9870 Indian Key Trail, FL9870 Indian Key Trail, FL9870 Indian Key Trail, FL
Stellar MLS
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$275,000

9870 Indian Key Trail

Seminole, FL 33776

Listing updated: July 30, 2026 at 12:24 PM ET

Active
Stellar MLSListing courtesy of American Heritage Realty, Inc. · Benjamin Pietras · MLS #TB8530038 · Active · 727-726-7272
3
Beds
3
Baths
1,749
Sq Ft
0.03
Acres
1994
Built
WaterfrontWater access$157/sqft360° tour
Townhouse

Property type

1994

Year built

1,381 sqft

Lot size

$157

Price / sq ft

$420/mo

HOA dues

2

Days on market

2

Garage spaces

AE

Flood zone

About this home

Auction Property. ***Luxury Live Auction! *** Transparent Non-Distressed Auction! Saturday, August 15, 2026, at 11:00 am. Preview from 10:00 am on Sale Day. *** EVERYONE WELCOME TO BID *** Because this is an auction sale, the home may sell for less or more than the list price. The home is being sold free and clear of all debts and is guaranteed by title insurance, like any other traditionally listed home. *** You can use cash or financing.*** Experience waterfront resort-style living in the highly desirable Tara Cay community, surrounded by lush green spaces, manicured grounds, docks for your boat, a sparkling pool, and lounging areas. This spacious townhome offers nearly 2,000 square feet with 3 bedrooms, 3 full bathrooms, a bonus area, tranquil Intracoastal water views, and multiple outdoor living spaces overlooking the waterway. The main living level features a gourmet kitchen with a breakfast bar, dining area, and open living room designed to capture the peaceful resort-like setting. The kitchen was completely remodeled and updated in 2020, showcasing granite countertops, a custom tile backsplash, stainless steel appliances, generous cabinetry, and a walk-in pantry. Sliding doors lead to a private screened balcony, creating the perfect setting for morning coffee, outdoor dining, or relaxing as boats and wildlife pass by. Upstairs are two spacious primary suites, each with its own private bathroom and flexible sitting or office area. The larger waterfront suite features vaulted ceilings, two walk-in closets, a private screened balcony, and a beautifully updated en suite bathroom with granite finishes and a large tiled walk-in shower. The second suite provides excellent privacy for family members or overnight guests, complete with a full bathroom and additional sitting space. Custom decks and balconies extend from the ground floor, living area, and primary bedroom, providing three separate places to enjoy the water and surrounding tropical landscape. The waterway opens to the Intracoastal Waterway with convenient Gulf access, while boat docks are located right out your back lanai and are available for multi-day and night docking for your boat or everyday use. Additional highlights include a newer air-conditioning system installed in 2018, an oversized tandem garage with abundant storage, a large storage closet, real wood flooring throughout the home, flexible bonus space, and low monthly maintenance fees. The community pool is only steps from the home, yet the setting remains quiet, private, and peaceful. Tara Cay offers the carefree atmosphere of a waterfront retreat just minutes from Gulf beaches, boat ramps, parks, restaurants, shopping, schools, and local attractions. Whether enjoying the pool, launching a kayak, docking your boat, or unwinding on one of your private balconies, this exceptional townhome delivers the Florida waterfront lifestyle without the upkeep of a single-family waterfront property. ........BUYER will receive a general warranty deed free and clear of all debts, guaranteed with a title insurance policy at closing..... 4–Point Inspection Available *****Submit an acceptable contract to stop the auction!*****

Estimated monthly payment

Principal & interest$1,391
Property taxes$484
Home insurance (est.)$126
HOA dues$420

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

  1. Status: Active
    Jul 28, 2026
  2. Listed$275,000
    Jul 28, 2026
  3. Price increased$275,000

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
2
Subdivision
Tara Cay Sound South
County
Pinellas
Year built
1994
Living area
1,749 sq ft
Price/sq ft
$157
Lot size
1,381 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12103C0177H)
Garage
2 spaces
Annual taxes
$5,804 (2025)
Parcel #
19-30-15-89773-000-0640
Zoning
RPD-10
MLS #
TB8530038

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Interior Details

Bedrooms
3
Full bathrooms
3
Flooring
Luxury Vinyl, Tile, Wood
Appliances
Cooktop, Dishwasher, Electric Water Heater, Range, Refrigerator
Interior features
Ceiling Fans(s), Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Inside
Stories / Levels
Three Or More
Direction faces
Southeast

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Ground Level, Tandem

HOA & Financial

HOA fee
$420 / Monthly
Monthly HOA
$420/mo
Total monthly fees
$420/mo
Total annual fees
$5,040
HOA name
PMI Tampa
CDD
No
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please contact the HOA for lease restrictions.
Approval process
Please contact the HOA for the approval process.

Exterior & Construction

Exterior features
Lighting, Other, Private Entrance, Sidewalk
Construction materials
Vinyl Siding, Frame
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
KitchenFirst
Primary BedroomSecond
Living RoomFirst

Listing Details

Listing date
2026-07-28
On market date
2026-07-28
Original list price
$275,000
Occupant type
Owner
Special conditions
Auction
MLS area
33776 - Seminole/Largo
Listing AOR
Suncoast Tampa
Status changed
2026-07-28
Tax legal description
TARA CAY SOUND, SOUTH VILLAGE, PHASE I LOT 64

Flood risk

High riskFEMA Zone AEPanel 12103C0177H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

West on 102nd Ave N. South (right) on Hamlin Blvd. Right on Seminole Trail into Tara Cay. Left on Indian Key Trail. Home is on your right.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 30, 2026 at 12:24 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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