3229 Spanish Moss Lane, FL3229 Spanish Moss Lane, FL3229 Spanish Moss Lane, FL
Stellar MLS
1 / 39

$400,000

3229 Spanish Moss Lane

Palm Harbor, FL 34684

Listing updated: August 7, 2026 at 2:23 PM ET

Active
Stellar MLSListing courtesy of Keller Williams Realty- Palm Harbor · Katherine Congdon · MLS #TB8527106 · Active · 727-772-0772
3
Beds
2
Baths
1,325
Sq Ft
0.16
Acres
1978
Built
$302/sqft
Single Family Residence

Property type

1978

Year built

6,800 sqft

Lot size

$302

Price / sq ft

No HOA

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

UPDATED & MOVE-IN READY GEM IN DESIRABLE SUNSHINE ESTATES! Welcome to this beautifully maintained 3-BEDROOM, 2-BATHROOM SINGLE-FAMILY HOME situated in one of Palm Harbor’s most sought-after neighborhoods with TOP-RATED SCHOOL ZONING (Highland Lakes Elementary, Carwise Middle, and Palm Harbor University High)! Offering 1,325 SQ FT OF LIGHT-FILLED LIVING SPACE, this home features a functional SPLIT-BEDROOM FLOOR PLAN designed for ultimate privacy, modern VINYL FLOORING THROUGHOUT, and NO HOA OR CDD FEES! WHAT'S NEW: A NEW KITCHEN featuring WHITE SHAKER CABINETS, GORGEOUS QUARTZ COUNTERTOPS, a LARGE ISLAND, and a spacious PANTRY, along with BOTH BATHROOMS COMPLETELY REMODELED during the 2018 home renovation! Enjoy complete peace of mind with a 2016 HVAC SYSTEM, 2016 WATER HEATER, 2020 stainless steel range/refrigerator/microwave, 2022 dishwasher, replacement windows throughout, and a WHOLE-HOME WATER FILTRATION SYSTEM. Step through the sliding glass doors to outdoor relaxation on your private patio overlooking a FULLY FENCED BACKYARD with plenty of room to play or entertain. Complete with an ATTACHED 2-CAR GARAGE, WASHER AND DRYER INCLUDED, and an X FLOOD ZONE designation (no mandatory flood insurance), this pristine home is located just minutes from DOWNTOWN PALM HARBOR, THE PINELLAS TRAIL, AND HONEYMOON ISLAND STATE PARK!

Estimated monthly payment

Principal & interest$2,023
Property taxes$410
Home insurance (est.)$183

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Aug 7, 2026
  2. Listed$400,000
    Aug 7, 2026
  3. Price increased$400,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Sunshine Estates
County
Pinellas
Year built
1978
Living area
1,325 sq ft
Price/sq ft
$302
Lot size
6,800 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12103C0076H)
Garage
2 spaces
Annual taxes
$4,921 (2025)
Parcel #
31-27-16-88335-000-2180
Zoning
R-3
MLS #
TB8527106

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Laminate
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
East

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Private Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Room Details

RoomLevelDimensions
KitchenFirst14x11
Living RoomFirst17x13
Dining RoomFirst8x9
Primary BedroomFirst11x15
Bedroom 1First12x11
Bedroom 2First11x11
Primary BathroomFirst5x7
Bathroom 1First9x5

Listing Details

Listing date
2026-07-08
On market date
2026-08-07
Original list price
$400,000
Occupant type
Owner
MLS area
34684 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-08-07
Tax legal description
SUNSHINE ESTATES LOT 218

Flood risk

Minimal riskFEMA Zone XPanel 12103C0076H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US-19 N, turn east onto Tampa Rd. Turn left onto Spanish Moss Ln. Property will be on the right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 7, 2026 at 2:23 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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