321 Cassady Street, FL321 Cassady Street, FL
Stellar MLS
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$349,000

321 Cassady Street

Umatilla, FL 32784

Listing updated: August 23, 2026 at 1:55 AM ET

Active
Stellar MLSListing courtesy of Alden Realty Llc · Leah Laboy · MLS #G5116404 · Active · 352-910-4984
2
Beds
2
Baths
1,520
Sq Ft
0.27
Acres
1935
Built
In-law suite$230/sqft
Single Family Residence

Property type

1935

Year built

12,150 sqft

Lot size

$230

Price / sq ft

No HOA

HOA dues

4

Days on market

1

Garage space

X

Flood zone

About this home

Virtually Staged. WELCOME TO 321 CASSADY Street & 20 N OAK Avenue — TWO ADDRESSES, TWO LIVING SPACES, ONE UNIQUE PROPERTY! Discover a truly unique investment opportunity featuring two separate living spaces! The charming front home is a 1920s country cottage, complete with a classic white picket fence and plenty of character, while the rear of the property features a beautifully renovated garage apartment/ADU with its own separate address, electric meter, and water meter—an excellent setup for extended family, guests, or potential rental income. The main cottage offers 2 bedrooms and an inviting open great room and kitchen, filled with the warmth and character you would expect from a vintage country home. Relax on the large screened front porch, the perfect spot for morning coffee or an evening spent enjoying the Florida breeze. Step into the private, fully fenced backyard and you'll find even more to love. A charming KOI pond filled with fish creates a peaceful outdoor setting, while a cement walkway connects the main cottage to the rear apartment. There is plenty of space for entertaining, hobbies, storage, and all your Florida toys! The rear building offers a workshop beneath the ADU, plus there are two additional newer storage sheds, including one with an awning providing covered parking for a boat or golf cart. You'll also find a concrete RV pad alongside the garage. The garage apartment/ADU was completely renovated in 2025 and provides a separate living area with its own utilities and address—making this property especially versatile. MAJOR UPDATES INCLUDE: Electrical – 2025 Plumbing – 2025 Garage Apartment/ADU Completely Renovated – 2025 Metal Roof on Garage/ADU 2019 Shingle Roof on the 1920s Cottage Updates Have Been Permitted Whether you're looking for a multi-generational property, income-producing opportunity, guest quarters, or simply extra space, 321 Cassady & 20 N Oak offer possibilities that are hard to find. Two addresses, separate utilities, two living spaces, workshop and extensive storage—all on one unique property! Please note stove will be replaced prior to closing.

Estimated monthly payment

Principal & interest$1,765
Property taxes$66
Home insurance (est.)$160

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history4 days on market

  1. Status: Active
    Aug 18, 2026
  2. Listed$349,000
    Aug 18, 2026
  3. Price increased$349,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
4
Subdivision
Oak Park
County
Lake
Year built
1935
Living area
1,520 sq ft
Price/sq ft
$230
Building area
2,218 sq ft (Public Records)
Lot size
12,150 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X
Garage
1 spaces
Annual taxes
$796 (2026)
Parcel #
13-18-26-2300-00C-00100
Zoning
R
MLS #
G5116404

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Cooktop, Refrigerator
Interior features
Ceiling Fans(s), Open Floorplan
Laundry
In Garage
Stories / Levels
One
Direction faces
South
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
No
Parking features
Boat, Golf Cart Garage, Golf Cart Parking, Guest, Open, Parking Pad, RV Carport, RV Access/Parking, Workshop in Garage
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting, Other, Private Yard, Sidewalk, Storage
Construction materials
Block, HardiPlank Type, Frame
Roof
Metal, Shingle
Foundation
Block, Pillar/Post/Pier
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Public, Water Connected

Room Details

RoomLevelDimensions
Great RoomFirst
KitchenFirst
Primary BedroomFirst
Bedroom 2First
WorkshopFirst
Garage ApartmentSecond
Bedroom 3Second

Listing Details

Listing date
2026-08-13
On market date
2026-08-18
Original list price
$349,000
Occupant type
Owner
MLS area
32784 - Umatilla / Dona Vista
Listing AOR
Lake and Sumter
Status changed
2026-08-18
Tax legal description
UMATILLA, OAK PARK PB 2 PG 16 LOTS 1, 2, W 10 FT OF LOT 3 BLK C, AND THE SOUTH 1/2 OF VACATED ALLEY

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take highway 19 to Umatilla in the center of town turn a right onto Cassady go aprox. 1 mile and the property will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 23, 2026 at 1:55 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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