9036 109th Terrace, FL9036 109th Terrace, FL9036 109th Terrace, FL
Stellar MLS
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$315,000

9036 109th Terrace

Seminole, FL 33777

Listing updated: July 22, 2026 at 2:10 PM ET

Active
Stellar MLSListing courtesy of Mark Spain Real Estate · Chandler Hallwood · MLS #TB8529445 · Active · 855-299-7653
3
Beds
1
Bath
964
Sq Ft
0.14
Acres
1978
Built
$327/sqft
Single Family Residence

Property type

1978

Year built

6,042 sqft

Lot size

$327

Price / sq ft

No HOA

HOA dues

6

Days on market

1

Garage space

AE

Flood zone

About this home

Move-in ready 3-bedroom, 1-bathroom block home in desirable unincorporated Seminole with no HOA, no deed restrictions, and no rental restrictions-ideal for owner-occupants, Airbnb, short-term or long-term rentals. Plenty of driveway parking accommodates your boat, RV, or trailer. Major updates include a brand-new roof (2026) with a transferable warranty, a brand-new HVAC(2026), hickory luxury vinyl plank flooring throughout, new baseboards, fresh knockdown texture, fresh interior and exterior paint, new interior doors and newer windows. The home also features a spacious living area, an oversized one-car garage, an enclosed lanai, a front patio, a fully fenced backyard, and a storage shed. Conveniently located between Bryan Dairy Rd. and Starkey Rd., just minutes from shopping, dining, parks, top-rated schools, and the Gulf beaches. A great opportunity for a primary residence, vacation home, or investment property. Enjoy the benefits of very low property taxes, affordable homeowners insurance, and peace of mind knowing the home has never flooded.

Estimated monthly payment

Principal & interest$1,593
Property taxes$74
Home insurance (est.)$144

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history6 days on market

  1. Status: Active
    Jul 16, 2026
  2. Listed$330,000
    Jul 16, 2026
  3. Price reduced$315,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
6
Subdivision
Starkey Heights Unit 1
County
Pinellas
Year built
1978
Living area
964 sq ft
Price/sq ft
$327
Building area
1,600 sq ft (Public Records)
Lot size
6,042 sq ft
Lot category
0 to less than 1/4
Flood zone
AE
Garage
1 spaces
Annual taxes
$889 (2025)
Parcel #
14-30-15-85158-002-0160
Zoning
R-3
MLS #
TB8529445

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Interior Details

Bedrooms
3
Full bathrooms
1
Flooring
Luxury Vinyl, Tile
Appliances
Dryer, Other, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Other
Laundry
In Garage
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Garden, Other, Private Yard, Sliding Doors, Storage
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Public, Sewer Connected, Water Connected

Schools

ElementaryStarkey Elementary-PNGreatSchools ↗
MiddleOsceola Middle-PNGreatSchools ↗
High SchoolPinellas Park High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst
KitchenFirst
Living RoomFirst
Primary BedroomFirst
Bedroom 2First
Bedroom 3First

Listing Details

Listing date
2026-07-16
On market date
2026-07-16
Original list price
$330,000
Occupant type
Owner
MLS area
33777 - Seminole/Largo
Listing AOR
Orlando Regional
Status changed
2026-07-16
Tax legal description
STARKEY HEIGHTS UNIT 1 BLK 2, LOT 16

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Located in Seminole, this home is conveniently situated near Bryan Dairy Road and Starkey Road, providing easy access to shopping, dining, parks, and Florida's beautiful Gulf beaches. From Bryan Dairy Road, head south on Starkey Road, turn right onto 109th Avenue, then right onto 109th Terrace. 9036 109th Terrace will be on your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 22, 2026 at 2:10 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA