3914 Derby Drive, FL3914 Derby Drive, FL3914 Derby Drive, FL
Stellar MLS
1 / 76

$385,000

3914 Derby Drive

Lakeland, FL 33809

Listing updated: July 28, 2026 at 2:34 PM ET

Active
Stellar MLSListing courtesy of Harper Realty Fl, Llc · Rachel Hernandez · MLS #L4963547 · Active · 863-687-8020
3
Beds
2
Baths
1,828
Sq Ft
0.17
Acres
2000
Built
$211/sqft
Single Family Residence

Property type

2000

Year built

7,200 sqft

Lot size

$211

Price / sq ft

$4/mo

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

This home has been meticulously maintained and offers numerous updates. Inside you will find high ceilings and luxury vinyl flooring throughout. The spacious eat in kitchen features granite countertops, new backsplash, and a large pantry that was once used as a laundry room (and easily could be again). The refrigerator (replaced in Aug 2023), dishwasher ( replaced in Dec 2023), and electric range (replaced in Feb 2026) are all included. The separate dining room is a perfect space to entertain guests. The primary bedroom includes a large walk in closet and updated en-suite shower. Both bathrooms have granite countertops and both toilets were replaced in 2023. Other updates include a newer water heater (March 2023), interior and exterior paint, thermostat, seamless gutters, 3 Blink cameras (interior and exterior of the home), a new sliding glass door and an outside storage shed which sits on a concrete slab. This home features an enclosed lanai, perfect for relaxing with your morning coffee. Windows and new screens were installed in the lanai in Oct 2024. Outdoors you will find a fenced backyard, a paver patio with awning, sprinkler system and 50 amp outlet (for RV). All on a beautifully landscaped lot in a quiet cul-de-d-sac setting with no rear neighbors. HOA is optional, NOT required.

Estimated monthly payment

Principal & interest$1,947
Property taxes$249
Home insurance (est.)$176
HOA dues$4

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jul 27, 2026
  2. Listed$385,000
    Jul 27, 2026
  3. Price increased$385,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Wedgewood Golf & Country Club Ph 01
County
Polk
Year built
2000
Living area
1,828 sq ft
Price/sq ft
$211
Building area
2,604 sq ft (Public Records)
Lot size
7,200 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0304G)
Garage
2 spaces
Annual taxes
$2,985 (2025)
Parcel #
23-27-36-016024-014120
Zoning
PUD
MLS #
L4963547

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Vinyl
Appliances
Dishwasher, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
In Garage
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$50 / Annually
Monthly HOA
$4/mo
Total monthly fees
$4/mo
Total annual fees
$50
HOA name
Wedgewood Estates HOA
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
No
Lease restrictions
Yes
Additional lease restrictions
12 month minimum on lease agreements

Exterior & Construction

Exterior features
Awning(s)
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Available

Community

Pets allowed
Yes

Schools

ElementaryNorth Lakeland ElemGreatSchools ↗
MiddleSleepy Hill MiddleGreatSchools ↗
High SchoolLake Gibson HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst10x18
Living RoomFirst14x23
Dining RoomFirst10x12
Primary BedroomFirst13x19
Bedroom 2First12x12

Listing Details

Listing date
2026-07-17
On market date
2026-07-27
Original list price
$385,000
Occupant type
Owner
MLS area
33809 - Lakeland / Polk City
Listing AOR
Lakeland
Status changed
2026-07-27
Tax legal description
WEDGEWOOD GOLF & COUNTRY CLUB PHASE ONE UNIT THREE PB-77 PG-8 BLK 14 LOT 12 & A UNDIVIDED 1/41% INT IN TRACT A (COMMON AREA)

Flood risk

Minimal riskFEMA Zone XPanel 12105C0304G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

N on Hwy 98 N to right on Wedgewood Estates Blvd to right on Fenton Ln to left on Straffordshire Dr to right on Derby Dr

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 28, 2026 at 2:34 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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