


$89,500
820 Water Oaks Drive
Winter Haven, FL 33880
Listing updated: August 14, 2026 at 3:45 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
PRICE LOWERED! CASH OFFERS ACCEPTED! Spacious 3 Bedroom 2 Bath Mobile Home with no HOA! Great Winter Haven location! New Shingle Roof in 2018! This home has been lived in by one family since it was new! Now it is Vacant and ready for a new family! Split Bedrooms, Spacious Family Room, Living Room/Dining Room Combo, Two Concrete Driveways, Covered Carport, Screened Front Porch with wood burning fireplace/grill, Fenced Front Yard, No Rear Neighbors just to name a few of the features here! Home is priced to sell! Schedule your showing today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history7 days on market
- Status: ActiveAug 14, 2026
- Listed$99,500Jul 28, 2026
- Price reduced$89,500
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Active
- Days on market
- 7
- Subdivision
- Saddle Oaks Mobile Home Sub
- County
- Polk
- Year built
- 1984
- Living area
- 1,248 sq ft
- Price/sq ft
- $72
- Lot size
- 6,138 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0530G)
- Annual taxes
- $1,820 (2025)
- Parcel #
- 26-29-09-000000-044230
- Zoning
- R-3
- MLS #
- P4939386
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate, Vinyl
- Appliances
- Range, Refrigerator
- Interior features
- Ceiling Fans(s), Split Bedroom, Thermostat, Window Treatments
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air, Wall/Window Unit(s)
Parking
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Metal Frame
- Roof
- Shingle
- Foundation
- Crawlspace
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- Electricity Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Dining Room | First | |
| Great Room | First | |
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-07-28
- On market date
- 2026-07-28
- Original list price
- $99,500
- Occupant type
- Vacant
- MLS area
- 33880 - Winter Haven/Eloise/JPV/Wahnetta
- Listing AOR
- Lakeland
- Status changed
- 2026-08-14
- Tax legal description
- BEG NE COR OF LOT 10 OF SADDLE OAKS MOBILE HOME SUB PHASE 1 RUN N 70 FT W 127.66 FT S 70 FT E 127.66 FT TO POB LESS W 40 FT FOR RD BEING LOT A OF UNREC SUB
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Highway 27 South take a right on to Cypress Gardens Blvd to left on Helena Road. Follow to end at traffic light then right on to Eloise Loop Road. Follow road to right on Rifle Range Road then a right on Highway 17 (3rd St. SW) then a quick right on to Water Oaks Drive, follow around to 820 Water Oaks which will be on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 14, 2026 at 3:45 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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