$439,000
28 Treetop Circle
Ormond Beach, FL 32174
Listing updated: August 2, 2026 at 2:06 PM ET
Listing courtesy of Adams, Cameron & Co., Realtors · Kim Peran · MLS #FC320278 · Active · 386-445-5595Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to 28 Treetop Circle, a beautifully maintained pool home in the gated Plantation Bay Golf & Country Club community in Ormond Beach, Florida. With its charming coastal cottage feel, cedar shake accents and lush, park-like landscaping, this inviting 2-bedroom, 2.5-bath home offers timeless character, flexible living space and the indoor-outdoor lifestyle Florida is known for. A separate bonus room/den adds valuable flexibility and can easily serve as a home office, hobby room, media room, additional sitting area or potential third bedroom. The spacious primary suite includes a beautifully updated ensuite bath with walk-in shower and French doors to the pool. Inside find soaring volume ceilings, tile flooring throughout, skylights, recessed lighting and an abundance of natural light that creates a bright, open and welcoming atmosphere. The updated kitchen features 2019 appliances and flows into a charming bright breakfast sunroom -an inviting place to enjoy your morning coffee or a casual meal while overlooking the beautiful gardens. Step outside and discover what truly makes this home special: a solar-heated pool, (2024 solar panels installed), providing energy-efficient enjoyment throughout the seasons. This private outdoor retreat creates the perfect backdrop for relaxing or entertaining. A paver driveway and walkway enhance the home's curb appeal. Additional updates and features include a 2018 roof, 2023 water heater, and 2015 HVAC. Located in desirable Plantation Bay Golf & Country Club, residents have the opportunity to enjoy golf, dining, fitness, tennis, pickleball, bocce and social amenities through OPTIONAL membership programs. Conveniently located near shopping, dining, medical facilities, I-95 and just minutes from the beautiful beaches of Ormond Beach and Flagler Beach.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history2 days on market
- Status: ActiveJul 31, 2026
- Listed$439,000Jul 31, 2026
- Price increased$439,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 2
- Subdivision
- Plantation Bay Sub
- County
- Flagler
- Year built
- 1987
- Living area
- 2,430 sq ft
- Price/sq ft
- $181
- Building area
- 3,598 sq ft (Public Records)
- Lot size
- 12,724 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12035C0245E)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $3,544 (2025)
- Parcel #
- 03-13-31-5120-1A060-0280
- Zoning
- PUD
- MLS #
- FC320278
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Tile
- Appliances
- Bar Fridge, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Electric, Heat Pump, Zoned
- Cooling
- Central Air, Zoned
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Oversized
HOA & Financial
- HOA fee
- $200 / Annually
- Monthly HOA
- $17/mo
- Total monthly fees
- $138/mo
- Total annual fees
- $1,652
- HOA name
- Margie Hall
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Check with HOA for lease restrictions
Exterior & Construction
- Exterior features
- French Doors, Lighting, Rain Gutters, Sliding Doors
- Construction materials
- HardiPlank Type, Stucco, Frame, Wood Siding
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 15x10 |
| Dining Room | First | 18x16 |
| Family Room | First | 20x19 |
| Primary Bedroom | First | 22x20 |
| Primary Bathroom | First | |
| Living Room | First | 20x14 |
| Den | First | 15x13 |
| Bedroom 2 | First | 16x15 |
Listing Details
- Listing date
- 2026-07-31
- On market date
- 2026-07-31
- Original list price
- $439,000
- Occupant type
- Owner
- MLS area
- 32174 - Ormond Beach
- Listing AOR
- Flagler
- Status changed
- 2026-07-31
- Tax legal description
- PLANTATION BAY SUBD PHASE 1-A UNIT 6 LOT 28 & .02 AC OF OS-11 DESCRIBED IN OR 464 PG 122 OR 280 PG 366 OR 305 PG 220 OR 1769/1402 OR 1771/682 OR 2272/815-SA OR 2299/1148-OD- ERR IN LEG OR 2304/1172-ERR IN LEG 2304/1174-ERR IN LEG OR 2377/1028-1030-CD
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
I95 to Exit 278 Old Dixie Highway to Plantation Bay Make Left, Make first right after going through gate, Right at the stop sign, Right to Treetop Circle.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 2, 2026 at 2:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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