$399,000
213 New York Avenue
St Cloud, FL 34769
Listing updated: August 14, 2026 at 6:48 AM ET
Listing courtesy of Real Broker, Llc · Chad Vaughan · MLS #O6433045 · Active · 855-450-0442Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
There’s a reason Saint Cloud’s State Streets have stayed desirable for generations. An established community, a historic downtown, and the lakefront woven right into everyday life. The catch? Most of the homes here were built decades ago. But every once in a while, something newer comes along. Built in 2017, this 3-bedroom, 2-bath home gives you nearly 1,700 square feet on just over a quarter acre, with NO HOA, in an area where newer homes aren't an easy find. Inside, the floor plan is open where you want it and separated where it matters with high ceilings and lots of natural light. The kitchen sits right in the middle of daily life, with an oversized island that's built for everything from 6 a.m. coffee to homework after school to midnight pizza. The primary suite gets its own side of the house, with the other two bedrooms across the way, so everyone has a space of their own. And beyond the things you notice right away, there are plenty of thoughtful details throughout. Energy Star-rated windows and doors, updated appliances, LED under-cabinet and toe-kick lighting, a zero-entry walk-in shower with rainfall shower head, custom window sills, a security system, and custom hurricane shutters that stay with the home. Out back, the covered lanai overlooks a large, fully fenced yard with mature oaks and plenty of room to actually use it. Raised garden beds are already in place, with room for a game of catch, a swing set, a dog with the zoomies, a fire pit with friends, or even a pool. Then there’s what’s waiting at the end of the street. Lakefront Park is one block away. Morning walks along Lake Tohopekaliga. Cooling off at the splash pad. Fishing off the pier. Putting the boat in at the ramp. Walking down for dinner or one of the events along the waterfront. It’s close enough that you don’t have to make a plan to enjoy it. It can just be part of your day. Downtown Saint Cloud is just minutes away, with local restaurants, coffee shops, shopping, the movie theater, and community events throughout the year. Lake Nona, Medical City, Orlando International Airport, and the 417 are all within easy reach. It’s the kind of location that gives you a little less hustle and bustle, without feeling disconnected from everything else Central Florida has to offer. Close to everything you need, and a lake practically in your backyard. It’s hard to beat that.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveAug 13, 2026
- Listed$399,000Aug 13, 2026
- Price increased$399,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- St Cloud 2nd Town Of
- County
- Osceola
- Year built
- 2017
- Living area
- 1,689 sq ft
- Price/sq ft
- $236
- Building area
- 2,490 sq ft (Public Records)
- Lot size
- 11,238 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X500 (12097C0095G)
- Garage
- 2 spaces
- Annual taxes
- $3,398 (2025)
- Parcel #
- 01-26-30-0001-0434-0043
- Zoning
- SR1A
- MLS #
- O6433045
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer shall be responsible for confirming any leasing restrictions with the City of Saint Cloud.
Exterior & Construction
- Exterior features
- Garden, Lighting, Private Mailbox, Private Yard, Sidewalk, Sliding Doors, Sprinkler Metered
- Construction materials
- Block, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Water access
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Public, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bedroom 2 | First | |
| Bathroom 2 | First | |
| Bedroom 3 | First | |
| Balcony/Porch/Lanai | First |
Listing Details
- Listing date
- 2026-08-13
- On market date
- 2026-08-13
- Original list price
- $399,000
- Occupant type
- Owner
- MLS area
- 34769 - St Cloud (City of St Cloud)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-08-13
- Tax legal description
- LAKE FRONT ADDN PB B PG 61-62 BLK 434 S 50 FT OF LOT 5 & N 25 FTOF LOT 4
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Head northwest on FL-500 W/US-192 W/US-441 N, Turn right onto Florida Ave, Turn left onto 5th St., Turn right onto New York Ave, Destination will be on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 14, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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