4431 Little Water Street, FL4431 Little Water Street, FL4431 Little Water Street, FL
Stellar MLS
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$725,000

4431 Little Water Street

Orlando, FL 32817

Listing updated: July 17, 2026 at 10:25 AM ET

Active
Stellar MLSListing courtesy of Upwell Realty Llc · Kyle Madorin PA · MLS #O6424105 · Active · 407-926-9960
4
Beds
3
Baths
2,531
Sq Ft
0.3
Acres
1994
Built
Private pool$286/sqft
Single Family Residence

Property type

1994

Year built

13,011 sqft

Lot size

$286

Price / sq ft

$63/mo

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Turn into Riversbend and the noise of the day just fades. Grand oaks arch overhead, the street goes quiet, and as you pull into 4431 Little Water Street, it immediately feels like home. Step through the leaded-glass double doors beneath a graceful arched transom and the wow factor starts immediately. Terracotta tile in the foyer gives way to rich hardwood flooring that carries through most of the home, leading you past the formal living and dining rooms into the true heart of the house: a completely renovated gourmet kitchen. Quartz counters and backsplash, solid wood soft-close cabinetry with under-cabinet lighting, a pot filler, GE Monogram appliances and a wine refrigerator surround the breakfast bar and eat-in nook, where morning coffee comes with a pool view. The adjoining family room opens straight onto the pool deck, so indoor and outdoor living blur together the way Florida living should. This is a split-bedroom, courtyard-style layout, with every major room wrapping around the screened pool and lanai, so daylight and water views follow you through the house. The primary suite is a retreat of its own, framed by columns that carve out a bonus sitting area or work-from-home office nook, with its own direct access to the pool deck. The ensuite bath delivers a dual-sink vanity, a soaker tub and a separate shower, giving you a place to actually unwind after a long day. Out back is where this home truly shines. A covered, brick-paver lanai with a wet bar (reachable from multiple points in the house, including bath access) overlooks a heated pool and spa with a cascading waterfall feature, all wrapped in a screen enclosure and framed by landscaping both inside and outside the cage. A child safety fence and fully fenced backyard add peace of mind for family and pets alike, while the oversized two-car garage with side entry keeps curb appeal front and center. Technology focused buyers will love the array of smart home features within, such as a connected thermostat, alarm system with video surveillance, Wi-Fi enabled ceiling fans and light switches, and Flume water monitor to detect leaks. Interested in green energy and reducing your utility bills? The whole-home solar array with Enphase Energy System allows you monitor the panels' production and your electric usage, truly bringing this home into the future. The myriad of updates throughout the property are the kind that let you move in and simply enjoy: a new roof (2024), a fully renovated kitchen (2022), new HVAC system (2022), 15 new double-pane windows (2022), whole-home solar (2021), and a repipe with new water heater (2020) already behind you. This custom-built pool home is one of only 79 residences in this manicured, tree-lined enclave tucked minutes from the Quadrangle, Siemens, UCF, the Research Park, and the 417 expressway. Plentiful shopping and eateries are a quick drive, and the airport and beaches are 30-45 minutes out when you're ready for sand instead of a lawn. Residents of Riversbend also enjoy a community park with a playground and basketball court, just steps away from this residence. Homes in Riversbend rarely hit the market, and this one has to be walked through to be fully appreciated. Come see why this address, and this neighborhood, are the kind people just don't want to leave.

Estimated monthly payment

Principal & interest$3,666
Property taxes$582
Home insurance (est.)$332
HOA dues$63

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jul 16, 2026
  2. Listed$725,000
    Jul 16, 2026
  3. Price increased$725,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Riversbend
County
Orange
Year built
1994
Living area
2,531 sq ft
Price/sq ft
$286
Building area
3,569 sq ft (Public Records)
Lot size
13,011 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12095C0280F)
Garage
2 spaces
Pool
Private pool
Annual taxes
$6,982 (2025)
Parcel #
04-22-31-7471-00-310
Zoning
R-1A
MLS #
O6424105

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Tile, Wood
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Wine Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
West

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Garage Faces Side, Oversized

HOA & Financial

HOA fee
$750 / Annually
Monthly HOA
$63/mo
Total monthly fees
$63/mo
Total annual fees
$750
HOA name
Joe Frasca/Preferred Community Management
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
As per HOA restrictions and Orange County ordinances. See Second Amendment to Declaration of Covenants and Restrictions, Article V, Section 1.(a).
Approval process
See Second Amendment to Declaration of Covenants and Restrictions, Article V, Section 1.(d).

Exterior & Construction

Exterior features
Garden, Lighting, Private Mailbox, Rain Gutters, Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes

Schools

ElementaryBRiverdale ElemGreatSchools ↗
MiddleACorner Lake MiddleGreatSchools ↗
High SchoolBUniversity HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst13x22.5
Dining RoomFirst10.5x15
KitchenFirst13.5x13.5
DinetteFirst10x12
Family RoomFirst15.5x17.5
Primary BedroomFirst13.5x26.5
Primary BathroomFirst12.5x15
Bedroom 2First12.5x10.5
Bedroom 3First12.5x11.5
Bathroom 2First9x5
Bedroom 4First11.5x14
Bathroom 3First6x10.5

Listing Details

Listing date
2026-07-14
On market date
2026-07-16
Original list price
$725,000
Occupant type
Vacant
MLS area
32817 - Orlando/Union Park/University Area
Listing AOR
Orlando Regional
Status changed
2026-07-16
Tax legal description
RIVERSBEND UNIT 1 32/46 LOT 31

Flood risk

Minimal riskFEMA Zone XPanel 12095C0280F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take FL-417 Toll to exit 37 for University Blvd. Turn east onto University Blvd. Turn left onto Rouse Rd. Turn right onto Riverbank Blvd. Turn left onto Swift Water Cir. Turn right onto Little Water St. Home will be on your left.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 17, 2026 at 10:25 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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