128 Lake Florence Drive, FL128 Lake Florence Drive, FL128 Lake Florence Drive, FL
Stellar MLS
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$399,999

128 Lake Florence Drive

Winter Haven, FL 33884

Listing updated: July 24, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Keller Williams Realty · Trevor Albergo · MLS #L4963717 · Active · 863-577-1234
3
Beds
2
Baths
2,287
Sq Ft
0.38
Acres
1960
Built
In-law suiteFireplace$175/sqft360° tour
Single Family Residence

Property type

1960

Year built

16,505 sqft

Lot size

$175

Price / sq ft

No HOA

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Lake Views | Paid-Off Solar System | Mother-in-Law Suite | NO Flood Zone | Exceptional Upgrades | New Roof | Welcome to your own private retreat in the heart of beautiful Winter Haven, Florida! Perfectly positioned on an elevated home-site overlooking the peaceful waters of Lake Florence, this meticulously maintained 3-bedroom, 2-bathroom residence offers 2,287 square feet of thoughtfully designed living space, complete with an Attached Mother-In-Law Suite—perfect for multi-generational living, visiting guests, a home office, or added flexibility. From the moment you arrive, you’ll appreciate the quality, care, and countless upgrades that make this home truly move-in ready. Built with solid block construction and situated high and dry in NO FLOOD ZONE, this property delivers both comfort and peace of mind. Inside, the warm and inviting floor plan features rich pecan wood cabinetry, modern appliances, and a charming wood-burning fireplace that creates the perfect centerpiece for relaxing evenings or entertaining family and friends. The spacious 2-car garage provides plenty of room for vehicles, storage, and weekend projects. Designed with efficiency and long-term value in mind, this home boasts a remarkable list of improvements, including a 2020 roof, fully paid-off 2020 solar panel system, and 50-year transferable warranties on both the roof and solar system. With energy costs continuing to rise, you’ll enjoy the financial benefits of owning your solar system outright while dramatically reducing your monthly electric bills. Additional premium upgrades include a 2023 4-ton HVAC system, 2023 electrical panel, a 2023 mini-split system dedicated to the mother-in-law suite, Custom installed New South double-pane energy-efficient windows and front entry door backed by a lifetime warranty, and fresh exterior paint completed in 2026. In addition, an on-site utility shed, fully permitted with hurricane clips, power connected for additional storage to meet and exceed all of your storage needs! Wake each morning to breathtaking sunrises over Lake Florence, then unwind in the evening with spectacular Florida sunsets from your elevated vantage point. It’s the perfect setting to enjoy everything that makes Central Florida living so special. Ideally located just minutes from LEGOLAND Florida Resort, Winter Haven’s renowned Chain of Lakes, top-rated schools, shopping, dining, golf, and everyday conveniences, this home offers an exceptional combination of location, lifestyle, and lasting value. Homes with this level of craftsmanship, energy efficiency, flexible living space, and picturesque lake views are a rare find. Don’t miss your opportunity to own this incredible Winter Haven property—schedule your private showing today and experience Florida living at its finest.

Estimated monthly payment

Principal & interest$2,023
Property taxes$153
Home insurance (est.)$183

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jul 23, 2026
  2. Listed$399,999
    Jul 23, 2026
  3. Price increased$399,999

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Eloise Woods
County
Polk
Year built
1960
Living area
2,287 sq ft
Price/sq ft
$175
Building area
2,817 sq ft (Public Records)
Lot size
16,505 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12105C0364G)
Garage
2 spaces
Annual taxes
$1,841 (2025)
Parcel #
26-28-34-658500-000662
Zoning
R-1
MLS #
L4963717

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Tile, Wood
Appliances
Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Vaulted Ceiling(s)
Laundry
Electric Dryer Hookup, Washer Hookup
Stories / Levels
One
Direction faces
Southeast
Fireplace
Yes
In-law suite
Yes

Heating & Cooling

Heating
Electric, Solar
Cooling
Central Air, Mini-Split Unit(s), Attic Fan

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Construction materials
Block, Stucco
Roof
Shingle
Foundation
Block
Road surface
Asphalt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected, Water Connected

Room Details

RoomLevelDimensions
Primary BedroomFirst
Bathroom 1First
KitchenFirst
Bathroom 2First
Bedroom 3First
Bedroom 2First
Family RoomFirst

Listing Details

Listing date
2026-07-21
On market date
2026-07-23
Original list price
$399,999
Occupant type
Owner
MLS area
33884 - Winter Haven / Cypress Gardens
Listing AOR
Lakeland
Status changed
2026-07-23
Tax legal description
ELOISE WOODS PB 17 PGS 48 & 48A W 100 FT OF LOT 66

Flood risk

Minimal riskFEMA Zone XPanel 12105C0364G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Cypress Gardens Blvd, Head NE on Lake Florence Dr, Home will be on your left. If heading NE on Overlook Dr, home will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 24, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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