$690,000
18200 Cypress Cove Lane
Lutz, FL 33549
Listing updated: July 14, 2026 at 1:02 AM ET
Listing courtesy of Wright Davis Real Estate · Dillon Cook · MLS #TB8528738 · Active · 813-251-0001Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
An incredible value for a large, feature-packed pool home directly on private ski lake Lake Stemper, complete with a covered dock and detached ADU! Set on a quiet cul-de-sac along the shores of Lake Stemper, this updated lakefront pool home delivers the Florida lifestyle buyers are searching for—boating, swimming, entertaining, and sunset views from home. Lake Stemper is a private ski lake shared by only approximately 20 homes, offering exceptional privacy with direct access to year-round water recreation. The home is not in a flood zone so flood insurance is not required, and lives in unincorporated Hillsborough county! The home is designed around a private courtyard with a heated saltwater pool, creating a secluded outdoor retreat at the center of the property. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024. Inside, soaring ceilings, expansive windows, custom shades, contemporary finishes, and a ProFlame electric fireplace give the open living spaces a bright, modern feel. The renovated kitchen features sleek cabinetry, stainless steel appliances, and an expansive island, while multiple rooms showcase impressive lake views. The outdoor living spaces are built for entertaining. A fully equipped outdoor kitchen added in 2022 includes a Blaze four-burner propane grill, flat top and side burner, sink, ice maker, granite countertops, and under-counter LED lighting. Beyond the spacious lakeside deck, a private covered dock completed in 2022 puts boating, skiing, and sunset cruises just steps from the back door. A detached ADU with a private entrance and kitchenette adds valuable flexibility for guests, multigenerational living, a home office, or a studio. Major improvements include a water heater installed in 2020, pool and paver courtyard completed in 2022, outdoor kitchen added in 2022, covered dock completed in 2022, professional exterior lighting in 2024, and a new septic tank and drain field completed in 2025. With no HOA and no CDD, this is a rare opportunity to enjoy updated, private lakefront living without giving up everyday convenience.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJul 13, 2026
- Listed$690,000Jul 13, 2026
- Price increased$690,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Cumulative DOM
- 89
- Subdivision
- Cypress Cove
- County
- Hillsborough
- Year built
- 1974
- Living area
- 2,307 sq ft
- Price/sq ft
- $299
- Building area
- 3,045 sq ft (Public Records)
- Lot size
- 14,507 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- x
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $10,155 (2025)
- Parcel #
- U132718ZZZ00000054530.0
- Zoning
- RSC-4
- MLS #
- TB8528738
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Vinyl, Carpet
- Appliances
- Microwave, Range Hood, Washer, Convection Oven, Cooktop, Dishwasher, Dryer
- Interior features
- High Ceilings, Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Ceiling Fans(s)
- Laundry
- Laundry Closet
- Stories / Levels
- Two
- Direction faces
- North
- Fireplace
- Yes
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Double check any short term rental restrictions with local laws.
Exterior & Construction
- Exterior features
- Lighting, Outdoor Grill, Outdoor Shower, Private Yard, Courtyard, Rain Gutters, Sliding Doors
- Construction materials
- Stucco, Frame, Block
- Roof
- Membrane, Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Water Connected, Electricity Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Kitchen | First | |
| Living Room | First |
Listing Details
- Listing date
- 2026-07-07
- On market date
- 2026-07-13
- Original list price
- $690,000
- Occupant type
- Vacant
- MLS area
- 33549 - Lutz
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-07-13
- Tax legal description
- TRACT BEG 880.22 FT S OF NE COR OF SW 1/4 OF NE 1/4 AND RUN N 78 DEG W 70 FT S 10 DEG 57 MIN W 157.1
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-41/N Nebraska Avenue, head east on Sunset Lane. Turn right onto Cypress Cove Road, then continue onto Cypress Cove Lane. The property is at the end of the cul-de-sac at 18200 Cypress Cove Lane, Lutz, FL 33549.
More homes like this
$449,900
2830 Musky Mint Dr
Land O Lakes, FL 34638
4 bd · 3 ba · 1,827 sqft
Suncoast Meadows Increment 01
MLS ID #TB8528897, SOUTHERN LIFE REALTY.
Listing provided by Stellar MLS
$720,000
13522 Avista Dr
Tampa, FL 33624
3 bd · 3 ba · 2,038 sqft
Village Vi Of Carrollwood Vill
MLS ID #TB8499389, MIHARA & ASSOCIATES INC..
Listing provided by Stellar MLS
$538,900
18756 Wimbledon Cir
Lutz, FL 33558
3 bd · 3 ba · 2,480 sqft
Cheval Tennis Villg Condo 4
MLS ID #TB8480209, MUSGRAVE GROUP LLC.
Listing provided by Stellar MLS
$625,000
19382 Long Lake Ranch Blvd
Lutz, FL 33558
4 bd · 3 ba · 2,546 sqft
Long Lake Ranch
MLS ID #TB8528333, WEST FLORIDA REAL ESTATE LLC.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 14, 2026 at 1:02 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA