205 2nd Avenue, FL
Stellar MLS
1 / 1

$250,000

205 2nd Avenue

Ruskin, FL 33570

Listing updated: September 3, 2026 at 4:18 PM ET

Active
Stellar MLSListing courtesy of Florida'S 1st Choice Rlty Llc · Rich Shelley · MLS #TB8534382 · Active · 813-566-2434
4
Beds
1
Bath
1,710
Sq Ft
0.28
Acres
1972
Built
In-law suite$146/sqft360° tour
Single Family Residence

Property type

1972

Year built

12,150 sqft

Lot size

$146

Price / sq ft

No HOA

HOA dues

15

Days on market

AE

Flood zone

About this home

Virtually Staged. Now available $25,000 less than appraised value. NO HOA • ¼+-ACRE FENCED LOT • BOAT & RV PARKING • FLEX SPACE • MINUTES TO THE BEACH & BAY! Looking for space, freedom and possibilities? This unique 4-bedroom home sits on an oversized, fully fenced lot and offers the flexibility to truly make the property the way you want it. NEED A SECOND BATHROOM? DON'T LET THE CURRENT 1-BATH LAYOUT STOP YOU FROM CONSIDERING THIS HOME! The property is eligible for FHA 203(k) renovation financing, giving qualified buyers the opportunity to finance eligible improvements—including the potential addition of a second bathroom—into their mortgage rather than paying for the entire project out of pocket after closing. Want to update or customize other areas while you're at it? Additional eligible renovations may also be incorporated into the 203(k) loan, subject to lender and FHA requirements. Ask for details about how a renovation loan could help turn this home into exactly what you need. The oversized ¼+-acre lot is completely fenced and features secure gated boat and RV parking, a separate fenced dog run/kennel, storage shed and an expansive backyard with plenty of room to entertain, garden, play or simply enjoy the Florida lifestyle. Step inside and you'll find a surprisingly open and spacious floor plan with tile flooring throughout. The generously sized kitchen provides an abundance of cabinetry and storage, along with separate formal living and dining areas. The impressive primary suite alone exceeds 275 square feet, and the additional bedrooms offer comfortable space for family, guests or whatever your lifestyle requires. One of the home's most interesting features is the flex room with its own private gated entrance. Use it as an in-law or guest space, home office, private workspace, teen retreat, hobby room or customize it to suit your needs. Combined with the home's flexible layout and renovation-financing possibilities, there is tremendous potential here to create something uniquely yours. Several major improvements have already been addressed: A/C replaced in 2025, water heater in 2024, the entire duct system replaced in 2021. The metal roof has also been inspected and was reported to have 10+ years of remaining useful life. The home is connected to city water and sewer. Home is currently vacant and unfurnished. Select listing photos have been virtually staged and/or digitally enhanced to showcase the potential use, layout, and design possibilities of the property. Virtual furnishings, and other enhancements are for buyer inspiration only and do not represent the property’s current condition or contents. And then there's the location! You're less than 4 miles from the beach and E.G. Simmons Regional Park, convenient boat access to Tampa Bay. Little Harbor's marina and beach, along with Sunset Grill and Hooks, are just down the road. Head north to Apollo Beach and you're approximately 10 minutes from Circles, Finn's, another waterfront beach and the Manatee Viewing Center. If you've been looking for a home with space, flexibility, no HOA restrictions, room for the boat and RV, and the ability to make improvements without necessarily having to fund the entire renovation out of pocket, don't overlook this one because it currently has one bathroom. The opportunity to create the second bath—and the home you really want may already have a financing solution.Bring a boat. Bring a RV. Bring the dogs. Bring your ideas and come enjoy the Florida lifestyle!

Estimated monthly payment

Principal & interest$1,264
Property taxes$284
Home insurance (est.)$115

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history15 days on market

  1. Status: Active
    Aug 19, 2026
  2. Listed$274,900
    Aug 19, 2026
  3. Price reduced$250,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
15
Cumulative DOM
138
Subdivision
Ruskin City Map Of
County
Hillsborough
Year built
1972
Living area
1,710 sq ft
Price/sq ft
$146
Building area
1,854 sq ft (Public Records)
Lot size
12,150 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12057C0658J)
Annual taxes
$3,409 (2025)
Parcel #
U-08-32-19-1V5-000000-00386.0
Zoning
RDC-12
MLS #
TB8534382

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Interior Details

Bedrooms
4
Full bathrooms
1
Flooring
Tile
Appliances
Electric Water Heater, Ice Maker, Range, Refrigerator
Interior features
Ceiling Fans(s), Open Floorplan, Split Bedroom, Thermostat
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
West
In-law suite
Yes

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Parking features
Boat, Driveway, RV Access/Parking

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
No restrictions

Exterior & Construction

Exterior features
Kennel, Private Entrance
Construction materials
Block, Stucco
Roof
Metal
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Fiber Optics, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryRuskin-HBGreatSchools ↗
MiddleShields-HBGreatSchools ↗
High SchoolLennard-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Balcony/Porch/LanaiFirst9x7
Living RoomFirst20x13
Dining RoomFirst13x13
KitchenFirst16x13
Primary BedroomFirst21x13
Bedroom 2First13x12

Listing Details

Listing date
2026-08-19
On market date
2026-08-19
Original list price
$274,900
Occupant type
Vacant
MLS area
33570 - Ruskin/Apollo Beach
Listing AOR
Suncoast Tampa
Status changed
2026-08-19
Tax legal description
RUSKIN CITY MAP OF LOT 386

Flood risk

High riskFEMA Zone AEPanel 12057C0658J

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

I-75-exit 240, go west. Right on US 41, right on 2nd Ave SE.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 3, 2026 at 4:18 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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