430 Cartagena Street, FL430 Cartagena Street, FL430 Cartagena Street, FL
Stellar MLS
1 / 29

$449,997

430 Cartagena Street

Punta Gorda, FL 33983

Listing updated: August 2, 2026 at 6:47 AM ET

Active
Stellar MLSListing courtesy of Jack Keller Inc · John Keller, III · MLS #TB8534149 · Active · 727-586-1497
3
Beds
3
Baths
2,498
Sq Ft
0.25
Acres
2007
Built
3-car garage$180/sqft
Single Family Residence

Property type

2007

Year built

10,945 sqft

Lot size

$180

Price / sq ft

No HOA

HOA dues

1

Day on market

3

Garage spaces

X500

Flood zone

About this home

Virtually Staged. Built like a fortress, styled like a showpiece. This 2007 Punta Gorda Isles home is elevated roughly 3 ft above road grade on ~100 loads of imported fill, wrapped in poured-concrete. E-Wall exterior rated to withstand 250 mph winds, with metal interior studs throughout. Peace of mind, meet curb appeal! — 2,498 sq ft, 3 bedrooms, 3 baths, and a true 3-car garage. Roof replaced in 2023. Step inside to a light-filled, open-concept living, dining, and kitchen space where 11.5-ft sliders pull back to a screened lanai. The kitchen is a showstopper: crisp white cabinetry with brass hardware (17 lowers, 20 uppers, six double drawers), two matching pantries plus a third lighted bonus pantry, room to add an island, and every appliance included. The primary suite is pure retreat — soaring 14.5-ft vaulted ceilings, surround sound, and not one but two mirrored walk-in closets, each with its own HVAC vent and lighting, plus a bonus single closet. The spa bath delivers dual sinks, a jetted tub, roll-in shower, private water closet, porcelain tile, and a chandelier overhead. Guest bedroom one brings its own HVAC-equipped mirrored walk-in closet; guest bedroom two charms with a 9-ft slider to the lanai, tray ceiling, and surround sound. The shared guest bath features a spacious 4'3" x 6'10" roll-in shower. A separate patio bath with jetted tub area and extra storage rounds things out. Chandeliers crown both the grand foyer and dining room. Move-in ready never looked this good.

Estimated monthly payment

Principal & interest$2,275
Property taxes$263
Home insurance (est.)$206

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Aug 1, 2026
  2. Listed$449,997
    Aug 1, 2026
  3. Price increased$449,997

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Punta Gorda Isles Sec 20
County
Charlotte
Year built
2007
Living area
2,498 sq ft
Price/sq ft
$180
Building area
3,539 sq ft (Public Records)
Lot size
10,945 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X500 (12015C0088G)
Garage
3 spaces
Annual taxes
$3,160 (2025)
Parcel #
402303478001
Zoning
RSF3.5
MLS #
TB8534149

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Carpet, Ceramic Tile, Tile
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), Coffered Ceiling(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes
Parking features
Driveway, Garage Faces Side, Ground Level, Off Street, On Street

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
.

Exterior & Construction

Exterior features
French Doors, Hurricane Shutters, Rain Gutters, Sliding Doors, Storage
Construction materials
ICFs (Insulated Concrete Forms), Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Room Details

RoomLevelDimensions
Primary BedroomFirst
KitchenFirst
Living RoomFirst

Listing Details

Listing date
2026-08-01
On market date
2026-08-01
Original list price
$449,997
Occupant type
Owner
MLS area
33983 - Punta Gorda
Listing AOR
Suncoast Tampa
Status changed
2026-08-01
Tax legal description
PGI 020 0517 0030 PUNTA GORDA ISLES SEC20 BLK517 LT30 455/728 618/585 743/704 1861/1924 3095/1873 3117/692 3290/586

Flood risk

Moderate riskFEMA Zone X500Panel 12015C0088G

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-75 take Exit 170 (Kings Highway) go NORTH; R onto Sandhill Blvd., LEFT on Deep Creek Blvd; right on Cartagena St; 430 Cartagena is on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 2, 2026 at 6:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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