3157 Phlox Drive, FL3157 Phlox Drive, FL3157 Phlox Drive, FL
Stellar MLS
1 / 9

$195,000

3157 Phlox Drive

Palm Harbor, FL 34684

Listing updated: August 6, 2026 at 11:20 AM ET

Active
Stellar MLSListing courtesy of Highlight Realty Corp/Lw · Nisim Korkus · MLS #O6431130 · Active · 561-641-6787
3
Beds
2
Baths
950
Sq Ft
0.08
Acres
1984
Built
$205/sqft
Condominium

Property type

1984

Year built

3,872 sqft

Lot size

$205

Price / sq ft

$225/mo

HOA dues

0

Days on market

1

Garage space

X

Flood zone

About this home

Welcome home to this beautifully maintained 3 Bedroom/2 Bathroom Palm Harbor residence. Offering a spacious and functional floor plan, this home is designed for comfortable everyday living while providing the perfect space for entertaining family and friends. Step inside to discover an inviting open-concept layout featuring generous living areas filled with natural light. The well-appointed kitchen offers ample cabinet and counter space, making meal preparation a breeze while overlooking the main living and dining areas. The spacious primary suite provides a relaxing retreat with a private en-suite bathroom, while the additional bedrooms allow flexibility for guests, a home office, or growing families. Enjoy the convenience of abundant storage throughout the home. Outside, the backyard provides plenty of room for outdoor gatherings, gardening, or simply relaxing in the Florida sunshine. Whether you're hosting a weekend barbecue or enjoying a quiet evening, this outdoor space offers endless possibilities. Located just minutes from top-rated schools, beautiful Gulf beaches, parks, shopping, dining, and easy access to major commuter routes, this home combines comfort, convenience, and the Florida lifestyle you've been searching for.

Estimated monthly payment

Principal & interest$986
Property taxes$235
Home insurance (est.)$89
HOA dues$225

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Aug 6, 2026
  2. Listed$195,000
    Aug 6, 2026
  3. Price increased$195,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
0
Subdivision
Cloverplace Condo
County
Pinellas
Year built
1984
Living area
950 sq ft
Price/sq ft
$205
Lot size
3,872 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
1 spaces
Annual taxes
$2,815 (2025)
Parcel #
08-28-16-16795-005-2030
MLS #
O6431130

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile, Wood
Appliances
Dishwasher, Dryer, Microwave, Other, Range, Refrigerator, Washer
Interior features
Other, Primary Bedroom Main Floor
Laundry
In Garage
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes

HOA & Financial

HOA fee
$225 / Monthly
Monthly HOA
$225/mo
Total monthly fees
$450/mo
Total annual fees
$5,400
HOA name
Proactive Property Management
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
association approval required
Approval process
application approval and background check

Exterior & Construction

Exterior features
Other, Private Yard, Sidewalk
Construction materials
Frame
Roof
Shingle
Foundation
Concrete Perimeter
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Available, Other, Sewer Available, Water Available

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst
Living RoomFirst
KitchenFirst

Listing Details

Listing date
2026-08-05
On market date
2026-08-06
Original list price
$195,000
Occupant type
Owner
MLS area
34684 - Palm Harbor
Listing AOR
Orlando Regional
Status changed
2026-08-06
Tax legal description
CLOVERPLACE CONDO PHASE V UNIT 203

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From the intersection of Tampa Road & Lake St. George Drive, head north on Lake St. George Drive. Continue approximately 0.2 miles to the first entrance to Cloverplace Condominiums. Turn left (west) onto Cloverplace Boulevard. Continue on Cloverplace Boulevard and turn right (north) onto Phlox Drive. Follow Phlox Drive to 3157 Phlox Dr, which will be on your left. This route is approximately ½ mile and typically takes 1–2 minutes by car.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 6, 2026 at 11:20 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA