5513 Settlingstone Lane, FL5513 Settlingstone Lane, FL5513 Settlingstone Lane, FL
Stellar MLS
1 / 27

$640,000

5513 Settlingstone Lane

St Cloud, FL 34771

Listing updated: August 27, 2026 at 10:38 PM ET

Active
Stellar MLSListing courtesy of Pulte Realty Of North Florida Llc · Adrienne Escott · MLS #O6433917 · Active · 407-250-9131
4
Beds
3
Baths
2,886
Sq Ft
0.14
Acres
2026
Built
New construction$222/sqft360° tour
Single Family Residence

Property type

2026

Year built

6,000 sqft

Lot size

$222

Price / sq ft

$154/mo

HOA dues

6

Days on market

2

Garage spaces

AE

Flood zone

About this home

Welcome to Bridgewalk, a new construction community offering single-family homes. Experience the charm and secluded ambiance of this boating community and relish in the ease of reaching Lake Nona's celebrated shopping, dining, and entertainment. Offering a variety of amenities including sports courts, a private boat launch, and more. The new two-story Ruby home combines modern elegance with practical living, offering 4 bedrooms, an enclosed flex room, 2 full bathrooms, a powder room, and a 2-car garage. Upon entry, you’re welcomed by the enclosed flex room and a conveniently located powder room. The foyer leads you toward the heart of the home, where the kitchen, gathering room, and café seamlessly flow together, overlooking the covered lanai. The heart of the home is the chef-inspired kitchen, where Flagstone cabinetry meets luxurious quartz countertops. A stainless-steel single-bowl sink enhance the space, while the built-in Whirlpool stainless steel appliances ensure you have everything you need for both everyday meals and special occasions. The owner’s suite, conveniently located on the main level, is a luxurious retreat. It features an en suite bathroom with a quartz-topped dual vanity, private water closet, glass enclosed shower, free standing tub, and an expansive walk-in closet. Upstairs, the spacious loft provides additional living space, while three additional bedrooms and one full bathroom, offer ample room for relaxation. Throughout the home, professionally curated design selections and premium finishes elevate the living experience. Tile flooring spans the living room, dining room, kitchen, and all bathrooms, while soft, stain-resistant Shaw carpet enhances enclosed flex room, loft, and all bedrooms. Additional touches such as chrome plumbing fixtures and hardware, crown molding in the living areas, 2” faux wood blinds, and stone accents at the front exterior of the home. The Enjoy the convenience of modern living with a smart thermostat, smart doorbell, security system pre-wire, surround sound pre-wire, and LED down lights. This Ruby home is where luxury and practicality meet. Don’t miss your chance to make this exceptional home yours—schedule a tour today!

Estimated monthly payment

Principal & interest$3,236
Property taxes$303
Home insurance (est.)$293
HOA dues$154

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history6 days on market

  1. Status: Active
    Aug 21, 2026
  2. Listed$632,830
    Aug 21, 2026
  3. Price increased$640,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
6
Subdivision
Bridgewalk
County
Osceola
Year built
2026
Living area
2,886 sq ft
Price/sq ft
$222
Lot size
6,000 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Garage
2 spaces
Annual taxes
$3,639 (2025)
Parcel #
04-25-31-3523-0001-4660
Zoning
PD/AN
MLS #
O6433917

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Range
Interior features
Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, Primary Bedroom Main Floor, Smart Home, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
South
New construction
Yes

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$154 / Monthly
Monthly HOA
$154/mo
Total monthly fees
$154/mo
Total annual fees
$1,848
HOA name
Erik Baker
CDD
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please see HOA documents for details.
Approval process
Please see HOA documents for details.

Exterior & Construction

Exterior features
Lighting, Sidewalk
Construction materials
Block, HardiPlank Type, Stucco, Frame
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Number Limit

Schools

ElementaryAVOYAGER K-8GreatSchools ↗
MiddleAVOYAGER K-8GreatSchools ↗
High SchoolATohopekaliga High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst15x15
DinetteFirst9x10
KitchenFirst12x15
Balcony/Porch/LanaiFirst10x12
Primary BedroomFirst12x15
Primary BathroomFirst9x10
Bedroom 2Second12x12
Bedroom 3Second13x11
Bathroom 2First5x12
LoftSecond20x14
Bedroom 4Second14x12
LaundryFirst10x9
DenFirst12x14

Listing Details

Listing date
2026-08-20
On market date
2026-08-21
Original list price
$632,830
Occupant type
Vacant
MLS area
34771 - St Cloud (Magnolia Square)
Listing AOR
Orlando Regional
Home warranty
Yes
Status changed
2026-08-21
Tax legal description
BRIDGEWALK PH 2C PB 35 PGS 66-72 LOT 466

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US 192, Head North on Narcossee Rd, Turn Right onto Cyrils Dr, Turn Left onto Addison Blvd

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 27, 2026 at 10:38 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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