3221 Oak Tree Lane, FL3221 Oak Tree Lane, FL3221 Oak Tree Lane, FL
Stellar MLS
1 / 82

$349,900

3221 Oak Tree Lane

Winter Haven, FL 33884

Listing updated: July 21, 2026 at 1:37 AM ET

Active
Stellar MLSListing courtesy of Julie Matthews Group Llc · Kennedy Matthews · MLS #P4939356 · Active · 863-528-0037
3
Beds
2
Baths
1,722
Sq Ft
0.17
Acres
2004
Built
$203/sqft360° tour
Single Family Residence

Property type

2004

Year built

7,427 sqft

Lot size

$203

Price / sq ft

$148/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

"A Step Above the Rest" describes this beautifully updated 3BR/2BA home w/ upgrades galore located on a quiet dead-end street in the Oakgrove part of the desirable Cypresswood Golf & Country Club community! This impeccably maintained home has lush landscaping & extensive curb appeal & offers an open concept with split bedrooms, volume ceilings, crown molding, plantation shutters & luxury wood laminate flooring throughout accompanied with lovely new tile flooring in the bathrooms. The inviting formal living & dining areas are adorned with arched entryways that lead into the remodeled kitchen & the spacious great room that boasts a tray ceiling & triple sliders leading to the large screened lanai. The lovely kitchen has updated cabinets with a new tile backsplash & pretty granite countertops w/ a waterfall edge, a bi-level breakfast bar, a pantry closet & it comes fully equipped with all of the upgraded appliances. The primary suite has a tray ceiling, sliders leading to the screened lanai, & a nice sized walk-in closet. The remodeled primary bath has duo vanities & sinks w/ quartz countertops & a nicely tiled step-in shower w/ a sleek glass enclosure. The hallway bathroom has also been remodeled & features a new vanity w/ quartz countertop & a freshly tiled tub & shower combo & it's conveniently located between the 2nd and 3rd bedrooms. You'll really love the large, extended screened lanai w/ it's stylish "brick looking" tiled floor, a remote controlled sun shade, doggy doorway options & it's all overlooking the beautifully landscaped privacy fenced back yard making it the perfect place for entertaining. There's even an extra covered patio w/ a gas line for your grill! Additional features include an inside laundry room, a double car garage, a whole-house gas generator, new hurricane windows in the formal areas plus hurricane shutters for all the other windows, custom honey comb shades on all the sliders & plantation shutters throughout! The roof & A/C system are both only about 4 years old! The 24 hour guard gated Cypresswood community features an 18-hole championship golf course, a wonderful clubhouse w/ pub/restaurant, fitness room, pro shop, junior Olympic swimming pool, pickle ball, tennis courts & more! Conveniently located near shopping, restaurants, medical, the new Publix & Legoland. Located in the heart of Central Florida between Orlando & Tampa and just minutes from Highway 27 leading to the I-4 corridor & all major attractions! All measurements are approximate & all info should be confirmed by buyer.

Estimated monthly payment

Principal & interest$1,769
Property taxes$399
Home insurance (est.)$160
HOA dues$148

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Jul 21, 2026
  2. Listed$349,900
    Jul 20, 2026
  3. Price increased$349,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Oakgrove Sub
County
Polk
Year built
2004
Living area
1,722 sq ft
Price/sq ft
$203
Building area
2,670 sq ft (Estimated)
Lot size
7,427 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0535H)
Garage
2 spaces
Annual taxes
$4,783 (2025)
Parcel #
27-28-32-851600-000270
MLS #
P4939356

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Laminate, Tile
Appliances
Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator
Interior features
Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener

HOA & Financial

HOA fee
$444 / Quarterly
Monthly HOA
$148/mo
Total monthly fees
$148/mo
Total annual fees
$1,776
HOA name
Oakgrove Homeowners Association
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No
Additional lease restrictions
Buyers should confirm with County and HOA any rental restrictions that may apply

Exterior & Construction

Exterior features
Hurricane Shutters, Private Yard, Rain Gutters, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Living RoomFirst15x11
Dining RoomFirst12x11
KitchenFirst14x13
Great RoomFirst18x18
Primary BedroomFirst15x12
Bedroom 2First11x10
Bedroom 3First11x10
LaundryFirst6x5
Balcony/Porch/LanaiFirst19x17

Listing Details

Listing date
2026-07-20
On market date
2026-07-20
Original list price
$349,900
Occupant type
Owner
MLS area
33884 - Winter Haven / Cypress Gardens
Listing AOR
East Polk
Status changed
2026-07-21
Tax legal description
OAKGROVE SUBDIVISION PHASE ONE PB 115 PG 23 LOT 27

Flood risk

Minimal riskFEMA Zone XPanel 12105C0535H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Turn off SR-542 (Dundee Road) into Cypresswood Golf & Country Club on Cypresswood Blvd and pass the guard shack. Continue straight through the community, then turn left onto Oak Tree Lane & the house will be on your right.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 21, 2026 at 1:37 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA