820 Water Oaks Drive, FL820 Water Oaks Drive, FL820 Water Oaks Drive, FL
Stellar MLS
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$89,500

820 Water Oaks Drive

Winter Haven, FL 33880

Listing updated: August 14, 2026 at 3:45 PM ET

Active
Stellar MLSListing courtesy of La Rosa Realty Prestige · Lisa Anderson · MLS #P4939386 · Active · 863-940-4850
3
Beds
2
Baths
1,248
Sq Ft
0.14
Acres
1984
Built
$72/sqft360° tour
Manufactured Home

Property type

1984

Year built

6,138 sqft

Lot size

$72

Price / sq ft

No HOA

HOA dues

7

Days on market

X

Flood zone

About this home

PRICE LOWERED! CASH OFFERS ACCEPTED! Spacious 3 Bedroom 2 Bath Mobile Home with no HOA! Great Winter Haven location! New Shingle Roof in 2018! This home has been lived in by one family since it was new! Now it is Vacant and ready for a new family! Split Bedrooms, Spacious Family Room, Living Room/Dining Room Combo, Two Concrete Driveways, Covered Carport, Screened Front Porch with wood burning fireplace/grill, Fenced Front Yard, No Rear Neighbors just to name a few of the features here! Home is priced to sell! Schedule your showing today!

Estimated monthly payment

Principal & interest$453
Property taxes$152
Home insurance (est.)$41

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history7 days on market

  1. Status: Active
    Aug 14, 2026
  2. Listed$99,500
    Jul 28, 2026
  3. Price reduced$89,500

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Active
Days on market
7
Subdivision
Saddle Oaks Mobile Home Sub
County
Polk
Year built
1984
Living area
1,248 sq ft
Price/sq ft
$72
Lot size
6,138 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0530G)
Annual taxes
$1,820 (2025)
Parcel #
26-29-09-000000-044230
Zoning
R-3
MLS #
P4939386

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Laminate, Vinyl
Appliances
Range, Refrigerator
Interior features
Ceiling Fans(s), Split Bedroom, Thermostat, Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central
Cooling
Central Air, Wall/Window Unit(s)

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Other
Construction materials
Metal Frame
Roof
Shingle
Foundation
Crawlspace
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
None
Utilities
Electricity Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Living RoomFirst
Dining RoomFirst
Great RoomFirst
Primary BedroomFirst
Bedroom 2First
Bedroom 3First
KitchenFirst

Listing Details

Listing date
2026-07-28
On market date
2026-07-28
Original list price
$99,500
Occupant type
Vacant
MLS area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Listing AOR
Lakeland
Status changed
2026-08-14
Tax legal description
BEG NE COR OF LOT 10 OF SADDLE OAKS MOBILE HOME SUB PHASE 1 RUN N 70 FT W 127.66 FT S 70 FT E 127.66 FT TO POB LESS W 40 FT FOR RD BEING LOT A OF UNREC SUB

Flood risk

Minimal riskFEMA Zone XPanel 12105C0530G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Highway 27 South take a right on to Cypress Gardens Blvd to left on Helena Road. Follow to end at traffic light then right on to Eloise Loop Road. Follow road to right on Rifle Range Road then a right on Highway 17 (3rd St. SW) then a quick right on to Water Oaks Drive, follow around to 820 Water Oaks which will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 14, 2026 at 3:45 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA