423 12th Street, FL423 12th Street, FL423 12th Street, FL
Stellar MLS
1 / 31

$378,000

423 12th Street

Cape Coral, FL 33991

Listing updated: August 3, 2026 at 1:04 PM ET

Active
Stellar MLSListing courtesy of Elite Edge Fl Realty · Susan Christiano · MLS #TB8535396 · Active · 239-333-2400
2
Beds
2
Baths
2,037
Sq Ft
0.23
Acres
1990
Built
WaterfrontWater accessPrivate pool$186/sqft
Single Family Residence

Property type

1990

Year built

10,000 sqft

Lot size

$186

Price / sq ft

No HOA

HOA dues

0

Days on market

2

Garage spaces

AE

Flood zone

About this home

Waterfront living with breathtaking views of Lake Alhambra – and NO Flood Zone! Nestled on a quiet cul-de-sac in the heart of Cape Coral, this beautifully maintained waterfront home offers 2,037 square feet of bright, inviting living space with spectacular long lake views. Featuring 2 bedrooms, 2 bathrooms, and a private flex room complete with a walk-in closet and sliding glass doors to the pool area, this versatile space is ideal as a home office, den, guest suite, or potential third bedroom. Step outside to your screened lanai and sparkling in-ground pool, where you'll enjoy peaceful waterfront sunsets and seamless indoor-outdoor living. A private concrete dock provides direct access for boating, kayaking, fishing, or simply taking in the beauty of Lake Alhambra. Recent updates provide peace of mind, including a new roof (2022), new A/C (2021), and electric storm shutters (2023). Constructed of durable concrete block and stucco, the home also features an attached two-car garage and NO HOA. Best of all, this property is located in a NO Flood Zone, offering added peace of mind and potential insurance savings. Conveniently located near shopping, dining, parks, and schools. Don't miss this rare opportunity to own a beautiful waterfront home with stunning views, modern updates, and the peace of mind that comes with being in a NO Flood Zone. (Note Some photos are virtualloy staged)

Estimated monthly payment

Principal & interest$1,911
Property taxes$200
Home insurance (est.)$173

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Aug 3, 2026
  2. Listed$378,000
    Aug 3, 2026
  3. Price increased$378,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Cape Coral
County
Lee
Year built
1990
Living area
2,037 sq ft
Price/sq ft
$186
Building area
2,543 sq ft (Public Records)
Lot size
10,000 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Garage
2 spaces
Pool
Private pool
Annual taxes
$2,404 (2025)
Parcel #
23-44-23-C1-01996.0810
Zoning
R1-D
MLS #
TB8535396

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Hurricane Shutters
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Public

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Primary BedroomFirst

Listing Details

Listing date
2026-08-03
On market date
2026-08-03
Original list price
$378,000
Occupant type
Vacant
MLS area
33991 - Cape Coral
Listing AOR
Suncoast Tampa
Status changed
2026-08-03
Tax legal description
CAPE CORAL UNIT 28 BLK 1996 PB 14 PG 109 LOTS 81 + 82

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 3, 2026 at 1:04 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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