


$3,095,000
32 Hammock Beach Circle
Palm Coast, FL 32137
Listing updated: August 9, 2026 at 6:47 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
A commanding expression of coastal architecture, 32 Hammock Beach Circle is a custom Arthur Rutenberg estate offering 5,612 square feet of living space and 9,366 total square feet, with sweeping Atlantic Ocean and golf course views. Beside the private beach walkover and across from the neighborhood pool and clubhouse, the five-bedroom, 6.5-bath residence overlooks the eighth tee box and green. Every bedroom is en suite, ensuring privacy. Built in 2009 with concrete-block construction on all three levels, the home features a tile roof, Rhino exterior coating, plantation shutters and propane generator. Cantera double entry doors introduce interiors enriched by Jerusalem limestone, while a private elevator connects every floor. Designed for multigenerational living, the first level offers two en suite bedrooms, including an in-law suite with private entrance. The second bedroom’s en suite bath has outdoor access to a slate-lined shower, ideal when returning from the community pool or private beach. A sitting area and fitness room with sink, refrigerator and ice maker complete this level. Two garage bays provide storage, complemented by a storage/safe room, driveway turnaround and security cameras at ground level and in the garage. The second floor is devoted to living and entertaining. Its chef's kitchen pairs Level 10 exotic granite with a farmhouse sink, oversized island and downdraft cooktop, Sub-Zero refrigerator and freezer, two side-by-side 78-bottle Sub-Zero wine refrigerators with dual temperature zones, commercial-grade Sub-Zero ice maker, Miele built-in coffee system and dishwasher, and Wolf double ovens. A sliding glass wall connects the kitchen to the summer kitchen, while another opens the great room to wraparound balconies overlooking the ocean and fairway. A new outdoor fireplace extends the living experience into the coastal air. The formal dining room, walk-in pantry and illuminated onyx powder room are joined by a library with custom-stained built-ins and wine room prewired for refrigeration. An authentic fireplace imported from France and believed to be more than 400 years old anchors the interior with remarkable provenance; the floor beneath was reinforced for its weight. Crowning the residence, the third-floor owner's retreat captures elevated views from its sitting area and wraparound balcony. Separate his-and-hers bathrooms, three custom closets, a steam shower and television concealed behind one bathroom mirror create a private sanctuary. Two additional king-size en suite bedrooms share a sitting area and front balcony, while the laundry room features Miele Professional washer and dryer. New tongue-and-groove ceilings enrich every covered lanai, and a new fountain fashioned from an antique French well lends European character. Every shower includes fixed and handheld showerheads with built-in niches. Further appointments include exotic granite bath finishes, impact glass, double-hung windows, an illuminated primary-bedroom tray ceiling, custom closets and in-wall pest-control tubing. The integrated ELAN system provides audio, video and technology, with speakers in every room and across all three lanai levels. Each HVAC system incorporates an air purifier and UV blue-light purification. The HOA provides landscaping, irrigation, lawn care and security. Optional Club at Hammock Beach membership may offer signature golf, beach services, pools, tennis, pickleball, fitness, spa, dining and member activities.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveAug 8, 2026
- Listed$3,095,000Aug 8, 2026
- Price increased$3,095,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Ocean Hammock
- County
- Flagler
- Year built
- 2009
- Living area
- 5,612 sq ft
- Price/sq ft
- $552
- Building area
- 9,366 sq ft (Public Records)
- Lot size
- 8,397 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $20,709 (2026)
- Parcel #
- 04-11-31-3505-00000-0750
- Zoning
- PUD
- MLS #
- FC319954
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Interior Details
- Bedrooms
- 5
- Full bathrooms
- 6
- Half bathrooms
- 1
- Flooring
- Brick
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range Hood, Refrigerator, Washer, Wine Refrigerator
- Interior features
- Built-in Features, Ceiling Fans(s), Central Vaccum, Coffered Ceiling(s), Crown Molding, Eat-in Kitchen, Elevator, High Ceilings, In Wall Pest System, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- Three Or More
- Direction faces
- Northwest
- Fireplace
- Yes
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air, Zoned
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $767 / Quarterly
- Monthly HOA
- $256/mo
- Total monthly fees
- $426/mo
- Total annual fees
- $5,108
- HOA name
- Ocean Hammock POA
- CDD
- Yes
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See Covenants and Restrictions
- Approval process
- Send lease prior to Ocean Hammock POA prior to tenant moving in for approval
Exterior & Construction
- Exterior features
- French Doors, Lighting, Outdoor Grill, Outdoor Kitchen, Outdoor Shower, Private Entrance, Private Mailbox, Private Yard, Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Slab
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Propane, Sewer Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Dining Room | Second | |
| Kitchen | Second | |
| Office | Second | |
| Great Room | Second | |
| Bedroom 2 | Third | |
| Bathroom 2 | Third | |
| Bedroom 3 | Third | |
| Bathroom 3 | Third | |
| Laundry | Third | |
| Primary Bedroom | Third | |
| Primary Bathroom | Third | |
| Bedroom 4 | First | |
| Bathroom 4 | First | |
| Bedroom 5 | First | |
| Bathroom 5 | First |
Listing Details
- Listing date
- 2026-08-06
- On market date
- 2026-08-08
- Original list price
- $3,095,000
- Occupant type
- Owner
- MLS area
- 32137 - Palm Coast
- Listing AOR
- Flagler
- Status changed
- 2026-08-08
- Tax legal description
- OCEAN HAMMOCK PARCEL B-5 LOT 75 OR 726 PG 1310 OR 1547 PG 850
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
A1A turn onto 16 Rd, turn right at 4 way stop onto Hammock Dunes Parkway, make 1st left onto Hammock Beach Pkwy, turn left after guard gate, turn right at stop sign onto Hammock Beach Circle, home is on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 9, 2026 at 6:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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