38 Front Street, FL
Stellar MLS
1 / 1

$699,500

38 Front Street

Palm Coast, FL 32137

Listing updated: August 30, 2026 at 5:07 PM ET

Active
Stellar MLSListing courtesy of Grand Living Realty · Joanne Fairchild · MLS #FC320610 · Active · 386-447-0800
5
Beds
4
Baths
2,600
Sq Ft
0.18
Acres
2003
Built
WaterfrontWater accessPrivate poolIn-law suiteFireplace$269/sqft360° tour
Single Family Residence

Property type

2003

Year built

7,710 sqft

Lot size

$269

Price / sq ft

No HOA

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to 38 Front Street in the premier Grand Haven community of Palm Coast, a meticulously maintained home featuring 2600 s/f with 5 bedrooms, 3 and 1/2 bathrooms and timeless quality. This custom-built Olsen home has solid block construction combined with thoughtful upgrades and resort style outdoor living with peaceful pool and lake views. The Intracoastal Waterway (ICW) is across the street, along with the 2 mile Esplanade along the water and Waterfront Park. You can view the passing boats and dolphins as you stroll within Palm Coast's premier gated golf communities. Designed for both comfort and flexibility, the home offers a dedicated office/den (which can be used as a first floor 4th bedroom) and an expansive second floor bonus room complete with a full bath and shower, perfect for guests, teenagers, a media room, or multigenerational living. The remodeled kitchen features granite countertops, updated 42 inch cabinets and newer stainless steel appliances. There are custom plantation shutters and window treatments throughout witch add warmth and sophistication. The spacious primary bedroom's ensuite includes two walk in closets, twin sinks and a luxurious oversized shower with stone pebble flooring. Step outside to your private screened lanai featuring travertine stone flooring, a convenient half bath and a custom saltwater pool with a waterfall, spa jets, remote controlled lighting, and a 400,000 BTU propane heater. The outdoor space is ideal for entertaining or enjoying peaceful Florida evenings year round. Other upgrades include a roof installed in 2021, an electric fireplace installed in 2022, a hurricane rated garage door and hurricane curtains for the sliding glass doors, an irrigation system, a termite bond through March 2028, a separate generator circuit breaker box in the garage with a portable generator and a full home security system. Residents in Grand Haven enjoy an exceptional resort lifestyle with a full service restaurant, multiple community pools and spas, Har-Tru tennis courts, pickleball courts, croquet, bocce, basketball courts, fitness centers, walking and biking trails along the Intracoastal Waterway (ICW), and a full calendar of social activities and clubs. The community also features the Grand Haven Golf Cub, a Jack Nicholas Signature golf course, with optional memberships available for golf and social activities. Grand Haven's gated setting, beautiful oak lined streets with underground utilities offering unobstructed views of nature and an active community atmosphere make it one of Palm Coast's most desirable places to live.

Estimated monthly payment

Principal & interest$3,537
Property taxes$1,007
Home insurance (est.)$321

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Aug 30, 2026
  2. Listed$699,500
    Aug 30, 2026
  3. Price increased$699,500

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Grand Haven
County
Flagler
Year built
2003
Living area
2,600 sq ft
Price/sq ft
$269
Building area
3,246 sq ft (Public Records)
Lot size
7,710 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12035C0141E)
Garage
2 spaces
Pool
Private pool
Annual taxes
$12,079 (2025)
Parcel #
15-11-31-2830-00000-0970
Zoning
MPD
MLS #
FC320610

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Interior Details

Bedrooms
5
Full bathrooms
3
Half bathrooms
1
Flooring
Carpet, Laminate, Tile, Travertine
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
Two
Direction faces
East
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Central, Electric, Heat Pump, Zoned
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener, Oversized

HOA & Financial

Total monthly fees
$15/mo
Total annual fees
$175
HOA name
Troy Railsback/ Southern States Management
CDD
Yes
Homestead exemption
Yes
Min lease term
6 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
None

Exterior & Construction

Exterior features
Lighting, Outdoor Grill, Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst
Living RoomFirst
KitchenFirst

Listing Details

Listing date
2026-08-30
On market date
2026-08-30
Original list price
$699,500
Occupant type
Owner
MLS area
32137 - Palm Coast
Listing AOR
Flagler
Status changed
2026-08-30
Tax legal description
FRONT STREET AT GRAND HAVEN PHASE 1 LOT 97 OR 644 PG 929 OR 869 PG 1006 OR 1060 PG 1750 OR 1764/309-ORDER OR 1776/464

Flood risk

Minimal riskFEMA Zone XPanel 12035C0141E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Palm Coast Parkway (from the north) to Colbert Lane to the second gated entrance to Grand Haven at Waterside Parkway. Show your license and business card to the guard and proceed to the third left onto Montague Street and then second left onto Front Street. Route 100- Moody Boulevard (from the south) to Colbert Lane to the second gated entrance to Grand Haven at Waterside Parkway. Show your license and business card to the guard and proceed to the third left onto Montague Street and then second left onto Front Street.

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