$239,900
3504 38th Street
Palmetto, FL 34221
Listing updated: July 24, 2026 at 6:48 AM ET
Listing courtesy of Leslie Wells Realty, Inc. · Tiffney Mosley · MLS #A4700427 · Active · 941-776-5571Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
Welcome to this charming 2-bedroom, 1-bath cottage that’s proof great things really do come in small packages! Beautifully updated just a few years ago, this move-in-ready home offers stylish luxury vinyl plank flooring throughout, creating a clean, modern feel that’s both durable and low maintenance. The thoughtfully designed floor plan makes excellent use of every square foot, while the cozy covered back porch features a convenient laundry area and overlooks a spacious, fenced backyard—perfect for pets, gardening, entertaining, or simply relaxing outdoors. Best of all, you’ll enjoy the freedom of NO HOA, NO CDD fees, NO flood insurance and NO deed restrictions, making this an affordable option whether you’re searching for your first home, a seasonal getaway, or an investment property. Conveniently located in a the heart of Palmetto, with quick access to I-75, shopping, dining, and the beautiful Gulf beaches, this adorable cottage offers comfort, convenience, and value all in one. If you’ve been looking for a home that’s small but mighty, this one is ready to welcome you home!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJul 24, 2026
- Listed$239,900Jul 23, 2026
- Price increased$239,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Onahom Farms
- County
- Manatee
- Year built
- 1966
- Living area
- 628 sq ft
- Price/sq ft
- $382
- Building area
- 936 sq ft (Public Records)
- Lot size
- 7,039 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12081C0167F)
- Annual taxes
- $1,896 (2025)
- Parcel #
- 750800005
- Zoning
- RSF4.5
- MLS #
- A4700427
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 1
- Flooring
- Luxury Vinyl
- Appliances
- Microwave, Range, Refrigerator
- Interior features
- Open Floorplan
- Laundry
- Laundry Closet
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 1-7 Days
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- county restrictions only
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Frame
- Roof
- Shingle
- Foundation
- Stem Wall
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Bedroom 2 | First | |
| Living Room | First | |
| Kitchen | First | |
| Bathroom 1 | First | |
| Laundry | First |
Listing Details
- Listing date
- 2026-07-22
- On market date
- 2026-07-23
- Original list price
- $239,900
- Occupant type
- Owner
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-07-24
- Tax legal description
- LOT 6 BLK 27 ONAHOM FARMS PI#7508.0000/5
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75, take the Ellenton exit and head west. Turn right (north) onto Ellenton Gillette Road, continue to 38th Street E, turn left, and follow the road to the home, which will be on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 24, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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