12185 198th Terrace, FL12185 198th Terrace, FL12185 198th Terrace, FL
Stellar MLS
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$380,000

12185 198th Terrace

O'Brien, FL 32071

Listing updated: July 27, 2026 at 6:25 PM ET

Active
Stellar MLSListing courtesy of Keller Williams Gainesville Realty Partners · Lisa Fetrow · MLS #GC541955 · Active · 352-240-0600
4
Beds
3
Baths
2,596
Sq Ft
4
Acres
2021
Built
Private poolFireplace4 acres$146/sqft
Manufactured Home

Property type

2021

Year built

174,240 sqft

Lot size

$146

Price / sq ft

No HOA

HOA dues

11

Days on market

X

Flood zone

About this home

Welcome to your O’Brien oasis, a peaceful sanctuary offering the perfect blend of high-end country living and modern comfort. Situated on 4+ private, beautifully wooded acres under wide open North Florida skies, this immaculate 2021 upscale manufactured home is ready for its next steward. Step inside to an expansive, sun-drenched open-concept layout defined by large windows, crown molding, and beautiful vinyl plank flooring throughout (with cozy carpet in the bedrooms). The heart of the home features a spacious living room centered around an inviting fireplace, flowing seamlessly into the kitchen. Chefs will love the massive island, pot filler over the stove, solid wood cabinetry, ample solid surface counter space, and integrated appliances. The split bedroom floor plan offers ultimate privacy for the primary suite, which includes a generous walk-in closet, a soaking tub, and an oversized shower. A huge mud/laundry room offers additional storage and effortless everyday utility, leading out to a beautiful back deck that could be converted into a Florida room. Outside, the property is a peaceful, open canvas waiting for your personal touch. It is the perfect setup for gardening, homesteading, or simply enjoying the tranquil rural surroundings without the restrictions of an HOA. Additional features include a detached 2-car carport, a workshop, and a private well. Adventure and relaxation await just minutes from your front door. Located in a pristine area of Suwannee County, you are less than 20 minutes from three of North Florida’s absolute best freshwater springs and a convenient Suwannee River boat ramp. Whether you are looking for a full time modern homestead, a peaceful weekend retreat, or a strategic property investment, this O'Brien estate delivers unmatched space, peace, and value.

Estimated monthly payment

Principal & interest$1,921
Property taxes$347
Home insurance (est.)$174

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history11 days on market

  1. Status: Active
    Jul 16, 2026
  2. Listed$390,000
    Jul 16, 2026
  3. Price reduced$380,000

Facts & features

Property type
Residential
Sub type
Manufactured Home
Status
Active
Days on market
11
Subdivision
Frontier Junction Sub
County
Suwannee
Year built
2021
Living area
2,596 sq ft
Price/sq ft
$146
Building area
3,259 sq ft (Public Records)
Lot size
174,240 sq ft
Lot category
2 to less than 5
Flood zone
X
Pool
Private pool
Annual taxes
$4,167 (2025)
Parcel #
34-04S-13E-09061-070050
Zoning
RES
MLS #
GC541955

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Laminate, Vinyl
Appliances
Built-In Oven, Cooktop, Dishwasher, Electric Water Heater, Exhaust Fan, Microwave, Range Hood, Refrigerator
Interior features
Crown Molding, Eat-in Kitchen, Open Floorplan, Thermostat, Walk-In Closet(s)
Laundry
Corridor Access, Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
South
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric, Heat Pump
Cooling
Central Air

Parking

Parking features
Open, Oversized
Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony, Lighting, Rain Gutters, Storage
Construction materials
HardiPlank Type, Vinyl Siding
Roof
Shingle
Foundation
Crawlspace
Pool
Private pool
Road surface
Limerock

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Electricity Available, Electricity Connected, Water Available

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomFirst

Listing Details

Listing date
2026-07-15
On market date
2026-07-16
Original list price
$390,000
Occupant type
Owner
MLS area
32071 - O Brien
Listing AOR
Orlando Regional
Status changed
2026-07-16
Tax legal description
LEG LOT 5 BLK G FRONTIER JUNCTION ORB 2360 P 497-98 WD YR 2022

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading North In I-75 North... take exit 423 for FL-47 N toward Ft White...Turn left onto FL-47 S...Turn right onto SW County Rd 240...Continue onto State Hwy 240/216th St...Turn right onto US-129 N...Turn left onto 97th Dr. follow around for about 3 miles .... Turn right onto 121st Rd...Turn left onto 198th Terrace... home will be on the right.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 27, 2026 at 6:25 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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