$525,000
76 Universal Trail
Palm Coast, FL 32164
Listing updated: August 5, 2026 at 3:52 AM ET
Listing courtesy of Rhynes Real Estate · Takeshia Rhynes · MLS #V4950558 · Active · 386-232-8263Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Rare Assumable VA Loan at 2.25% Interest Rate for Qualified Buyers! This beautifully upgraded 5-Bedrooms, 3 Bathrooms, 2,880-square-foot home offers the perfect combination of comfort, quality, and peace of mind with a spacious 3-car garage and numerous premium upgrades throughout. Built with storm preparedness in mind, the home features hurricane shutters, hurricane roof clips, and a hurricane-rated fence designed for enhanced wind resistance. Additional upgrades include a whole-house water softener and filtration system, plus an irrigation system to maintain the professionally landscaped yard. The remodeled kitchen showcases modern finishes, upgraded appliances, and abundant space for entertaining, while the updated bathrooms provide a fresh, contemporary feel. Step outside to your private tropical backyard oasis featuring mature guava, lime, orange, and watermelon plants, a butterfly garden, and three working compost areas. Relax with your morning coffee on the screened front porch or unwind in the screened rear lanai while enjoying Florida’s beautiful weather year-round. This thoughtfully upgraded home offers the perfect blend of modern updates, energy-efficient features, outdoor living, and storm-ready construction. Opportunities like this—especially with an assumable 2.25% VA loan—are exceptionally rare. Schedule your private showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveAug 5, 2026
- Listed$525,000Aug 4, 2026
- Price increased$525,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Cumulative DOM
- 35
- Subdivision
- Palm Coast Sec 57
- County
- Flagler
- Year built
- 2006
- Living area
- 2,880 sq ft
- Price/sq ft
- $182
- Building area
- 3,782 sq ft (Public Records)
- Lot size
- 10,019 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12035C0233E)
- Garage
- 3 spaces
- Annual taxes
- $5,316 (2025)
- Parcel #
- 07-11-31-7057-00550-0120
- Zoning
- PC5700
- MLS #
- V4950558
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator, Water Filtration System, Water Softener
- Interior features
- Ceiling Fans(s), Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 3
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Listing terms
- Assumable, Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Hurricane Shutters, Private Mailbox, Private Yard
- Construction materials
- Concrete
- Roof
- Shingle
- Foundation
- Block
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Water Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Second | 20x15 |
| Bathroom 2 | Second | 14x13 |
| Bathroom 3 | Second | 12x11 |
| Bathroom 4 | Second | 12x11 |
| Kitchen | First | 16x14 |
| Dining Room | First | 14x12 |
| Living Room | First | 22x16 |
| Family Room | First | 16x14 |
| Utility Room | First | 10x9 |
| Balcony/Porch/Lanai | First | 10x10 |
Listing Details
- Listing date
- 2026-08-04
- On market date
- 2026-08-04
- Original list price
- $525,000
- Occupant type
- Owner
- MLS area
- 32164 - Palm Coast
- Listing AOR
- West Volusia
- Status changed
- 2026-08-05
- Tax legal description
- PALM COAST SEC 57 BLK 55 LOT 12 OR 505 PG 703 OR 1217 PG 652-DC OR 1217 PG 652-ACM OR 1217 PG 654 OR 1269 PG 1643 OR 1503 PG 318 OR 1542 PG 1773
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
SR 100 TO SEMINOLE WOODS BLVD TO UNIVERSAL TR
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 5, 2026 at 3:52 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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