3120 Crispin, FL3120 Crispin, FL3120 Crispin, FL
Stellar MLS
1 / 70

$505,000

3120 Crispin

St Cloud, FL 34773

Listing updated: August 24, 2026 at 12:51 PM ET

Active
Stellar MLSListing courtesy of Exp Realty Llc · Travis Jones · MLS #V4950121 · Active · 888-883-8509
4
Beds
3
Baths
2,732
Sq Ft
0.24
Acres
2021
Built
Water view$185/sqft
Single Family Residence

Property type

2021

Year built

10,454 sqft

Lot size

$185

Price / sq ft

$37/mo

HOA dues

46

Days on market

2

Garage spaces

X

Flood zone

About this home

This stunning 2 story home offers the perfect combination of modern design, space, and peaceful living with a great water view behind the home. Featuring 4 bedrooms, 3 bathrooms, and an additional room that can be used as an office, or 5th bedroom, and beautifully designed living space. This home has room for everyone. The open concept floor plan is ideal for entertaining, with spacious living and dining areas that flow seamlessly into the heart of the home. Unwind on the screened lanai while enjoying the water view, and no rear neighbors. Built with today's lifestyle in mind, this 2021 home features impact windows, and comes with newer construction while delivering the space and flexibility of growing family's desire. Conveniently located in Harmony West, you will enjoy easy access to major highways, shopping, dining, parks, golf courses, and excellent schools. If you're searching for a move in ready home with modern finishes, generous living space, and beautiful water view this home is a must see. Schedule your showing today.

Estimated monthly payment

Principal & interest$2,554
Property taxes$621
Home insurance (est.)$231
HOA dues$37

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history46 days on market

  1. Status: Active
    Jul 9, 2026
  2. Listed$519,900
    Jul 9, 2026
  3. Price reduced$505,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
46
Subdivision
Harmony West Ph 1a
County
Osceola
Year built
2021
Living area
2,732 sq ft
Price/sq ft
$185
Building area
3,518 sq ft (Public Records)
Lot size
10,454 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$7,450 (2025)
Parcel #
24-26-31-3382-0001-0860
Zoning
0111
MLS #
V4950121

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Disposal, Refrigerator
Interior features
Ceiling Fans(s), Primary Bedroom Main Floor, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
Northeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$110 / Quarterly
Monthly HOA
$37/mo
Total monthly fees
$37/mo
Total annual fees
$440
HOA name
Association Solutions of CFL
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify all Lease restrictions in HOA docs

Exterior & Construction

Construction materials
Concrete, Stucco, Frame
Roof
Shingle
Foundation
Slab
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Sewer Connected

Community

Pets allowed
Yes

Schools

ElementaryHarmony Community School (K-5)GreatSchools ↗
MiddleAHarmony MiddleGreatSchools ↗
High SchoolAHarmony HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
Primary BedroomFirst
KitchenFirst

Listing Details

Listing date
2026-07-09
On market date
2026-07-09
Original list price
$519,900
Occupant type
Owner
MLS area
34773 - St Cloud (Harmony)
Listing AOR
Sarasota - Manatee
Status changed
2026-07-09
Tax legal description
HARMONY WEST PH 1A PB 27 PGS 116-120 LOT 86

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Follow US-192 W to Botanic Blvd in Osceola County Drive to Crispin Cir 3120 Crispin Cir

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 24, 2026 at 12:51 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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