


$449,000
12828 128th Avenue
Largo, FL 33774
Listing updated: July 30, 2026 at 12:31 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. Beautifully maintained and thoughtfully updated, this Mill Pond home offers the perfect combination of comfort, quality upgrades, and peace of mind, all nestled in a non-flood zone with NO HOA or CDD just minutes from Gulf beaches. This move-in ready 3-bedroom, 2-bathroom, 2-car garage home has been meticulously cared for and is ready for you to simply unpack and enjoy. The open-concept living and dining areas flow seamlessly into the expanded kitchen, featuring stainless steel appliances, abundant cabinetry, and generous counter space designed for both everyday living and effortless entertaining. Impact-rated sliding glass doors flood the home with natural light while creating a seamless transition to the outdoor living area, embracing the best of Florida's indoor-outdoor lifestyle. Step outside to your own private, fully fenced backyard oasis. Designed for year-round Florida living, this incredible outdoor retreat features a hot tub beneath a gazebo, lush tropical landscaping highlighted by mature palms, an expansive deck, and an outdoor TV—perfect for entertaining family and friends or simply unwinding after a day at the beach. Two oversized storage sheds provide exceptional space for lawn equipment, hobbies, or additional storage. The garage has been transformed into a versatile extension of the home with RaceDeck flooring, built-in cabinetry, and a portable A/C unit, creating the perfect flex space for entertaining, a home gym, workshop, or hobby room while still maintaining garage functionality. Above, a floored attic provides even more convenient storage. Designed with both comfort and preparedness in mind, the home includes a DUAL FUEL GENERATOR connected to a 2023 ELECTRICAL PANEL with a whole-home surge protector, and dedicated generator hookup capable of powering major household necessities during power outages. Additional improvements include 2014 IMPACT WINDOWS and SLIDING GLASS DOOR, hurricane-impact garage door with opener, 2014 ROOF, 2024 WATER HEATER, and 2026 HVAC system, providing years of worry-free ownership. Conveniently located just minutes from the sugar-sand beaches of Indian Rocks Beach, this home also offers easy access to the Southwest Recreation Complex, Florida Botanical Gardens, Walsingham Park, championship golf courses, shopping, dining, top-rated medical facilities, and St. Pete-Clearwater International Airport. Whether you're spending the day on the beach, exploring nearby parks, or enjoying everything Pinellas County has to offer, you'll love having it all just moments away. This isn't just a home, it's a lifestyle. From the stunning outdoor living spaces and extensive updates to the hurricane-ready improvements and unbeatable location, this exceptional Mill Pond property offers the perfect blend of Florida living, everyday comfort, and lasting value.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJul 30, 2026
- Listed$449,000Jul 30, 2026
- Price increased$449,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Mill Pond
- County
- Pinellas
- Year built
- 1979
- Living area
- 1,330 sq ft
- Price/sq ft
- $338
- Building area
- 1,855 sq ft (Public Records)
- Lot size
- 6,068 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12103C0114H)
- Garage
- 2 spaces
- Annual taxes
- $2,220 (2025)
- Parcel #
- 08-30-15-57987-000-1210
- MLS #
- TB8529032
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile, Laminate
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Crown Molding, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
- Laundry
- In Garage
- Stories / Levels
- Two
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to verify any and all leasing restrictions with city and county
- Approval process
- Buyer to verify any and all leasing restrictions with city and county
Exterior & Construction
- Exterior features
- Lighting, Private Mailbox
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Family Room | First | 20x13 |
| Primary Bedroom | First | 12x15.5 |
| Bedroom 2 | First | 11.5x14.5 |
| Bedroom 3 | First | 11.5x12.5 |
| Kitchen | First | |
| Dining Room | First |
Listing Details
- Listing date
- 2026-07-27
- On market date
- 2026-07-30
- Original list price
- $449,000
- Occupant type
- Owner
- MLS area
- 33774 - Largo
- Listing AOR
- Orlando Regional
- Status changed
- 2026-07-30
- Tax legal description
- MILL POND LOT 121
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the intersection of Indian Rocks Road & Walsingham Road: Head east on Walsingham Road for approximately 0.8 miles. Turn left onto Vonn Road (131st Street N). Turn right onto Mill Pond Drive. Turn left onto 130th Street N. Turn right onto 128th Avenue N. 12828 128th Ave will be on your left-hand side.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 30, 2026 at 12:31 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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