


$195,000
3157 Phlox Drive
Palm Harbor, FL 34684
Listing updated: August 6, 2026 at 11:20 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Welcome home to this beautifully maintained 3 Bedroom/2 Bathroom Palm Harbor residence. Offering a spacious and functional floor plan, this home is designed for comfortable everyday living while providing the perfect space for entertaining family and friends. Step inside to discover an inviting open-concept layout featuring generous living areas filled with natural light. The well-appointed kitchen offers ample cabinet and counter space, making meal preparation a breeze while overlooking the main living and dining areas. The spacious primary suite provides a relaxing retreat with a private en-suite bathroom, while the additional bedrooms allow flexibility for guests, a home office, or growing families. Enjoy the convenience of abundant storage throughout the home. Outside, the backyard provides plenty of room for outdoor gatherings, gardening, or simply relaxing in the Florida sunshine. Whether you're hosting a weekend barbecue or enjoying a quiet evening, this outdoor space offers endless possibilities. Located just minutes from top-rated schools, beautiful Gulf beaches, parks, shopping, dining, and easy access to major commuter routes, this home combines comfort, convenience, and the Florida lifestyle you've been searching for.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveAug 6, 2026
- Listed$195,000Aug 6, 2026
- Price increased$195,000
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 0
- Subdivision
- Cloverplace Condo
- County
- Pinellas
- Year built
- 1984
- Living area
- 950 sq ft
- Price/sq ft
- $205
- Lot size
- 3,872 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 1 spaces
- Annual taxes
- $2,815 (2025)
- Parcel #
- 08-28-16-16795-005-2030
- MLS #
- O6431130
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Wood
- Appliances
- Dishwasher, Dryer, Microwave, Other, Range, Refrigerator, Washer
- Interior features
- Other, Primary Bedroom Main Floor
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $225 / Monthly
- Monthly HOA
- $225/mo
- Total monthly fees
- $450/mo
- Total annual fees
- $5,400
- HOA name
- Proactive Property Management
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- association approval required
- Approval process
- application approval and background check
Exterior & Construction
- Exterior features
- Other, Private Yard, Sidewalk
- Construction materials
- Frame
- Roof
- Shingle
- Foundation
- Concrete Perimeter
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Other, Sewer Available, Water Available
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Living Room | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-08-05
- On market date
- 2026-08-06
- Original list price
- $195,000
- Occupant type
- Owner
- MLS area
- 34684 - Palm Harbor
- Listing AOR
- Orlando Regional
- Status changed
- 2026-08-06
- Tax legal description
- CLOVERPLACE CONDO PHASE V UNIT 203
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the intersection of Tampa Road & Lake St. George Drive, head north on Lake St. George Drive. Continue approximately 0.2 miles to the first entrance to Cloverplace Condominiums. Turn left (west) onto Cloverplace Boulevard. Continue on Cloverplace Boulevard and turn right (north) onto Phlox Drive. Follow Phlox Drive to 3157 Phlox Dr, which will be on your left. This route is approximately ½ mile and typically takes 1–2 minutes by car.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 6, 2026 at 11:20 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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