


$465,000
3129 Banyan Way
Punta Gorda, FL 33950
Listing updated: July 17, 2026 at 3:10 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Experience the best of Southwest Florida waterfront living with this incredible opportunity in the highly desirable Charlotte Park community! Situated on TWO fully fenced lots with an impressive 147 feet of canal frontage, this versatile two-story home offers direct boating access to Charlotte Harbor, making it the perfect fit for boaters, investors, or anyone looking for flexible living options. Beautifully renovated from top to bottom, this move-in ready home leaves nothing untouched. Featuring a NEW roof, NEW impact-rated windows and doors, TWO beautifully updated kitchens, NEW flooring throughout, completely renovated bathrooms, and countless additional interior and exterior improvements, every detail has been thoughtfully updated so the next owner can simply move in and start enjoying the Florida lifestyle. Designed with versatility in mind, the lower level features its own private entrance complete with a spacious bedroom, full bathroom, comfortable living area, and fully equipped kitchen—creating the perfect setup for families, extended guests, seasonal visitors, or income-producing rental potential. Upstairs, natural light fills the open living spaces where you'll find two additional bedrooms, an updated kitchen with plenty of room to gather, an inviting living area, and an expansive wraparound deck overlooking the canal—the perfect place to enjoy your morning coffee or unwind while taking in breathtaking Florida sunsets. Outside is where this property truly shines. The oversized double lot offers endless opportunities for entertaining, gardening, pets, or storing your boat, trailer, RV, and all your waterfront toys. Launch your boat right from your backyard and spend your days exploring Charlotte Harbor, waterfront restaurants, nearby islands, and the Gulf of Mexico. Whether you're searching for a full-time residence, seasonal retreat, vacation rental, or a home that comfortably accommodates the entire family, this property offers exceptional flexibility without sacrificing the waterfront lifestyle. Opportunities like this—with 147 feet of canal frontage, two fully fenced lots, direct boating access, an extensively renovated interior and exterior, and a flexible floor plan—are few and far between.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history9 days on market
- Status: ActiveJul 8, 2026
- Listed$465,000Jul 8, 2026
- Price increased$465,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 9
- Cumulative DOM
- 282
- Subdivision
- Char Park Sec 02
- County
- Charlotte
- Year built
- 1987
- Living area
- 2,240 sq ft
- Price/sq ft
- $208
- Lot size
- 19,380 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12015C0241G)
- Annual taxes
- $2,999 (2025)
- Parcel #
- 412213286009
- Zoning
- RSF5
- MLS #
- C7528175
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Washer Hookup
- Stories / Levels
- Two
- Direction faces
- Southeast
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Balcony, Lighting, Private Entrance, Private Mailbox, Rain Gutters, Sliding Doors
- Construction materials
- Block, Frame
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Water Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Living Room | Second | |
| Primary Bedroom | Second | |
| Kitchen | First | |
| Kitchen | Second |
Listing Details
- Listing date
- 2026-07-08
- On market date
- 2026-07-08
- Original list price
- $465,000
- Occupant type
- Vacant
- MLS area
- 33950 - Punta Gorda
- Listing AOR
- Port Charlotte
- Status changed
- 2026-07-08
- Tax legal description
- CPK 002 000F 0001 CHARLOTTE PARK SEC 2 REPL BLK F LT 1 148/11 591/696 AFF1673/743-HD 1772/473 DC4892/1344-JAD AFF4892/1346 4892/1356 & CPK 002 000F 0002 CHARLOTTE PARK REPLAT PRT SEC2 BLKF LT 2 148/11 865/639 AFF1673/743-HD 1772/474 DC4892/1344-JAD AFF4892/1346 4892/1356
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Get off at Jones Loop Road exit and turn right onto 41. Once you get to Aqui Esta, turn left. Take a right on Banyan Way and find 3129 on the corner.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 17, 2026 at 3:10 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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