$950,000
12 Cloverdale Court
Palm Coast, FL 32137
Listing updated: July 28, 2026 at 6:48 AM ET
Listing courtesy of Take Action Properties, Llc · Robert Keith · MLS #FC320228 · Active · 386-283-5996Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Experience the best of Palm Coast waterfront living in this 4-bedroom, 4-full-bath saltwater canal home, ideally located in the desirable Palm Harbor community just minutes from the Intracoastal Waterway. Designed for both everyday living and entertaining, the home features two upstairs en suite bedrooms, spacious living areas, crown molding, and tray/coffered ceilings. Step outside to your private backyard oasis with a screened pool, spa, outdoor kitchen, and approximately 80 feet of saltwater canal frontage with a private dock and newer bulkhead. Whether you're boating, fishing, or enjoying the Florida sunshine, this property offers the waterfront lifestyle you've been searching for. Conveniently located near shopping, dining, golf, parks, and Flagler Beach.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJul 27, 2026
- Listed$950,000Jul 27, 2026
- Price increased$950,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Palm Coast Sec 03 Palm Harbor Office Park
- County
- Flagler
- Year built
- 1997
- Living area
- 2,738 sq ft
- Price/sq ft
- $347
- Building area
- 3,688 sq ft (Public Records)
- Lot size
- 10,019 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12035C0129E)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $5,744 (2025)
- Parcel #
- 07-11-31-7003-00080-0060
- Zoning
- RESI
- MLS #
- FC320228
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 4
- Flooring
- Carpet, Tile
- Appliances
- Convection Oven, Dishwasher, Microwave, Refrigerator
- Interior features
- Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Tray Ceiling(s), Vaulted Ceiling(s)
- Laundry
- Inside
- Stories / Levels
- Two
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Courtyard, Outdoor Grill, Outdoor Kitchen, Sliding Doors, Sprinkler Metered
- Construction materials
- Block, Concrete
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Connected, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Living Room | First | |
| Bedroom 2 | First | |
| Bathroom 3 | Second | |
| Bedroom 4 | Second | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-07-24
- On market date
- 2026-07-27
- Original list price
- $950,000
- Occupant type
- Owner
- MLS area
- 32137 - Palm Coast
- Listing AOR
- Flagler
- Status changed
- 2026-07-27
- Tax legal description
- PALM COAST SEC 3 BL 8 LT 6 PR 421 PG 842 OR 443 PG 806 OR 568 PG 220 OR 1548 PG 318 OR 1967/1609
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Palm Harbor Parkway turn on Club Field Drive then left on Cloverdale.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 28, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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