$145,000
9040 91st Terrace
Ocala, FL 34481
Listing updated: July 21, 2026 at 5:55 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
PRICED TO SELL! Enjoy Easy, Active Living in One of Ocala’s Premier 55+ Communities! 2014 Roof, 2012 HVAC & House Plumbing Re-piped 2018 at same time water heater replaced. Welcome to this popular Franklin Model courtyard home in the highly sought-after, gated golf community of On Top of the World in beautiful Southwest Ocala. Perfectly positioned on a quiet, tree-lined street and conveniently located near community amenities, this charming residence offers the ideal combination of comfort, privacy, and low-maintenance living. Designed with a desirable split-bedroom floor plan, this 2-bedroom, Flex room, 2-bath home provides plenty of space for visiting family and friends while maintaining privacy for the owner. The inviting front porch welcomes you inside, where a spacious foyer leads to two guest bedrooms and a full guest bath. The heart of the home is the bright and open Great Room, ideal for relaxing or entertaining. Tucked away at the rear of the home, the private primary suite features a walk-in closet and an en-suite bath with a large vanity and easy-access step-in shower. A standout feature is the sun-filled Florida Room, offering additional living space with tile flooring and abundant natural light. From here, step outside to your own private courtyard—a peaceful retreat for morning coffee, gardening, or enjoying Florida’s year-round sunshine. The eat-in kitchen offers generous countertop space, ample cabinetry, and a convenient pantry, while the adjacent laundry room provides direct access to the two-car garage. Outside, you'll appreciate the attractive hardscape landscaping, designed to reduce maintenance and help lower irrigation costs. Plus, with extra space between neighboring homes in the rear, you'll enjoy enhanced privacy and tranquility. If you're looking for a home with great potential in a vibrant 55+ community known for its outstanding amenities, golf, clubs, activities, and active lifestyle, this could be the perfect place to call home. The monthly HOA fee includes Basic Spectrum Cable, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling at designated locations, 24/7 monitored gates and what seems like endless amenities; four pools (3 outside & 1 inside), two state of the art fitness centers, pickleball (uncovered & covered), billiards, archery range, multiple dog parks, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to several shopping centers. Centrally located 20 minutes from the World Equestrian Center, easy drive to 4 cruise ports and/or airports, and within a close proximity to entertainment complexes in Orlando.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJul 21, 2026
- Listed$145,000Jul 21, 2026
- Price increased$145,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- On Top Of The World
- County
- Marion
- Year built
- 1997
- Living area
- 1,403 sq ft
- Price/sq ft
- $103
- Building area
- 2,161 sq ft (Public Records)
- Lot size
- 7,841 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12083C0684E)
- Garage
- 2 spaces
- Annual taxes
- $921 (2025)
- Parcel #
- 3530-0005-23
- Zoning
- PUD
- MLS #
- OM728683
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Laminate
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Attic Ventilator, Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Ground Level, Off Street
HOA & Financial
- HOA fee
- $479 / Monthly
- Monthly HOA
- $479/mo
- Total monthly fees
- $479/mo
- Total annual fees
- $5,743
- HOA name
- Lori Sands
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Leasehold
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Community Standards require that the shortest-term rental allowed is 6 months and 1 week for a FURNISHED unit. Twelve-month leases permitted for furnished our unfurnished units.
- Approval process
- Potential tenants must pay for and submit to an online background check, apply to the HOA and pay for and attend an interview.
Exterior & Construction
- Exterior features
- Courtyard
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- None
- Utilities
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Number Limit
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | 24.8x15.2 |
| Primary Bedroom | First | 16.8x12 |
| Bedroom 2 | First | 11.4x13.6 |
| Bedroom 3 | First | 10.2x12 |
| Kitchen | First | 22x12 |
| Florida Room | First | 22.4x10 |
Listing Details
- Listing date
- 2026-07-21
- On market date
- 2026-07-21
- Original list price
- $145,000
- Occupant type
- Vacant
- MLS area
- 34481 - Ocala
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-07-21
- Tax legal description
- SEC 23 TWP 16 RGE 20 PLAT BOOK 003 PAGE 070 ON TOP OF THE WORLD PHASE 1-A SECTION 1 BLK E LOT 23
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Enter On Top of the World via the SW 90th Street Gate. Follow to the 4-way stop and go straight. At the 2nd street TURN LEFT on SW 91st Terrace. Home located on the RIGHT @ 9040.
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 21, 2026 at 5:55 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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