11440 Harbor Way, FL
Stellar MLS
1 / 1

$325,000

11440 Harbor Way

Largo, FL 33774

Listing updated: August 15, 2026 at 2:05 PM ET

Active
Stellar MLSListing courtesy of Keller Williams Realty Portfolio Collection · Frank Ubaldini · MLS #TB8527872 · Active · 727-489-0800
2
Beds
2
Baths
1,200
Sq Ft
0.57
Acres
1985
Built
Water access$271/sqft360° tour
Condominium

Property type

1985

Year built

0.57 ac

Lot size

$271

Price / sq ft

No HOA

HOA dues

37

Days on market

X

Flood zone

About this home

Enjoy the Florida lifestyle in this beautifully updated ground-floor condo in the highly sought-after Shipwatch Yacht & Tennis Club. With approximately 1,200 square feet, this 2-bedroom, 2-bath home offers modern updates, peaceful pond views, and one of the area's premier waterfront communities. The kitchen was completely renovated in 2023 with white cabinetry, quartz countertops, stainless steel appliances, a pantry, and a built-in beverage station. The spacious primary suite features an updated bath with a large walk-in shower and dual-sink vanity. You'll also appreciate the full-size washer and dryer, covered parking just outside your door, and a large exterior storage room for bikes, beach gear, and more. Relax on your private patio overlooking the pond and fountain, or enjoy everything Shipwatch has to offer, including two pools, a hot tub, fitness center, marina, walking trails, tennis, pickleball, shuffleboard, BBQ areas, on-site management, and beautifully maintained grounds. The association has fully funded reserves, no pending Milestone issues, and low condo fees. Just minutes from the Gulf beaches, restaurants, shopping, and entertainment, this home offers the perfect combination of location, lifestyle, and value. Schedule your private showing today.

Estimated monthly payment

Principal & interest$1,643
Property taxes$234
Home insurance (est.)$149

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history37 days on market

  1. Status: Active
    Jul 10, 2026
  2. Listed$325,000
    Jul 9, 2026
  3. Price increased$325,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
37
Cumulative DOM
190
Subdivision
Shipwatch
County
Pinellas
Year built
1985
Living area
1,200 sq ft
Price/sq ft
$271
Lot size
0.57 acres
Flood zone
X
Annual taxes
$2,804 (2025)
Parcel #
13-30-14-81168-002-5013
MLS #
TB8527872

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Luxury Vinyl
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Built-in Features, Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Laundry Closet
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Electric
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$763/mo
Total annual fees
$9,156
HOA name
Resource Property Management
CDD
No
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Leases/rental agreements must be in writing and require a minimum 90-day lease/rental term and no more than (2) rentals or renewals in any 12 consecutive month period. Buyer and or Buyer agent to confirm all Rental Restrictions with association.
Approval process
Credit/Background to Association. See Rules/Regs attached to MLS.Buyer and or Buyer agent to confirm Approval Process with association

Exterior & Construction

Exterior features
Private Entrance, Rain Gutters, Sidewalk
Construction materials
Block, Stucco, Frame
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Fire Hydrant, Public, Sewer Connected

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
KitchenFirst9x12
Dining RoomFirst13x9
Living RoomFirst13x15
Primary BedroomFirst13x12
Bathroom 2First10x12
Family RoomFirst13x13

Listing Details

Listing date
2026-07-09
On market date
2026-07-09
Original list price
$325,000
Occupant type
Vacant
MLS area
33774 - Largo
Listing AOR
Suncoast Tampa
Status changed
2026-07-10
Tax legal description
SHIPWATCH FIVE CONDO PHASE 1 BLDG 2, UNIT 5013

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take Clearwater Largo road South to Ulmerton Road. Ulmerton road to Left on Shipwatch. There guard shack is not occupied and the gate ate the entance will open as you pull up.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 15, 2026 at 2:05 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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