203 Silver Palm Drive, FL203 Silver Palm Drive, FL203 Silver Palm Drive, FL
Stellar MLS
1 / 48

$399,000

203 Silver Palm Drive

Lake City, FL 32024

Listing updated: August 27, 2026 at 2:57 PM ET

Active
Stellar MLSListing courtesy of Daniel Crapps Agency, Inc. · Arri Simque · MLS #GC542164 · Active · 386-755-5110
4
Beds
2
Baths
1,882
Sq Ft
0.25
Acres
2025
Built
$212/sqft360° tour
Single Family Residence

Property type

2025

Year built

10,890 sqft

Lot size

$212

Price / sq ft

$70/mo

HOA dues

36

Days on market

X

Flood zone

About this home

Luxury Living Starts Here! 4 Bedrooms Under $400K in One of Lake City’s Most Sought-After Communities! Welcome to The Preserve at Laurel Lake, where luxury, location, and exceptional value come together in this stunning 2025 Adams Homes residence. Offering 4 spacious bedrooms and thoughtfully designed living spaces, this move-in-ready home delivers the perfect blend of modern elegance, comfort, and convenience. Step inside to an open-concept floor plan featuring soaring ceilings, abundant natural light, luxury vinyl plank flooring, granite countertops, spacious bedrooms, and a private owner’s retreat designed for relaxation. Every detail has been carefully selected to create a home that’s as beautiful as it is functional. Designed with both comfort and peace of mind in mind, this exceptional home includes a built-in security safe, a reverse osmosis water filtration system in the kitchen, and a beautiful white privacy fence surrounding the property, creating the perfect backyard retreat for entertaining, relaxing, or enjoying peaceful North Florida evenings from the covered lanai. Residents of The Preserve at Laurel Lake enjoy outstanding community amenities including a resort-style pool, tennis courts, basketball court, playground, clubhouse, sidewalks, and beautifully maintained common areas—all with a low HOA. Perfectly located just minutes from I-75 and US-90, you’ll enjoy quick access to shopping, dining, medical facilities, and everyday conveniences while still enjoying the quiet charm of one of Lake City’s premier neighborhoods. Outdoor enthusiasts will love being just a short drive from the crystal-clear waters of Ichetucknee Springs, the scenic Santa Fe River, and countless opportunities for kayaking, tubing, fishing, hiking, and exploring the natural beauty that makes North Florida so special. Families will appreciate the home’s proximity to A-rated schools, making this an ideal location for those seeking both an exceptional lifestyle and quality education.

Estimated monthly payment

Principal & interest$2,018
Property taxes$42
Home insurance (est.)$183
HOA dues$70

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history36 days on market

  1. Status: Active
    Jul 22, 2026
  2. Listed$399,000
    Jul 22, 2026
  3. Price increased$399,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
36
Cumulative DOM
109
Subdivision
Preserve/Laurel Lake
County
Columbia
Year built
2025
Living area
1,882 sq ft
Price/sq ft
$212
Lot size
10,890 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12023C0290D)
Annual taxes
$501 (2025)
Parcel #
03-4S-16-02731-140
Zoning
VACANT
MLS #
GC542164

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Luxury Vinyl
Appliances
Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Microwave, Range
Interior features
High Ceilings, In Wall Pest System, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Attached garage
Yes
Carport
Yes

HOA & Financial

HOA fee
$70 / Monthly
Monthly HOA
$70/mo
Total monthly fees
$70/mo
Total annual fees
$840
HOA name
Jackie Orr
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, USDA Loan, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting, Tennis Court(s)
Construction materials
HardiPlank Type, Stone, Frame
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
None, Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Public, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryNiblack Elementary School-COGreatSchools ↗
MiddleLake City Middle School-COGreatSchools ↗
High SchoolColumbia High School-COGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomFirst

Listing Details

Listing date
2026-07-16
On market date
2026-07-22
Original list price
$399,000
Occupant type
Owner
MLS area
32024 - Lake City
Listing AOR
Gainesville-Alachua
Home warranty
Yes
Status changed
2026-07-22
Tax legal description
LOT 140 PRESERVE AT LAUREL LAKE UNIT 1. WD 1260-2080, WD 1300-369, WD 1520-1477

Flood risk

Minimal riskFEMA Zone XPanel 12023C0290D

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From HWY 90 turn onto SW Rose Mary Dr until it deadends into SW Silverpalm Dr. Make a left and then the home will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 27, 2026 at 2:57 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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