$409,000
849 Callista Cay Loop
Tarpon Springs, FL 34689
Listing updated: July 23, 2026 at 9:09 PM ET
Listing courtesy of Lpt Realty, Llc · Melanie Cornish · MLS #A4699413 · Active · 877-366-2213Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Experience the ultimate maintenance-free coastal lifestyle in the highly sought-after gated waterfront community of Callista Cay in Tarpon Springs. One of the few townhomes in the area with no history of flooding during any hurricanes, this beautifully maintained end-unit also includes an assumable flood insurance policy, approximately $610 annually, providing added peace of mind and potential savings. Built in 2020, this spacious three-story home features 3 bedrooms, 2.5 bathrooms, and 1,828 square feet of thoughtfully designed living space. Built with Florida’s coastal lifestyle in mind, the home showcases hurricane-rated impact windows and sliding glass doors throughout, combining durability, security, and energy efficiency with effortless peace of mind. The oversized two-car garage includes an 8-foot-tall door to accommodate larger vehicles with extra space for golf carts, water toys, or a boat trailer, along with upper storage racks and additional under-stair storage. In addition the home is also future-ready with room in the garage for a potential elevator installation. The main living level offers an open-concept design ideal for entertaining. The chef's kitchen features solid wood soft-close cabinetry, quartz countertops, stainless steel appliances, an induction stove, and an extended center island with breakfast bar seating. A convenient half bath is located just off the kitchen, perfect for guests. The spacious living area opens to a screened balcony overlooking tranquil cypress trees and a peaceful pond, creating the perfect space for coffee in the morning or relaxing in the evening. Upstairs, the primary suite includes tray ceilings, a cozy alcove, an extended walk-in closet, and a newly remodeled en-suite bathroom (February 2025) featuring dual vanities and a linen closet. Two additional bedrooms share a Jack-and-Jill bathroom, while the upstairs laundry room offers added shelving and storage. This beautifully maintained end-unit townhome offers added privacy, abundant natural light from extra windows, and the peace of mind of an elevated interior location with no history of flooding during any hurricanes. Additional features include fire suppression sprinklers and an elevation certificate. Callista Cay offers a low-maintenance lifestyle with a gated entrance, community pool, clubhouse, and beautifully maintained grounds. Ideally located just minutes from the historic Sponge Docks, Fred Howard Park, Sunset Beach, local marinas, the Pinellas Trail, waterfront dining, antique and boutique shopping, and downtown Tarpon Springs, this exceptional end-unit combines the best of Florida's boating lifestyle with the security and peace of mind of an elevated interior location.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history14 days on market
- Status: ActiveJul 9, 2026
- Listed$420,000Jul 9, 2026
- Price reduced$409,000
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 14
- Subdivision
- Callista Cay
- County
- Pinellas
- Year built
- 2020
- Living area
- 1,828 sq ft
- Price/sq ft
- $224
- Building area
- 2,744 sq ft (Public Records)
- Lot size
- 2,744 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0019H)
- Garage
- 2 spaces
- Annual taxes
- $6,796 (2025)
- Parcel #
- 13-27-15-12988-000-0680
- MLS #
- A4699413
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Luxury Vinyl
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- Three Or More
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $430 / Monthly
- Monthly HOA
- $430/mo
- Total monthly fees
- $430/mo
- Total annual fees
- $5,160
- HOA name
- Tri Morocco
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Must verify with HOA.
- Approval process
- Must verify with HOA.
Exterior & Construction
- Exterior features
- Balcony
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Block
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | Third | |
| Kitchen | Second | |
| Bathroom 1 | Second | |
| Primary Bathroom | Third | |
| Living Room | Second |
Listing Details
- Listing date
- 2026-07-09
- On market date
- 2026-07-09
- Original list price
- $420,000
- Occupant type
- Owner
- MLS area
- 34689 - Tarpon Springs
- Listing AOR
- Orlando Regional
- Status changed
- 2026-07-09
- Tax legal description
- CALLISTA CAY LOT 68
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Driving Directions to Callista Cay Start Heading West on Tarpon Ave: From US19, head west toward Alt 19 (S Pinellas Ave). Turn Left (South) onto Alt 19: When you reach the intersection at Alt 19 / S Pinellas Ave, make a left turn heading south. Turn Right (West) onto W Meres Blvd: Drive south for approximately half a mile Arrive at the Gated Entrance: The secure, gated entrance for Callista Cay will be on your right-hand side. Once Through the Gate: Follow Callista Cay Loop into the community to locate the unit on your left by exit.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 23, 2026 at 9:09 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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