12120 Carver Avenue, FL
Stellar MLS
1 / 1

$459,000

12120 Carver Avenue

New Port Richey, FL 34654

Listing updated: August 30, 2026 at 8:26 PM ET

Pending
Stellar MLSListing courtesy of Charles Rutenberg Realty Inc · Jessie Raybould-Walters · MLS #W7888668 · Pending · 727-538-9200
3
Beds
3
Baths
2,094
Sq Ft
0.37
Acres
1981
Built
WaterfrontWater accessFireplace$219/sqft360° tour
Single Family Residence

Property type

1981

Year built

16,096 sqft

Lot size

$219

Price / sq ft

No HOA

HOA dues

11

Days on market

2

Garage spaces

X

Flood zone

About this home

Under contract-accepting backup offers. Escape to your own private waterfront sanctuary on the ski-friendly waters of Moon Lake, a deep 100 acre approx, spring fed natural recreation lake! SKI, SWIM, BOAT, & FiISH!! This stunning home has 79 ft of lake frontage and is nestled under a breathtaking, mature canopy of old-growth trees. This unique .37-acre property offers the perfect blend of "Old Florida" beauty and massive modern advantages. Spanning an impressive 2,100 square feet, as well as an additional 900 square feet of enclosed dual patios, this spacious home was intentionally designed to showcase its location, offering stunning, unobstructed panoramic views of the water and nature from almost every single room. THE ULTIMATE PROPERTY CHECKLIST: Flood Zone X: Extremely rare for direct waterfront! Enjoy premium peace of mind with NO lender-mandated flood insurance required. No HOA or CDD Fees All the expensive upgrades were completed approx. 6 years ago, including a newer roof, HVAC system, energy-efficient windows and doors, and an updated septic drain field. All appliances are within 4 years old. Step outside to your expansive backyard and follow the path to a massive 70-foot private dock. While the dock is ready for fresh timber and your personal finishing touches, the rare grandfathered footprint is entirely intact—giving you the ultimate launchpad for fishing, boating, or catching vibrant Florida sunsets! Properties with this combination of square footage, premium open lake views, 2 kitchens and low-cost insurance profiles are nearly impossible to find. Easy commute to Tampa and Clearwater! Schedule your private tour today and start living the lake life you’ve been dreaming of!

Estimated monthly payment

Principal & interest$2,321
Property taxes$188
Home insurance (est.)$210

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history11 days on market

  1. Status: Pending
    Aug 31, 2026
  2. Listed$469,000
    Aug 19, 2026
  3. Price reduced$459,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Pending
Days on market
11
Subdivision
Moon Lake Estates
County
Pasco
Year built
1981
Living area
2,094 sq ft
Price/sq ft
$219
Building area
3,588 sq ft (Public Records)
Lot size
16,096 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12101C0211F)
Garage
2 spaces
Annual taxes
$2,258 (2025)
Parcel #
17-25-28-017.0-268.00-001.0
Zoning
AR
MLS #
W7888668

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Dishwasher, Range, Refrigerator
Interior features
Ceiling Fans(s)
Laundry
Inside, Laundry Closet, Laundry Room
Stories / Levels
Two
Direction faces
North
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Bath In Garage

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony
Construction materials
Frame, Wood Siding
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Cable Connected, Electricity Connected

Community

Pets allowed
Cats OK, Dogs OK

Schools

ElementaryCypress Elementary-POGreatSchools ↗
MiddleRiver Ridge Middle-POGreatSchools ↗
High SchoolRiver Ridge High-POGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomSecond22x15.5
Living RoomFirst21.5x13.5
KitchenFirst11x8.5
Dining RoomFirst10x14

Listing Details

Listing date
2026-08-19
On market date
2026-08-19
Original list price
$469,000
Occupant type
Owner
MLS area
34654 - New Port Richey
Listing AOR
Suncoast Tampa
Status changed
2026-08-31
Tax legal description
MOON LAKE ESTATES UNIT 17 PB 6 PG 114 LOT 1 BLOCK 268

Flood risk

Minimal riskFEMA Zone XPanel 12101C0211F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Us 19 or 589 suncoast pkwy to Ridge rd Ridge to moon lake north, right turn on Carver end of street on right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 30, 2026 at 8:26 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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