1095 Harbour Island Road, FL1095 Harbour Island Road, FL1095 Harbour Island Road, FL
Stellar MLS
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$950,000

1095 Harbour Island Road

Orlando, FL 32809

Listing updated: July 29, 2026 at 1:34 PM ET

Active
Stellar MLSListing courtesy of Homevest Realty · Brad Young · MLS #O6428837 · Active · 407-897-5400
4
Beds
3
Baths
2,816
Sq Ft
0.53
Acres
1991
Built
In-law suiteFireplace$337/sqft360° tour
Single Family Residence

Property type

1991

Year built

23,098 sqft

Lot size

$337

Price / sq ft

$50/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Beneath a breathtaking canopy of mature oak trees on over half an acre in the sought-after Harbour Island community, this stunning custom-built home has been extensively renovated from top to bottom, blending timeless architecture with exceptional craftsmanship. Step inside to soaring ceilings, warm wood accents, and walls of windows that flood the home with natural light. At the heart of the living spaces, a dramatic two-sided fireplace with a decorative concrete tile surround creates a striking architectural focal point while maintaining an open, connected flow between the main gathering areas. The custom kitchen was designed for both everyday living and entertaining, featuring quartz countertops, custom cabinetry, a spacious peninsula workspace, ceramic tile backsplash, KitchenAid® Professional Series appliances, an integrated induction cooktop, and seamless connection to the adjoining dining and living spaces. A dedicated entertaining bar with custom cabinetry, mirrored backsplash, beverage refrigerator, and Kohler® bar sink makes hosting effortless. The primary suite offers a peaceful retreat with a beautifully renovated primary bathroom, while the secondary bedrooms are thoughtfully positioned for privacy. One of the home's standout features is the fully self-contained in-law suite with its own private entrance, living room, full kitchen with Bosch® appliances, spacious bedroom with dual closets, ensuite bathroom, and direct access to the covered lanai. Whether accommodating extended family, long-term guests, or multi-generational living, it offers true independence without sacrificing connection to the main home. Outside, mature landscaping, professionally designed hardscaping, and a covered lanai create an inviting setting for everyday living and entertaining. Premium landscape lighting enhances the property after sunset, while the outdoor kitchen, complete with a built-in grill, commercial-grade hood, and beverage refrigerator, makes hosting effortless. Tucked away beyond the entertaining spaces, a private enclosed garden offers a peaceful place to unwind beneath the shade of the majestic oaks. The renovation extends far beyond what you can see, with a structurally engineered concrete tile roof, completely replaced electrical wiring and service panel, all new plumbing supply lines, two new HVAC systems with new ductwork, and two tankless water heaters. Additional improvements include new exterior siding, weather barrier, insulation, drywall, and countless other enhancements that speak to the exceptional scope of this project. The full improvements list is every bit as impressive as the home itself—and a testament to the remarkable scope of this renovation.

Estimated monthly payment

Principal & interest$4,804
Property taxes$1,031
Home insurance (est.)$435
HOA dues$50

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jul 29, 2026
  2. Listed$950,000
    Jul 29, 2026
  3. Price increased$950,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Harbour Island Sub
County
Orange
Year built
1991
Living area
2,816 sq ft
Price/sq ft
$337
Building area
3,872 sq ft (Public Records)
Lot size
23,098 sq ft
Lot category
1/2 to less than 1
Flood zone
X (12095C0430F)
Garage
2 spaces
Annual taxes
$12,370 (2025)
Parcel #
13-23-29-3380-00-100
Zoning
R-1AA
MLS #
O6428837

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Tile
Appliances
Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater
Interior features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Washer Hookup
Stories / Levels
Two
Direction faces
Southeast
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Circular Driveway, Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Oversized

HOA & Financial

HOA fee
$600 / Annually
Monthly HOA
$50/mo
Total monthly fees
$50/mo
Total annual fees
$600
HOA name
JOHN CAPLAN
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer shall be responsible for confirming any leasing restrictions with the City of Edgewood.

Exterior & Construction

Exterior features
Lighting, Private Entrance, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Frame
Roof
Concrete, Tile
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryAPershing ElemGreatSchools ↗
MiddlePERSHING K-8GreatSchools ↗
High SchoolBoone HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
Family RoomFirst
Primary BedroomFirst
Primary BathroomFirst
Bedroom 2First
Bathroom 2First
Bedroom 3First
Bathroom 3First
Bedroom 4First

Listing Details

Listing date
2026-07-29
On market date
2026-07-29
Original list price
$950,000
Occupant type
Owner
MLS area
32809 - Orlando/Pinecastle/Oakridge/ Edgewood
Listing AOR
Orlando Regional
Status changed
2026-07-29
Tax legal description
HARBOUR ISLAND SUB 1/131 LOT 10 (LESS BEG SE COR RUN S 65 DEG W 32.50 FT N 19 DEG W 163.86 FT RUN N 53 DEG E 5 FT S 29 DEG E 164.55 FT TO POB) & (LESS BEG WLY MOST COR OF LOT 10 HARBOUR ISLAND SUB RUNN 36 DEG E 100 FT S 22 DEG W 110.69 FTNWLY ALONG A RC OF CURVE 29.36 FT TO POB)

Flood risk

Minimal riskFEMA Zone XPanel 12095C0430F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Downtown, S on Orange Ave, left on Harbour Island, Home is on your left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 29, 2026 at 1:34 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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