


$275,000
9870 Indian Key Trail
Seminole, FL 33776
Listing updated: July 30, 2026 at 12:24 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Auction Property. ***Luxury Live Auction! *** Transparent Non-Distressed Auction! Saturday, August 15, 2026, at 11:00 am. Preview from 10:00 am on Sale Day. *** EVERYONE WELCOME TO BID *** Because this is an auction sale, the home may sell for less or more than the list price. The home is being sold free and clear of all debts and is guaranteed by title insurance, like any other traditionally listed home. *** You can use cash or financing.*** Experience waterfront resort-style living in the highly desirable Tara Cay community, surrounded by lush green spaces, manicured grounds, docks for your boat, a sparkling pool, and lounging areas. This spacious townhome offers nearly 2,000 square feet with 3 bedrooms, 3 full bathrooms, a bonus area, tranquil Intracoastal water views, and multiple outdoor living spaces overlooking the waterway. The main living level features a gourmet kitchen with a breakfast bar, dining area, and open living room designed to capture the peaceful resort-like setting. The kitchen was completely remodeled and updated in 2020, showcasing granite countertops, a custom tile backsplash, stainless steel appliances, generous cabinetry, and a walk-in pantry. Sliding doors lead to a private screened balcony, creating the perfect setting for morning coffee, outdoor dining, or relaxing as boats and wildlife pass by. Upstairs are two spacious primary suites, each with its own private bathroom and flexible sitting or office area. The larger waterfront suite features vaulted ceilings, two walk-in closets, a private screened balcony, and a beautifully updated en suite bathroom with granite finishes and a large tiled walk-in shower. The second suite provides excellent privacy for family members or overnight guests, complete with a full bathroom and additional sitting space. Custom decks and balconies extend from the ground floor, living area, and primary bedroom, providing three separate places to enjoy the water and surrounding tropical landscape. The waterway opens to the Intracoastal Waterway with convenient Gulf access, while boat docks are located right out your back lanai and are available for multi-day and night docking for your boat or everyday use. Additional highlights include a newer air-conditioning system installed in 2018, an oversized tandem garage with abundant storage, a large storage closet, real wood flooring throughout the home, flexible bonus space, and low monthly maintenance fees. The community pool is only steps from the home, yet the setting remains quiet, private, and peaceful. Tara Cay offers the carefree atmosphere of a waterfront retreat just minutes from Gulf beaches, boat ramps, parks, restaurants, shopping, schools, and local attractions. Whether enjoying the pool, launching a kayak, docking your boat, or unwinding on one of your private balconies, this exceptional townhome delivers the Florida waterfront lifestyle without the upkeep of a single-family waterfront property. ........BUYER will receive a general warranty deed free and clear of all debts, guaranteed with a title insurance policy at closing..... 4–Point Inspection Available *****Submit an acceptable contract to stop the auction!*****
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history2 days on market
- Status: ActiveJul 28, 2026
- Listed$275,000Jul 28, 2026
- Price increased$275,000
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 2
- Subdivision
- Tara Cay Sound South
- County
- Pinellas
- Year built
- 1994
- Living area
- 1,749 sq ft
- Price/sq ft
- $157
- Lot size
- 1,381 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0177H)
- Garage
- 2 spaces
- Annual taxes
- $5,804 (2025)
- Parcel #
- 19-30-15-89773-000-0640
- Zoning
- RPD-10
- MLS #
- TB8530038
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Luxury Vinyl, Tile, Wood
- Appliances
- Cooktop, Dishwasher, Electric Water Heater, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s)
- Laundry
- Inside
- Stories / Levels
- Three Or More
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Ground Level, Tandem
HOA & Financial
- HOA fee
- $420 / Monthly
- Monthly HOA
- $420/mo
- Total monthly fees
- $420/mo
- Total annual fees
- $5,040
- HOA name
- PMI Tampa
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please contact the HOA for lease restrictions.
- Approval process
- Please contact the HOA for the approval process.
Exterior & Construction
- Exterior features
- Lighting, Other, Private Entrance, Sidewalk
- Construction materials
- Vinyl Siding, Frame
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Cable Connected, Electricity Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Primary Bedroom | Second | |
| Living Room | First |
Listing Details
- Listing date
- 2026-07-28
- On market date
- 2026-07-28
- Original list price
- $275,000
- Occupant type
- Owner
- Special conditions
- Auction
- MLS area
- 33776 - Seminole/Largo
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-07-28
- Tax legal description
- TARA CAY SOUND, SOUTH VILLAGE, PHASE I LOT 64
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
West on 102nd Ave N. South (right) on Hamlin Blvd. Right on Seminole Trail into Tara Cay. Left on Indian Key Trail. Home is on your right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 30, 2026 at 12:24 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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