106 20th Avenue, FL106 20th Avenue, FL106 20th Avenue, FL
Stellar MLS
1 / 52

$1,525,000

106 20th Avenue

Indian Rocks Beach, FL 33785

Listing updated: July 21, 2026 at 6:51 AM ET

Active
Stellar MLSListing courtesy of Re/Max Action First Of Florida · Kenny Hayslett · MLS #TB8530846 · Active · 727-531-2006
6
Beds
4
Baths
3,060
Sq Ft
0.17
Acres
1989
Built
Water access$498/sqft360° tour
Duplex

Property type

1989

Year built

7,253 sqft

Lot size

$498

Price / sq ft

No HOA

HOA dues

1

Day on market

AE

Flood zone

About this home

Exceptional investment opportunity just 500 feet from the Gulf with a straight walk to the 20th Avenue beach access. This beautifully renovated duplex consists of two identical mirror-image units, each offering 3 bedrooms, 2 bathrooms, and approximately 1,500 square feet of living space. Each unit features its own private deck with a hot tub, while guests also enjoy a shared game room, mini golf turf area, and a shared driveway with carport parking for up to eight vehicles. The property has been operated as a single vacation rental, with both units rented together to accommodate larger groups. The property underwent an extensive renovation in 2024 following its 2023 purchase, creating a turnkey coastal retreat designed for both personal enjoyment and income potential. Whether you're looking for a beach retreat or a high-performing investment, this property offers an impressive rental history. Gross rental revenue was approximately $132,018 in 2025, with $121,367 already booked for 2026. Annual net income for 2025 was $94,450, and projected annual income for 2026 is $140,000. Ideally situated between the Indian Rocks Causeway and Causeway Boulevard, the property offers convenient access to US-19, making travel throughout Pinellas County a breeze. Enjoy being just minutes from local restaurants, shopping, and entertainment, including the Indian Rocks Shopping Center, with a straight drive to St. Pete–Clearwater International Airport for easy arrivals and departures. Schedule your private showing today to experience everything this exceptional coastal property has to offer.

Estimated monthly payment

Principal & interest$7,711
Property taxes$1,514
Home insurance (est.)$699

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jul 21, 2026
  2. Listed$1,525,000
    Jul 20, 2026
  3. Price increased$1,525,000

Facts & features

Property type
Residential Income
Sub type
Duplex
Status
Active
Days on market
1
Cumulative DOM
210
Subdivision
Indian Beach Re-Revised
County
Pinellas
Year built
1989
Living area
3,060 sq ft
Price/sq ft
$498
Building area
6,166 sq ft (Public Records)
Lot size
7,253 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0113H)
Annual taxes
$18,174 (2025)
Parcel #
01-30-14-42030-055-0050
MLS #
TB8530846

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Interior Details

Bedrooms
6
Flooring
Luxury Vinyl
Interior features
Built-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Parking features
Covered, Driveway, Ground Level, Basement
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Listing terms
Cash, Conventional
Ownership
Fee Simple

Exterior & Construction

Exterior features
Balcony, Courtyard, Fence, Lighting, Private Mailbox, Sliding Doors, Storage
Construction materials
Cement Siding, HardiPlank Type, Frame
Roof
Shingle
Foundation
Slab, Stilt/On Piling
Water access
Yes
Road surface
Asphalt, Concrete

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Water Available, Water Connected

Schools

ElementaryAnona Elementary-PNGreatSchools ↗
MiddleSeminole Middle-PNGreatSchools ↗
High SchoolLargo High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Listing Details

Listing date
2026-07-17
On market date
2026-07-20
Original list price
$1,525,000
Occupant type
Tenant
MLS area
33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
Listing AOR
Suncoast Tampa
Status changed
2026-07-21
Tax legal description
INDIAN BEACH RE-REVISED BLK 55, W 1/2 LOTS 5 & 6

Flood risk

High riskFEMA Zone AEPanel 12103C0113H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Head west on Belleair Bluffs/S Belleair Causeway, Use the left 2 lanes to turn left onto Gulf Blvd, Turn left onto 20th Ave, Destination will be on the left

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 21, 2026 at 6:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA