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$305,000

231 Tennessee Avenue

St Cloud, FL 34769

Listing updated: August 12, 2026 at 11:11 PM ET

Active

Listing courtesy of Empire Network Realty · Anthony Riera · MLS #S5154097 · Active · 407-440-3798

Beds

Baths

1,212

Sq Ft

0.22

Acres

1972

Built

◆$252/sqft

Single Family Residence

Property type

1972

Year built

9,540 sqft

Lot size

$252

Price / sq ft

No HOA

HOA dues

Days on market

X500

Flood zone

About this home

Welcome to 231 Tennessee Ave., Saint Cloud, FL 34769, where comfort, convenience, and location come together. This well-maintained home features an open layout, sliding glass doors leading to a large deck, and a beautiful, fenced yard with fruiting Mulberry and Elderberry trees. Additionally, this home provides a spacious enclosed lanai providing additional space to relax and entertain year round. The fully fenced backyard offers privacy and plenty of room for outdoor activities, gardening, or pets. The roof was replaced in 2020, the hot water heater was replaced in 2022, A/C unit replaced in 2015. Ideally situated just two blocks from the St. Cloud Lakefront, you’ll enjoy easy access to the waterfront, walking trails, marina, playgrounds, splash pad, restaurants, and community events. O.P Johnson Park is only one block away, offering additional recreational opportunities nearby. Conveniently located near shopping, dining, medical facilities, major roadways, and public transportation, this property also provides easy access to a public elementary school. Whether you’re looking for a primary residence or an investment opportunity, this home’s central location and desirable features make it a must-see. Schedule your private showing today and experience this exceptional property.

Estimated monthly payment

Principal & interest$1,542

Property taxes$142

Home insurance (est.)$140

Down payment

20%

$61,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Aug 13, 2026
Listed$305,000
Aug 12, 2026
Price increased$305,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 0
Subdivision: St Cloud 2nd Town Of
County: Osceola
Year built: 1972
Living area: 1,212 sq ft
Price/sq ft: $252
Building area: 1,750 sq ft (Owner)
Lot size: 9,540 sq ft
Lot category: 0 to less than 1/4
Flood zone: X500 (12097C0095G)
Annual taxes: $1,700 (2025)
Parcel #: 01-26-30-0001-0446-0070
Zoning: SR2
MLS #: S5154097

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Tile
Appliances: Dishwasher, Electric Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator
Interior features: Ceiling Fans(s), Open Floorplan, Solid Wood Cabinets, Window Treatments
Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels: One
Direction faces: West

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Carport: Yes

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Cash, Conventional
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Private Mailbox, Private Yard, Sliding Doors, Storage
Construction materials: Block
Roof: Shingle
Foundation: Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected

Schools

ElementaryLakeview Elem (K 5)GreatSchools ↗

MiddleSt. Cloud Middle (6-8)GreatSchools ↗

High SchoolBSt. Cloud High SchoolGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Great Room	First	29x15
Kitchen	First	9x10
Primary Bedroom	First	12x10

Listing Details

Listing date: 2026-08-12
On market date: 2026-08-12
Original list price: $305,000
Occupant type: Owner
MLS area: 34769 - St Cloud (City of St Cloud)
Listing AOR: Orlando Regional
Status changed: 2026-08-13
Tax legal description: LAKE FRONT ADDN PB B PG 61-62 BLK 446 N 62.5 FT OF S 87.5 FT LOT 7

Flood risk

Moderate riskFEMA Zone X500Panel 12097C0095G

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From FL Turnpike South, take exit 244 toward St. Cloud. Make a left onto US-192 East. Make left onto Tennessee Ave. House number 231 will be on the right side.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 12, 2026 at 11:11 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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