15040 Spanish Point Drive, FL15040 Spanish Point Drive, FL15040 Spanish Point Drive, FL
Stellar MLS
1 / 51

$849,000

15040 Spanish Point Drive

Port Charlotte, FL 33981

Listing updated: July 23, 2026 at 12:08 PM ET

Active
Stellar MLSListing courtesy of Paradise Exclusive Real Estate · Royce Rittinger · MLS #C7528523 · Active · 941-698-0303
4
Beds
3
Baths
2,349
Sq Ft
0.32
Acres
2019
Built
◆Waterfront◆Water access◆Private pool◆3-car garage◆$361/sqft
Single Family Residence

Property type

2019

Year built

13,747 sqft

Lot size

$361

Price / sq ft

$272/mo

HOA dues

6

Days on market

3

Garage spaces

AE

Flood zone

About this home

Welcome to waterfront living in the highly sought-after Harbor West community! This beautifully maintained 4-bedroom, 2.5-bath home offers the perfect blend of luxury, comfort, and boating convenience. Designed with both everyday living and entertaining in mind, the spacious floor plan flows seamlessly to the outdoor living area where you'll find a private screened pool overlooking the canal. Step outside to your private dock with quick Gulf access—located just minutes from the lock, making it easy to spend more time on the water and less time navigating canals. The oversized 3-car garage provides plenty of room for vehicles, golf carts, and all of your boating and fishing gear. Whether you're looking for a full-time residence, seasonal retreat, or waterfront investment, this home delivers the Florida lifestyle of your dreams. Enjoy peaceful water views, easy boating access, and all the benefits of living in Harbor West, one of the area's premier waterfront communities. Schedule your private showing today and discover why this exceptional home stands out from the rest!

Estimated monthly payment

Principal & interest$4,293
Property taxes$857
Home insurance (est.)$389
HOA dues$272

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history6 days on market

  1. Status: Active
    Jul 17, 2026
  2. Listed$849,000
    Jul 17, 2026
  3. Price increased$849,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
6
Subdivision
Harbor West
County
Charlotte
Year built
2019
Living area
2,349 sq ft
Price/sq ft
$361
Building area
3,296 sq ft (Public Records)
Lot size
13,747 sq ft
Lot category
1/4 to less than 1/2
Flood zone
AE (12015C0212G)
Garage
3 spaces
Pool
Private pool
Annual taxes
$10,283 (2025)
Parcel #
412109432006
Zoning
RSF3.5
MLS #
C7528523

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Interior Details

Bedrooms
4
Full bathrooms
2
Half bathrooms
1
Flooring
Ceramic Tile
Appliances
Dishwasher, Range, Refrigerator
Interior features
Other
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

HOA fee
$816 / Quarterly
Monthly HOA
$272/mo
Total monthly fees
$272/mo
Total annual fees
$3,264
HOA name
Grande Property Services
CDD
No
Min lease term
1 Month
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See HOA Documents
Approval process
See HOA Documents

Exterior & Construction

Exterior features
Hurricane Shutters, Other
Construction materials
Concrete
Roof
Tile
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
KitchenFirst12x18
Great RoomFirst16x20
DinetteFirst8x10
Primary BedroomFirst13x18

Listing Details

Listing date
2026-07-13
On market date
2026-07-17
Original list price
$849,000
Occupant type
Owner
MLS area
33981 - Port Charlotte
Listing AOR
Englewood
Status changed
2026-07-17
Tax legal description
HBW 000 0000 0044 HARBOR WEST LT 44 E4483/1936 4551/1685

Flood risk

High riskFEMA Zone AEPanel 12015C0212G

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

SR 776 West turn left onto SR 771 Gasparilla Road, turn left onto San Domingo Blvd, turn left on Caroline, proceed into Harbor West, at stop sign turn LEFT on Ponce De Leon Trail, turn RIGHT onto Spanish Point Drive, arrive at property on LEFT.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 23, 2026 at 12:08 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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