


$399,000
203 Silver Palm Drive
Lake City, FL 32024
Listing updated: August 27, 2026 at 2:57 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Luxury Living Starts Here! 4 Bedrooms Under $400K in One of Lake City’s Most Sought-After Communities! Welcome to The Preserve at Laurel Lake, where luxury, location, and exceptional value come together in this stunning 2025 Adams Homes residence. Offering 4 spacious bedrooms and thoughtfully designed living spaces, this move-in-ready home delivers the perfect blend of modern elegance, comfort, and convenience. Step inside to an open-concept floor plan featuring soaring ceilings, abundant natural light, luxury vinyl plank flooring, granite countertops, spacious bedrooms, and a private owner’s retreat designed for relaxation. Every detail has been carefully selected to create a home that’s as beautiful as it is functional. Designed with both comfort and peace of mind in mind, this exceptional home includes a built-in security safe, a reverse osmosis water filtration system in the kitchen, and a beautiful white privacy fence surrounding the property, creating the perfect backyard retreat for entertaining, relaxing, or enjoying peaceful North Florida evenings from the covered lanai. Residents of The Preserve at Laurel Lake enjoy outstanding community amenities including a resort-style pool, tennis courts, basketball court, playground, clubhouse, sidewalks, and beautifully maintained common areas—all with a low HOA. Perfectly located just minutes from I-75 and US-90, you’ll enjoy quick access to shopping, dining, medical facilities, and everyday conveniences while still enjoying the quiet charm of one of Lake City’s premier neighborhoods. Outdoor enthusiasts will love being just a short drive from the crystal-clear waters of Ichetucknee Springs, the scenic Santa Fe River, and countless opportunities for kayaking, tubing, fishing, hiking, and exploring the natural beauty that makes North Florida so special. Families will appreciate the home’s proximity to A-rated schools, making this an ideal location for those seeking both an exceptional lifestyle and quality education.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history36 days on market
- Status: ActiveJul 22, 2026
- Listed$399,000Jul 22, 2026
- Price increased$399,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 36
- Cumulative DOM
- 109
- Subdivision
- Preserve/Laurel Lake
- County
- Columbia
- Year built
- 2025
- Living area
- 1,882 sq ft
- Price/sq ft
- $212
- Lot size
- 10,890 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12023C0290D)
- Annual taxes
- $501 (2025)
- Parcel #
- 03-4S-16-02731-140
- Zoning
- VACANT
- MLS #
- GC542164
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range
- Interior features
- High Ceilings, In Wall Pest System, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air
Parking
- Attached garage
- Yes
- Carport
- Yes
HOA & Financial
- HOA fee
- $70 / Monthly
- Monthly HOA
- $70/mo
- Total monthly fees
- $70/mo
- Total annual fees
- $840
- HOA name
- Jackie Orr
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Lighting, Tennis Court(s)
- Construction materials
- HardiPlank Type, Stone, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- None, Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Public, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-07-16
- On market date
- 2026-07-22
- Original list price
- $399,000
- Occupant type
- Owner
- MLS area
- 32024 - Lake City
- Listing AOR
- Gainesville-Alachua
- Home warranty
- Yes
- Status changed
- 2026-07-22
- Tax legal description
- LOT 140 PRESERVE AT LAUREL LAKE UNIT 1. WD 1260-2080, WD 1300-369, WD 1520-1477
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From HWY 90 turn onto SW Rose Mary Dr until it deadends into SW Silverpalm Dr. Make a left and then the home will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 27, 2026 at 2:57 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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