
- Highland Lakes
- County
- Pinellas
- Year built
- 1984
- Living area
- 1,332 sq ft
- Price/sq ft
- $278
- Building area
- 1,710 sq ft (Estimated)
- Lot size
- 3,986 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0078G)
- Garage
- 1 spaces
- Annual taxes
- $1,539 (2025)
- Parcel #
- 05-28-16-38906-000-1000
- Zoning
- RPD-7.5
- MLS #
- TB8539673
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator, Tankless Water Heater, Water Filtration System
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Garage Door Opener, Golf Cart Garage, Oversized
HOA & Financial
- HOA fee
- $172 / Monthly
- Monthly HOA
- $172/mo
- Total monthly fees
- $340/mo
- Total annual fees
- $4,080
- HOA name
- CHERYL ADAMS
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- 55 + COMMUNITY. RENTAL RESTRICTIONS - 5 RENTAL UNITS PERMITTED IN THE COMMUNITY.
- Approval process
- Application fee, please confirm approval process directly with the HOA.
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Public, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
- Senior community
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 22x14 |
| Dining Room | First | 12x12 |
| Florida Room | First | 12.5x10 |
| Kitchen | First | 14x10 |
| Primary Bedroom | First | 15x12 |
| Bedroom 2 | First | 14x10 |
Listing Details
- Listing date
- 2026-08-20
- On market date
- 2026-08-20
- Original list price
- $374,900
- Occupant type
- Vacant
- MLS area
- 34684 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-08-20
- Tax legal description
- HIGHLAND LAKES UNIT THIRTEEN PHASE 2 LOT 100
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
TAMPA RD N LK ST GEORGE DR L MCMATH.
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